Credit Analyst - Texas, United States - Babich & Associates

Description

Seeking a Credit Analyst IV for a bank in Temple, TX. The ideal candidate will be responsible for conducting efficient commercial credit analysis, encompassing new loan evaluations and ongoing monitoring of existing loans to ensure compliance with financial covenants. Additionally, the candidate will play a pivotal role in maintaining a balanced risk/reward ratio within individual commercial credit exposures.

Qualifications:

Minimum of 3 years of Commercial Credit Experience

2 years of banking or similar experience

Strong organizational and analytical skills

Understanding of accounting terms and bank terminology

Ability to read and interpret financial statements including tax returns (individual and business), balance sheets, income statements, cash flow schedules, and statement of owner's equity

Proficiency in lending concepts, practices, and procedures

Excellent written and verbal communication skills

Strong presentation skills and ability to foster business relationships with both internal and external stakeholders

Responsibilities:

Collaborate closely with commercial bankers to assess potential loan opportunities

Assist in compiling necessary information and aid in structuring terms and covenants

Work alongside the Chief Credit Officer to ensure objectivity in the loan underwriting process, serving as a quality control checkpoint

If you meet the above requirements and are ready to contribute to our dynamic team, we encourage you to apply.

For more information, call Chris Passero at or Email your resume to

Thank you for your prompt reply and I look forward to working with you.

Please contact Chris Passero

Babich & Associates

Texas' Oldest Placement and Recruitment Firm

6030 E. Mockingbird, Dallas, TX 75206

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