- Interview and process mortgage loan requests by appointment, web application, phone, mail and walk- in. Analyze supporting documentation (e.g. purchase agreements, warranty deeds, real estate contracts, appraisals, surveys and title policies). Evaluate credit worthiness and utilize credit reports to verify accuracy of the loan application.
- Provide a superior member experience by:
- Actively listening to and assessing the needs of the member
- Explaining the features and benefits of targeted products and services
- Offering targeted solutions to meet the member's needs
- Demonstrate proficiency of all mortgage loan products with the exclusion of construction loans.
- Educate and advise members on such matters as appropriate financial planning, policies and rates. Calculate loan payments and determine loan to value (LTV) and best means of financing. Make recommendations regarding approval/denial of loan requests.
- Strive to exceed the Credit Union's service and sales goals through the development and maintenance of member relationships. Develop these associations further through cold calls and follow-up. Cross- sell consumer and commercial products to members when appropriate.
- Retrieve and follow-up on calls received through the daily phone log and suggest changes as needed.
- Assist the Mortgage Loan Manager and Marketing Department with Select Employer Group (SEG) development.
- Maintain mutually beneficial partnerships with industry related representatives to enhance the member experience and provide for future business opportunities.
- Meet or exceed annual department origination goals as set by VP Lending and Management.
- Complete all steps required to register (and renew yearly) with the Nationwide Mortgage Licensing System and Registry (NMLS). Ensure all personal data is kept up to date with the NMLS.
- Participate in SLFCU mortgage seminars, Realtor on Duty and CU Realty functions, and other events as requested.
- Perform other duties as requested by management.
- Minimum one year' experience originating/underwriting and approving mortgage loans.
- Exhibits ability to compare SLFCU products to products in the marketplace and cross-sell effectively.
- Demonstrates good record recommending loans for approval/denial.
- Possesses good understanding of laws and regulations governing lending and financial institutions, as well as knowledge of SLFCU lending guidelines.
- Solid knowledge of Microsoft Office applications; demonstrates ability to learn and effectively utilize in house programs and third-party mortgage lending software.
- Thorough knowledge of the products and services offered by the Credit Union. Prior experience with SLFCU's loan portfolio desired.
- Bachelor's degree in business or related field and/or successful completion of a specialized course or study in real estate desired.
- Possesses exceptional interpersonal skills. Demonstrates daily the Credit Union's commitment to maintaining a close and caring touch with its members.
- Able to formulate creative solutions that strengthen the Credit Union's relationship with members and business partners.
- Demonstrates strong relationship management skills.
- Ability to work in a cooperative team environment.
- Demonstrates strong verbal/written communication and presentation skills; able to communicate lending-related topics clearly and succinctly to others.
- Demonstrated ability to ensure that documentation produced is accurate and meets all organizational guidelines and policies.
- Must pass requirements for SAFE Act.
- Constantly strives to maintain product knowledge through continued education and research. Able to attend schools, seminars or other types of training to further expand and enhance knowledge base.
- Possesses strong business judgment; demonstrates ability to understand and evaluate complex tax returns, both personal and corporate.
- Understands and applies team and department "best practices" and continually works for process and service improvements.
-
Loan Officer
3 weeks ago
Guild Albuquerque, United StatesGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of profe ...
-
Loan Officer
1 week ago
tapwage Albuquerque, United States Full timeJob Details · Description · Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available whil ...
-
Mortgage Loan Officer
3 weeks ago
AmeriSave Mortgage Albuquerque, United States**Mortgage Loan Officer (Retail)** · Albuquerque, NM / Retail / Full-Time AmeriSave Mortgage Corporation is seeking experienced Retail Loan Officers in various locations for AmeriSaves retail lending division. The Retail Loan Officer is responsible for generating leads by active ...
-
Commercial Loan Officer
3 weeks ago
MRINetwork Jobs Albuquerque, United StatesJob Description · Job Description · Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. · ...
-
Commercial Loan Officer
1 week ago
MRINetwork Jobs Albuquerque, United StatesJob Description · Job Description · Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. · ...
-
Commercial Loan Officer
1 week ago
MRINetwork Jobs Albuquerque, United StatesJob Description · Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. · The ...
-
consumer underwriter/loan officer
1 week ago
Sandia Area Albuquerque, United StatesJob Details · Position Type · Full Time · Job Shift · Day · Job Category · Finance · Description · OVERALL JOB PURPOSE · The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applications using background information ...
-
consumer underwriter/loan officer
3 weeks ago
Sandia Area Albuquerque, United StatesJob Details · Position Type · Full Time · Job Shift · Day · Job Category · Finance · Description · OVERALL JOB PURPOSE · The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applications using background information ...
