Dir, Credit Governance, Insights, - Beavercreek
1 week ago

Job summary
This role is responsible for First Line of Defense (FLOD) Governance Program, including all phases of the governance process- establishment of a Quality Assurance (QA) program. This role will review the reporting structure based on the audience and determine the appropriate level of reporting needed.This role is expected to stay up to date with financial industry trends and related regulatory standards.
This role will review existing lending portfolios for both Consumer and Commercial portfolios for Credit Losses, Probability of Defaults and insights for Risk Mitigations which will be utilized to inform credit originations of potential areas of opportunities to extend or tighten credit requirements.
Based off the combination of the governance program and capital requirements, this role will also enhance the Controls environment by reviewing current Key Risk Indicators (KRIs) as well as seeking future enhancement to better identify risk within the Consumer/Commercial portfolios.
Job description
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