Underwriter Iii - Scottsdale, United States - Tri Pointe Homes Holdings, Inc.

Tri Pointe Homes Holdings, Inc.

Verified Company

Scottsdale, United States

3 weeks ago

Posted by:

Mark Lane

beBee recruiter

Description

Overview:

Tri Pointe Connect is looking for an experienced individual to join our talented group as an Underwriter III.

Position Highlights:
Underwriters at Tri Pointe Connect determine the home buyer's ability to qualify for a mortgage loan. Underwriters understand investor and agency guidelines along with various regulatory requirements relating to mortgage loans.

Underwriters review critical documents relating to income and assets such as paystubs, tax returns, bank statements, credit reports, and other key documents applicable to the mortgage transaction.

A successful Mortgage Underwriter I at Tri Pointe Connect displays a strong desire for unparalleled customer service, is willing to work in a team atmosphere, employs excellent communication skills (both written and verbal), is well-organized, and extremely detail-oriented.

If you are looking to make a difference, Tri Pointe Connect is the place for you

Position Responsibilities:

Review all documentation in file to ensure it meets applicable agency or investor guidelines
Calculate income including potentially complex financial documents such as business tax returns
Run automated underwriting systems (LP, DU, GUS, TOTAL) as applicable
Disposition status of documents received to include acceptance or rejecting documentation for acceptability of meeting loan conditions
May be required to facilitate restructuring of loans when documentation supplied does not meet guidelines by locating another program that will be acceptable
Communicate verbally and electronically with internal parties applicable to the transaction including but not limited to loan consultants, loan processors, and operational and sales managers as applicable
Manage pipeline deadlines to ensure loans are submitted to critical milestones to meet purchase contract close of escrow deadlines
Maintain updated communication logs or other status reports as applicable
Attend weekly/monthly departmental meetings
Understand and adhere to all critical regulatory guidelines
Meet all established Quality Control Metrics including responding to any audit citations or deficiencies
Attend departmental and compliance training as required
Meet minimum production requirements for new loan files as well as resubmission/condition reviews

Position Qualifications:

High school diploma or equivalent
Minimum 57 years experience with conventional and government underwriting of two or more agencies (VA, FHA, USDA); purchase/builder business preferred
MS Office; including Outlook, Word, and Excel
Encompass LOS experience preferred
Must pass CAIVRS acceptability
Position is expected to work in office located in Scottsdale, AZ; hybrid/remote may be considered for select markets

Job Specific Core Competencies:

Excellent verbal and written communication skills
Strong attention to detail
Outstanding interpersonal and customer service skills
Ability to multitask and meet deadlines
Strong organizational skills
Ability to operate independently when needed but perform as a team player
Strong knowledge of underwriting guidelines
Fannie Mae/Freddie Mac plus FHA and VA as well as investorspecific guidelines as applicable
Strong regulatory knowledge, including ECOA, HMDA, RESPA, and other applicable federal or statespecific guidelines
Strong time management skills including the ability to work under fast paced, sometimes tight deadlines

At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company's strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.

Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please click here
for a description of our personal information collection practices.
**We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.