Mortgage Post Closer - Port Huron, United States - Michigan Mutual

Description

About the Company

MiMutual Mortgage (noun) [my-mutual mortgage]: a national mortgage lender operating by the philosophy of great people, building a great company, and servicing our communities.

We're committed to providing an exceptional and enriching work environment and job opportunities across the country. We take the mortgage process seriously while fostering a corporate culture that offers team members a positive, rewarding environment. In addition, we provide competitive salaries and benefits that make working for our company worthwhile. And, we have some fun while we're at it.

MiMutual Mortgage is an agency-direct seller/servicers/issuer. We offer a comprehensive range of Conventional and Government products, competitive pricing and are licensed to do business in 41 states. We provide advanced technology, from our loan operating systems (MeridianLink) to our CRM (Insellerate). Everything is housed on cloud-based servers, which means you have access to all MiMutual systems via desktop, tablet and mobile. You can accomplish everything you need to whether you're in the office, at home, or on the road

With Mi Mutual, you're more than just a number. Your talents matter. Your values matter. Your passions and your strengths matter. YOU matter.

Team Member Benefits

• Nationwide recognized networks for medical, dental and vision
• 401k with company match
• Flexible Spending Account (FSA), Health Savings Account (HAS), and Dependent Care options
• Aflac
• Life Insurance

Job Summary

The Post Closer is an intermediate-level position within the Operations Department. The Post Closer is responsible for a variety of important tasks within operations after closing, including but not limited to completing post closing audit action items after closing, communicating with borrowers and/or third parties to obtain signatures on missing documents or documents requiring corrections, shipping closing packages to the appropriate investors and responding to investor suspense conditions all within the service-level agreement times.

Summary of Role and Responsibilities

• Prepares and releases closing packages to respective Investors by reviewing and analyzing all final closing conditions to ensure they meet specific Investor requirements for delivery
• Post closes and corrects closing document deficiencies to prepare for loan delivery to Investors by working with internal departments to ensure documentation meets Investor and Company requirements
• Processes and monitors corrections submitted to final documents by working with internal departments and documenting in the proprietary system
• Identifies loan deficiencies and trends by reporting them to management in order to develop enhancements to procedures, training, and tools
• Special projects, as assigned

Minimum Knowledge, Skills and Abilities

• Two + years previous experience in a similar role
• Intermediate knowledge of conventional and/or government loans and guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA, etc.)
• Familiarity with mortgage loan operating systems
• Effectively identify errors and apply problem solving skills to generate a resolution
• Ability to positively project the Company and department

Work Environment

Work is performed within a hybrid office and remote environment, with standard office equipment available.