Portfolio Manager-C&I - Villanova, United States - Raymond James Financial Incorporated

Description

TriState Capital Bank is an independent chartered bank subsidiary of Raymond James.

Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients.

Job SummaryThe Commercial and Industrial (C&I) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.

Essential Duties and ResponsibilitiesUnderwrites requests for credit extensions to new and existing clientPerforms detailed financial analysis primarily for Commercial & Industrial lending opportunitiePrepares the following for presentation to Senior Loan Committee by the relationship managers:
Credit Approval Requests (CAR)

ModificationCovenant Waivers / AmendmentPeriodic ReviewManages / monitors assigned portfolio for:

Borrower Credit TrendAccurate and Timely Risk RatingRequired Financial ReportingCovenant ComplianceBorrowing Base AvailabilityPayment DelinquencieOverdraftEnsures compliance with the Bank's credit policies and procedures, identifying exceptions for approval when they occurEnsures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documentPrepares periodic financial reviews where requiredEnsures the timely spreading of interim and annual financial statements provided by clientAccompanies the relationship manager on prospect / client calls when appropriateQualifications:Knowledge, Skills, and AbilitiesKnowledge ofDemonstrated knowledge of accounting theory and its practical application in the credit underwriting proceProficient in various spreadsheet applications, including the use of graphs, charts and Moody's financial analysis softwareSkill inStrong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projectionExcellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal directionStrong written and verbal communication skillStrong presentation skillAbility toAbility to work independently and within a teamEducational/Previous Experience RequirementsEducation/Previous ExperienceBachelor's Degree in Accounting, Finance, or related field; MBA preferredMinimum 5-6 years of credit analysis and underwriting experienceCompletion of bank commercial credit training programRaymond James Guiding BehaviorsAt Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:
Grow professionally and inspire others to do the sameWork with and through others to achieve desired outcomeMake prompt, pragmatic choices and act with the client in mindTake ownership and hold themselves and others accountable for delivering results that matterContribute to the continuous evolution of the firm#J-18808-Ljbffr