Credit analyst/processing officer for commercial credit transactions - Oriska, United States - Quantum Innovations
Description
The VR Bank Bamberg-Forchheim eG is one of the largest regional cooperative banks in the Franconian region with a balance sheet total of around 3.5 billion euros, over 400 employees and 45 branches. We inspire and support each other and are proud of our bank, our cooperative tradition, our values and successes. Are you looking for a future-oriented workplace where you can actively contribute your creative ideas? Then join us as a credit analyst/processing officer (m/f/d) for commercial lending at our Forchheim location.
Your responsibilities
- Independent processing and evaluation of commercial loan applications
- Preparation of credit protocols as well as credit and collateral agreements
- Assessment and management of collateral
- Determination and examination of debt service capacity, including the analysis and evaluation of the economic situation of borrowers, including risk classification (rating)
- Independent credit decisions within given competencies
- Examination of disbursement requirements and provision of financing
- Efficient processing and management of existing business
- Central point of contact for the responsible customer advisor
- Active contribution of ideas for the further development of our credit processes
Your profile
- Sound knowledge and several years of professional experience in commercial lending <
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