Jobs
>
Baltimore

    Commercial Banker 3 - Baltimore, United States - F.N.B. Corporation

    Default job background
    Full time
    Description

    Position Overview:

    This position is primarily responsible for developing new and existing commercial loan business relationships, administering a portfolio of commercial loans, determining the credit worthiness of borrowers, monitoring loan performance, preparing commercial loans for presentation and promoting the Bank's image in the community in order to meet or exceed commercial loan quality, profitability, growth and service objectives. The incumbent provides the highest quality of service to every customer.

    Primary Responsibilities:
    Develops new and existing commercial loan business relationships by calling on potential and existing customers to cross-sell all banking products including other banking services and to promote the Bank's image within limits of current budget and mix of products to develop new and expand existing commercial loan business and achieve profit and growth objectives.

    Administers a portfolio of commercial loans by preparing loans that meet credit quality, profitability, growth and service requirements as determined by portfolio yield, loss ratio, delinquency rate and other measures to achieve profit and growth objectives.

    Determines the credit worthiness of borrowers by making sound analysis of their financial condition, ability to repay the loan and the net realizable value of the collateral in accordance with established policy and procedure to ensure a portfolio of commercial loans that meet the Bank's quality standards.

    Monitors loan performance by maintaining contact with borrowers, monitoring the financial condition of borrowers and resolving problems and when appropriate waiving a request for financial statements according to established policies, procedures and regulations in an accurate and timely manner to reduce risk the Bank might incur from collateral deterioration or borrowers' inability to pay.

    Prepares loan documents that are in compliance with bank regulations for presentation, presents loans that are above the incumbent's lending limit to the loan committee or officer with higher lending limits communicating all elements of the loan to ensure compliance with regulations and to enhance the ability to make sound credit decisions.

    Promotes the Bank's image in the community by participating in community activities, coordinating community development efforts, promoting involvement and participation in community service organizations to assist in compliance with the Community Reinvestment Act, presents a favorable image in the community and establishes contacts that could generate new business.

    Develops and maintains an adequate level of knowledge in Commercial Banking, general banking and business development matters and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance.

    Implements all compliance policies and procedures within the department and ensures the department staff receives adequate regulatory compliance training to perform job functions in compliance with regulatory requirements and standards, follows corporate Compliance policies and procedures and cooperates fully with all internal and external compliance reviews and examinations.

    Performs other related duties and projects as assigned.

    All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

    F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

    Minimum Education:
    BA or BS

    Minimum Years Experience:
    10

    Special Skills:
    Excellent project management skills
    Excellent communication skills, both written and verbal
    Excellent customer service skills
    Excellent organizational, analytical and interpersonal skills
    Ability to use a personal computer and job-related software
    MS Word - Intermediate Level
    MS Excel - Intermediate Level
    MS PowerPoint - Intermediate Level
    Experience in a lending banking position and in an equivalent customer focused position.

    Knowledge of banking laws and regulations.

    Experience in community and civic activities.

    Special Licenses and Certificates:
    N/A

    Physical Requirements:
    N/A


  • First National Bank of Pennsylvania

    Commercial Banker 3

    2 weeks ago


    First National Bank of Pennsylvania Baltimore, United States

    Primary Office Location: · 300 E. Lombard Street. Baltimore, Maryland Join our team. Make a difference - for us and for your future. · Position Title: Commercial Banker 3 · Business Unit: Commercial Banking · Reports To: Commercial Banking Team Leader · Position Overview: · ...

  • First National Bank

    Commercial Banker 3

    2 weeks ago


    First National Bank Baltimore, United States

    Primary Office Location: 300 E. Lombard Street. Baltimore, Maryland Join our team. Make a difference - for us and for your future. · Position Title: · Commercial Banker 3 · Business Unit: · Commercial Banking · Reports To: · Commercial Banking Team Leader · Position Overview ...