-
consumer underwriter/loan officer
5 days ago
Sandia Area Albuquerque, United StatesJob Details · Job Location · Albuquerque, NM · Position Type · Full Time · Job Shift · Day · Job Category · Finance · Description · OVERALL JOB PURPOSE · The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applic ...
-
consumer underwriter/loan officer
1 week ago
Sandia Area Albuquerque, United States Full timeDescription · "> OVERALL JOB PURPOSE · The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applications using background information, applicant's credit history and policy guidelines. · DUTIES AND RESPONSIBILITIES · ...
-
Mortgage Loan Officer Originator
2 weeks ago
Motto Mortgage Premier Brokerage Albuquerque, United StatesJob Description · Job DescriptionAt Motto Mortgage you will be the driving force in growing your business by acquiring and retaining new and existing clients. You will use your knowledge of the industry, communication skills and sales insight to build relationships with borrowers ...
-
Mortgage Inside Sales Loan Officer 1
3 weeks ago
Sandia Laboratory Federal Credit Union Albuquerque, United StatesJob Type · Full-time · Description · Reviews and evaluates SLFCU's mortgage loan applications and make recommendations; counsels members regarding appropriate financial planning and practices; makes certain that members receive superior quality of service in line with the "clos ...
-
Mortgage Inside Sales Loan Officer 1
4 weeks ago
Sandia Laboratory Federal Credit Union Albuquerque, United StatesJob Type Full-timeDescriptionReviews and evaluates SLFCU's mortgage loan applications and make recommendations; counsels members regarding appropriate financial planning and practices; makes certain that members receive superior quality of service in line with the "close and cari ...
-
Mortgage Inside Sales Loan Officer 2
2 weeks ago
Sandia Laboratory Federal Credit Union Albuquerque, United StatesJob Type Full-timeDescriptionOriginates, reviews and evaluates SLFCU's mortgage loan applications and make recommendations; councils' members regarding appropriate financial planning and practices; makes certain that members receive superior quality of service in line with the "c ...
-
Atlantic MEDsearch Albuquerque, United StatesSeeking a Family Nurse Practitioner to join a well-established fast growing clinic. Work alongside 2 primary care physicians & 2 other APP's. Make-up of practice is outpatient only & see patients of all ages. Office is newly renovated & has EMR system (EPIC). Flexible schedules M ...
-
Material Coordinator
2 weeks ago
Prime Response Inc. Albuquerque, United StatesPRI is seeking a full-time Material Coordinator with an Administrative focus to provide services at Kirtland, AFB, NM. Personnel will perform a variety of activities including, but not limited to, the service functions listed below. · Perform duties found within the Performance ...
-
Escrow Assistant
1 week ago
Federal Escrow, Inc. Valencia, United StatesJob Summary: · **ESCROW ASSISTANT - EXPERIENCED: MINIMUM OF 5 YEARS EXPERIENCE NEEDED** · We are seeking a detail-oriented and organized individual to join our team as an Escrow Assistant. As an Escrow Assistant, you will provide support to the escrow officer in processing real e ...
-
Business Banking Officer
2 weeks ago
Logix Federal Credit Union Valencia, United StatesOverview: · The** Business Banking Officer** works with new and existing business members by developing and adding value to their business relationship with the Credit Union. Under mínimal supervision and in accordance with Credit Union policies and procedures, the business banki ...
-
TEKsystems Albuquerque, United StatesTEKsystems has an exciting new opportunity for a front desk associate at a non-profit small-business lending organization in Albuquerque. Please apply if you have prior experience in the financial industry and strong customer service skills · Description: · -Sitting at the front ...
-
Community Credit Officer
3 weeks ago
GPAC Albuquerque, NM, United StatesCommercial Loan Officer SUMMARY: A local banking branch is looking for someone that is self-motivated and a background in commercial lending experience. The Commercial Loan Officer is responsible for developing new business, underwriting, structuring and the closing of commercial ...
Mortgage Inside Sales Loan Officer 2 - Albuquerque, United States - Sandia Laboratory Federal Credit Union
Description
Job Type
Full-time
Description
Originates, reviews and evaluates SLFCU's mortgage loan applications and make recommendations; councils' members regarding appropriate financial planning and practices; makes certain that members receive superior quality of service in line with the "close and caring touch" described in SLFCU's mission statement.
Job Duties:
Experience and Knowledge:
The working conditions of this position are representative of those an employee encounters in a normal office environment.
This Job Description is not a complete statement of all duties and responsibilities comprising this position.
Salary Description
$ $27.75/Hour (DOE)
