Lewis Khashan

2 years ago · 3 min. reading time · ~10 ·

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How a personal injury lawyer can handle insurance company?

How a personal injury lawyer can handle insurance company?

 

Have you been involved in a car accident? Worried about how to handle the insurance company and ensure your claim is processed? If you are a victim of a car accident you may have to deal with the insurance representatives of the other driver responsible for the accident. Insurance companies and their representatives are known for being shrewd and deceiving. They will try to palm you a small amount of compensation and close the case. 

An experienced car accident lawyer can help you deal with these insurance companies and ensure you get the compensation you deserve. It is not easy to handle an insurance claim process while recovering from injuries and trauma post a car accident. A personal injury lawyer can deal with the insurance companies for you after an accident.

Post a car accident if you are considering legal options and wondering whether to file a claim or not, remember that professional personal injury lawyers and their legal teams have the required know-how and can help you take the right decision. The lawyer can help determine the party responsible for the accident and determine if you are eligible to receive compensation from the at-fault party too.

Most personal injury lawsuits never reach trials in court. They are resolved out of court by negotiating with the at-fault party’s insurance company and arriving at the settlement amount. 

Why is Hiring a personal injury lawyer post an accident a good Idea?

Gathering evidence for the case may not involve dealing with the insurance company, but it helps in ensuring better success while filing the claim and during negotiations. Even if you are the victim in the accident and hold zero faults, you are still responsible for proving the other party’s fault. An experienced lawyer can help gather evidence and record witnesses to prove that the other driver was at fault for your accident and hence liable for the damages suffered.

We all know that Insurance companies are not our friends. Though our insurance company may help us pay the medical bills or cover the damages suffered, the fact is that they try their best to pay as little as possible. They collect heavy premiums but while paying out claims they bring up clauses and hassle the client so much that they end up accepting a low compensation. 

Similarly while dealing with the other party’s insurance company it is equally frustrating and harrowing to claim compensation for the losses and injuries suffered. The insurance company will try to overwhelm you with paperwork. They will try to gather evidence showing your story in poor light forcing you to end the claim and accept a small fraction of the actual compensation amount. 

Hiring an experienced lawyer can help you fight back against these common tactics used by insurance companies and their representatives. 

How a personal injury lawyer can handle an insurance company?

Once you file a claim you are constantly under pressure from the insurance company. They have lots of paperwork, deadlines, and handling procedures. The key benefit of hiring a lawyer is that it puts an end to the constant contact and pressure from insurance companies. 

In fact, once an attorney is hired, the insurance company cannot speak to you directly. They have to communicate with you through your lawyer. Communicating and dealing with insurance companies while recovering from injuries and trauma of an accident can be distressing and infuriating. While you are trying to recover and get back to your daily life, these insurance companies can be highly demanding, pressurizing for official statements, or forcing you to settle for a lower amount.

Once a lawyer is hired, the lawyer will take over the headache of drafting responses to the letters and demands sent by the insurance company.

Moreover, a professional lawyer has experience handling several car accident claims. They know how to negotiate with the insurance companies and not get swayed by their low settlement tactics. They will go through the insurance policy and understand the clauses and file a claim in line with the policy provisions.  They can help build a strong potent case and demonstrate how the accident has impacted your life. An experienced car accident lawyer will strive to prove the impact and also determine whether the offered settlement amount is appropriate or not.

Let a Car Accident Lawyer Handle the Insurance Companies for You

If you try handling an injury claim yourself there are high chances you will end up receiving an unfair compensation amount.  Let the lawyer handle the communications and stress involved in dealing with the insurance company. You can focus on your recovery while the lawyer handles the negotiations and tries to secure the best compensation possible. Hence it is best to contact a trusted car accident lawyer as soon as possible after suffering injuries in an accident.

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