Senior Product Manager- Credit, Cash Advance - New York - ALT

    ALT
    ALT New York

    1 day ago

    Description

    Senior Product Manager- Credit, Cash Advance & Lending

    Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let collectors buy sell vault and finance their cards in one place and we are backed by leaders at Stripe Coinbase Seven Seven Six and pro athletes like Tom Brady and Giannis Antetokounmpo.

    Our next frontier is real-time pricing at scalethe Alt Value that powers every trade loan and product on the platform. Alt's cash advance lending products are rapidly becoming core revenue drivers. We're hiring a Senior PM to own the full credit system end-to-end underwriting logic risk thresholds expected-loss modeling decisioning speed borrowing experience all operational workflows linked to sending receiving funds This role sits at the intersection of credit risk financial modeling product design operational execution

    • You do not need to be a quant but you must be comfortable with underwriting fundamentals expected-vs-actual loss modeling LTV logic risk controls designing clean intuitive borrower flows You will own both backend credit engine customer-facing UI/UX for cash advances loans A high-impact role directly tied to revenue capital efficiency customer trust Northstar Metric Risk-Adjusted Portfolio Performance Balancing high advance/lending volume model accuracy low losses healthy customer repayment KPIs Offer Acceptance Rate (cash advances) % customers who receive accept an advance offer etc What Great Looks Like higher offer acceptance lending conversion faster underwriting decisions improved model calibration simpler more intuitive borrowing experience stable portfolio performance Who You Are Strong understanding of underwriting logic delinquency frameworks Experienced partnering with Finance Data Science CX Engineering Able operate multiple altitudes from credit model details high-level product strategy "}

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