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Annapolis
Jossy Vila

Jossy Vila

Loan officer Assistant

Banking / Loans

Annapolis, Anne Arundel

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About Jossy Vila:

I am a licensed Loan Originator and licensed Realtor with a strong background in real estate, mortgage lending, and customer service. I am currently seeking a Loan Officer Assistant position where I can support loan officers, ensure smooth loan processing, and provide excellent service to clients throughout the transaction.

I am fluent in both English and Spanish, which allows me to effectively communicate with a diverse client base and help bridge language gaps during the loan process. I bring years of experience in computer systems, document management, and client communication, with a strong attention to detail and organization.

My experience as a Realtor has given me a deep understanding of purchase transactions, timelines, compliance requirements, and the importance of clear follow-up with clients, agents, lenders, and title companies. I am highly motivated, reliable, and team-oriented, with a passion for helping borrowers navigate the homebuying process smoothly and efficiently.

Experience

Professional Experience Summary
Bilingual (English/Spanish) real estate and mortgage professional with years of experience spanning mortgage lending, residential and commercial real estate, construction sales, and IT support. Currently serving as a Mortgage Loan Originator Assistant and Loan Partner, managing end-to-end loan processes, underwriting conditions, and client coordination using Encompass and AUS. Licensed NMLS Loan Originator and active Real Estate Agent with a proven record of negotiating transactions, mentoring agents, and coordinating with lenders, inspectors, and contractors. Strong background in construction sales management, overseeing full sales cycles, contracts, and project budgets. Earlier career includes extensive IT engineering and technical support experience, bringing strong technical, analytical, and problem-solving skills to client-focused financial and real estate operations.

Education

I am a licensed NMLS Loan Originator (2025) with formal education in mortgage lending and real estate transactions. I have completed all required Real Estate coursework (2019) and continue ongoing education toward my Real Estate Broker License, strengthening my understanding of purchase contracts, timelines, and compliance requirements.

In addition, I am a Microsoft Certified Professional (MCP) with technical training in loan and data management systems, supporting accurate documentation, system navigation, and efficient workflow in mortgage operations. My background includes coursework in networking and computer systems, which enhances my ability to work effectively with loan origination platforms, underwriting documentation, and digital compliance processes.

This combination of mortgage licensing, real estate education, and technical training allows me to support loan officers with accuracy, organization, and strong attention to detail throughout the loan lifecycle.

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