Senior Director - St. Louis - Equifax, Inc.

    Equifax, Inc.
    Equifax, Inc. St. Louis

    1 week ago

    Description

    As the Senior Director, Product for Debt Management & Post-Close, you will lead the evolution of products that support financial institutions after a loan has been funded. While much of the industry focuses solely on the point of origination, you will own the strategy for the long-tail of the lending journey—focusing on account management, portfolio health, and debt recovery services powered by The Work Number.

    What You'll Do

    • Strategic Growth: Own the roadmap for the Debt Management vertical and the broader "Post-Close" lending ecosystem. You will identify market trends and customer pain points to expand our footprint in account review and collections.
    • Portfolio Intelligence: Drive the vision for our batch-delivery channel, ensuring our data insights are integrated into the recurring workflows lenders use to monitor risk and manage their existing portfolios.
    • Lifecycle Innovation: Identify opportunities to "shift right" in the lending lifecycle, developing solutions that provide continuous value from the moment a loan is closed through its entire duration.
    • Cross-Functional Collaboration: Serve as a bridge between internal business units, partnering with data and analytics teams to create integrated solutions that combine employment and income data with broader credit insights.
    • Customer Advocacy: Act as the subject matter expert for post-close lending, engaging with key clients to understand how automated data insights can replace manual processes in their portfolio management and recovery operations.

    What Experience You Need

    • Lending & Credit Expertise: 7-10 years of product management experience required, preferably within Financial Services, Fintech, or Credit Risk. A deep understanding of the regulatory landscape for debt management or collections is a significant plus.
    • Bachelor's degree
    • Data Channel Proficiency: Experience managing products delivered via batch processing or large-scale data integrations. You understand how to productize high-volume data for institutional clients.
    • Influence without Authority: Proven track record of driving complex product initiatives in a matrixed environment. You know how to align stakeholders across sales, technology, and data science to execute a vision.
    • Product Lifecycle Management: Demonstrated ability to take a product from initial concept through market launch and into the scaling phase.

    What Could Set You Apart

    • Collections Technology Background: Direct experience building or managing platforms used for debt recovery, garnishment, or loss mitigation.
    • Portfolio Risk Management: Experience developing tools used for Credit Line Increases (CLI), retention strategies, or proactive risk monitoring.
    • Strategic Integration: Success in "bundling" disparate data assets to create a more comprehensive view of the consumer for the lender.

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