  • CFG BANK

    Commercial Banker

    2 weeks ago


    CFG BANK Lutherville, MD, United States

    We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. If you require accommodations during the applica ...

  • First National Bank of Pennsylvania

    Business Banker 3

    2 weeks ago


    First National Bank of Pennsylvania Baltimore, United States

    Primary Office Location: · 300 E. Lombard Street. Baltimore, Maryland Join our team. Make a difference - for us and for your future. · Position Title: Business Banker 3 · Business Unit: Commercial Banking · Reports To: Commercial Banking Team Leader · Position Overview: · T ...


  • Morgan Stanley Baltimore, MD, United States

    Morgan Stanley (MS") is a global financial services firm that conducts its business through three principal business segments-Institutional Securities, Wealth Management, and Asset Management · Wealth Management provides comprehensive financial advice and services to its clients ...


  • Webster Bank Baltimore, United States

    If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial ban ...

  • F.N.B. Corporation

    Business Banker

    2 weeks ago


    F.N.B. Corporation Baltimore, United States

    Join our team. Make a difference - for us and for your future. · Position Title: · Business Banker 3 · Business Unit: · Commercial Banking · Reports To: · Commercial Banking Team Leader · Position Overview: · This position is primarily responsible for developing new business ...


  • The Symicor Group Baltimore, United States

    Sr. Commercial Credit Analyst – To $100K – Baltimore, MD – Job # 2980 · Who We Are · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available ban ...


  • BritePros Medical Staffing Baltimore, United States

    Commercial Credit Processor/Operations – To $75K – Baltimore, MD – Job # 2981 · Who We Are: · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best avai ...

  • First National Bank

    Business Banker 3

    6 days ago


    First National Bank Baltimore, United States

    Primary Office Location: 300 E. Lombard Street. Baltimore, Maryland Join our team. Make a difference - for us and for your future. · Position Title: · Business Banker 3Business Unit: · Commercial BankingReports To: · Commercial Banking Team Leader · Position Overview:This po ...

  • First National Bank of Pennsylvania

    Business Banker

    1 week ago


    First National Bank of Pennsylvania Baltimore, United States

    Primary Office Location: · 300 E. Lombard Street. Baltimore, Maryland Join our team. Make a difference - for us and for your future. · Position Title: Business Banker 2 · Business Unit: Commercial Banking · Reports To: Commercial Banking Team Leader · Position Overview: · T ...

  • The Symicor Group

    Chief Credit Officer

    2 weeks ago


    The Symicor Group Baltimore, United States

    Chief Credit Officer – Up to $150K – Baltimore, MD – Job # 1852 · Who We Are · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking a ...


  • Anywhere Real Estate Baltimore, United States

    Anywhere Real Estate · Senior Director, Brand Marketing - U.S. Based Remote · Baltimore , · Maryland · Apply Now · Reporting to Vice President, Head of Marketing · What really matters to real estate consumers today? If you are a creative marketer eager to answer that questio ...


  • Anywhere Real Estate Baltimore, United States

    Anywhere Real Estate · Franchise Sales Director, Better Homes and Gardens - U.S. Based Remote · Baltimore , · Maryland · Apply Now · We are currently looking for a Franchise Sales Director, for · Better Homes and Gardens Real Estate, LLC · to cover the following territory ...

  • The Symicor Group

    Sr. Portfolio Manager

    11 hours ago


    The Symicor Group Baltimore, United States

    Sr. Portfolio Manager - To $90K - Baltimore, MD - Job # 3190 · Who We Are · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and acco ...


  • Liberty Mutual baltimore, United States

    Pay PhilosophyThe typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these posi ...


  • Liberty Mutual Baltimore, United States

    Pay PhilosophyThe typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these posi ...


  • Liberty Mutual Insurance Baltimore, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these p ...


  • Liberty Mutual Baltimore, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these ...


  • Liberty Mutual Baltimore, United States

    Pay PhilosophyThe typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these posi ...