Jobs
>
Nashville

    Commercial Credit Underwriter I-II - Nashville, United States - Bank of America

    Bank of America background
    Full time
    Description

    Job Description:

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

    One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

    Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

    Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us

    Job Description:

    The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to the CCM and partner closely with COs.

    Note: This position can be filled as an UW I or UW II depending on experience and skill set.

    Responsibilities:

  • Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
  • Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
  • Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
  • Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
  • Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Skills:
  • Attention to Detail
  • Credit and Risk Assessment
  • Financial Analysis
  • Underwriting
  • Written Communications
  • Analytical Thinking
  • Credit Documentation Requirements
  • Financial Forecasting and Modeling
  • Recording/Organizing Information
  • Business Acumen
  • Collaboration
  • Collateral Management
  • Loan Structuring
  • Prioritization Required Qualifications:
  • 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring in Commercial Banking.

    Desired Qualifications:

  • Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.
  • Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

    Minimum Education Requirement: BA/BS Degree Desired

    Shift:1st shift (United States of America)

    Hours Per Week: 40


  • Velocity Risk

    Underwriter II

    1 week ago


    Velocity Risk Nashville, United States

    By innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature's volatility and turning "problems" into potential, we are transforming old insurance practices. Our uncommon approach to busin ...

  • Velocity Risk

    Underwriter II

    1 week ago


    Velocity Risk Nashville, United States

    Job Description · Job DescriptionBy innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature's volatility and turning "problems" into potential, we are transforming old insurance practice ...

  • Velocity Risk

    Underwriter II

    1 week ago


    Velocity Risk Nashville, United States

    Job Description · Job DescriptionBy innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature's volatility and turning "problems" into potential, we are transforming old insurance practice ...

  • Velocity Risk

    Underwriter I

    1 week ago


    Velocity Risk Nashville, United States

    Job Description · Job DescriptionBy innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature's volatility and turning "problems" into potential, we are transforming old insurance practice ...


  • Bank of America Nashville, United States

    Commercial Credit Underwriter I-II · Nashville, Tennessee;Charlotte, North Carolina · **Job Description:** · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our co ...


  • The Bank of America Corporation Nashville, United States

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders Commercial, Underwriter, Write ...


  • National Aerospace Solutions, LLC Nashville, United States

    Title: · Reliability Engineer I, II, or III - 3522 · Function: Engineering · Position Type:Regular, Full-Time · Pay Type:Exempt · Grade: 32/33/24 · US Citizenship Required: Yes · Job Summary · Work as a member of the Reliability Engineering group in the Asset Health Assura ...


  • August Bioservices Nashville, United States

    Headquartered in Nashville, TN - one of the fastest-growing and most exciting cities in the United States - August Bioservices is a privately-owned, high-growth, and high-impact Contract Development Manufacturing Organization (CDMO). As a US-based outsourcing partner that provide ...


  • National Aerospace Solutions, LLC Nashville, United States

    Electrical Systems Engineer I, II, III - 3477A · View all jobs · Electrical Systems Engineer I, II, III - 3477A · Arnold AFB, TN · Government/Military · Title: Electrical Systems Engineer I, II, III - 3477A · Function: Engineering · Position Type: Regular, Full-Time · Pay Ty ...


  • National Aerospace Solutions, LLC Nashville, United States

    Title: Electrical Systems Engineer I, II, III - 3477B · Function: Engineering · Position Type:Regular, Full-Time · Pay Type:Exempt · Grade: 35-37 · US Citizenship Required: Yes · We are looking for Electrical Engineers who want to work in a multi-disciplinary team that play ...


  • National Aerospace Solutions, LLC Nashville, United States

    Title: Mechanical Systems Engineer I, II, III - 3543A · Function: Engineering · Position Type:Regular, Full-Time · Pay Type:Exempt · Grade: 32-34 · US Citizenship Required: Yes · We are looking for engineers who want to work in a multi-disciplinary team that plays a key rol ...


  • Primoris Services Corporation Nashville, United States Full time

    JOB OVERVIEW: · This position will manage and provide on-site supervision of all working Foremen and technical leads in the field. They will ensure a safe, productive, and quality job is attained and costs are controlled in the construction discipline. The GF will be responsible ...


  • National Aerospace Solutions, LLC Nashville, United States

    Title: Mechanical Systems Engineer I, II, III-Facilities - 3516A · Function: Engineering · Position Type:Regular, Full-Time · Pay Type:Exempt · Grade: 32-34 · US Citizenship Required: Yes · Job Summary · The successful candidate will function as the Mechanical Facilities S ...


  • National General Insurance Nashville, United States Full time

    Job Description · ** We're looking for a leader with extensive bodily injury adjuster experience to to join our team If you're based in the Central or Eastern time zones and have a background in handling bodily injury claims with attorney representation, we encourage you to submi ...


  • Penske Truck Leasing Nashville, United States Full time

    Position Summary: · As a Body Shop Technician with Penske, you'll perform minor truck and trailer collision repairs, and with supervision some major repairs too. All while enjoying the advantages of working for a winning team that's got your back. You'll use industry-leading tech ...


  • Resa Power Lebanon, United States

    Position Summary · A Circuit Breaker Tech I is to perform general maintenance on electric circuit breakers across a broad spectrum of manufacturers while following all safety rules and best practices. This position will report to the Production Supervisor. · Job Responsibilities ...


  • Truist Inc Goodlettsville, United States

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communicatio ...


  • National General Tennessee, United States Full time

    This is a hybrid position where you'll work from home, and be responsible for a field territory. The ideal candidate will be located in West Nashville, Dickson, Ashland City, Burns or Fairview TN · Prior Auto Material Damage Estimating is required · Job Summary: · Responsibl ...


  • Cumberland Heights Foundation Inc Nashville, TN, United States Full time

    : We are looking for you Do you want to be a part of the team that transforms lives? Cumberland Heights is more than a campus on 177 acres, it's a community. Our mission is providing the highest quality care possible for persons and families who are at risk for or who are suffer ...


  • Cumberland Heights Professional Associat Nashville, TN, United States Full time

    : We are looking for you Do you want to be a part of the team that transforms lives? Cumberland Heights is more than a campus on 177 acres, it's a community. Our mission is providing the highest quality care possible for persons and families who are at risk for or who are suffer ...