Financial Benefits Analyst - Los Angeles

Employee Benefits is the core of our business and at our heart we are a people-focused organization. Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solu ...

Job description

Employee Benefits is the core of our business and at our heart we are a people-focused organization.

Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solutions.

What makes us unique is that we can surround our clients with more services and more technology-based tools and a team of advisors that simply cares more than anyone else.

If you want a career giving people the reassurance that they can have access to the health care they need for themselves and their loved ones, join OneDigital.

Our Newest Opportunity:

The Financial Benefits Analyst is an individual contributor responsible for delivering high-quality financial, utilization, and benchmarking analysis to support client strategy, renewal planning, and ongoing service needs.

In partnership with Producers, Benefits Consultants, and Account Managers, this role supports complex client accounts by developing accurate reporting, analyzing trends, and translating data into actionable insights related to plan design, funding, and cost management strategies.

This role is primarily client-facing and execution-focused, with accountability for producing timely, accurate analytical deliverables that support both retention and growth initiatives.

Essential Duties and Responsibilities (include but are not limited to):

(included but are not limited to)

Client & Financial Analysis

Drafts accurate financial and analytical exhibits for quarterly and annual client meetings
Develops utilization and experience reporting using carrier and internal data sources; analyzes trends and identifies opportunities for plan design, funding, and cost containment strategies
Produces monthly and ad hoc reporting deliverables for clients
Analyzes industry benchmarks to assess competitiveness and inform client recommendations
Supports carrier negotiation processes in partnership with Benefits Consultants
Maintains accurate, current, and organized market and client data within internal systems
Partners with carrier representatives to ensure data accuracy and integrity
Assists with modeling and evaluation of alternative funding arrangements, when applicable

Collaboration & Client Support

Works closely with Benefits Consultants and Account Managers to support renewal and ongoing service strategy
Provides analytical support for complex client questions and escalations
Supports prospect and growth opportunities by preparing financial exhibits and analysis as requested
Participates in client or prospect meetings when analytics support is needed
Helps translate analytics capabilities into clear, compelling value for clients and prospects


Qualifications, Skills and Requirements:
Strong analytical mindset with the ability to identify patterns, trends, and insights in complex data sets
Advanced verbal and written communication skills, with the ability to explain technical concepts clearly
Ability to balance hands-on client work with broader team enablement responsibilities
Strong collaboration and relationship-building skills across consultants and producers
Ability to manage multiple priorities and deadlines in a fast-paced environment


Education, Training and Experience:
4+ years of relevant experience in benefits analytics or financial analysis
Bachelor's degree required; Business, Finance, Math, Accounting, or related field preferred
Proficient in Microsoft Office products, required
Intermediate to advanced proficiency in Microsoft Excel, required
Experience in the healthcare industry with a group insurance carrier, broker, or consulting firm preferred
Strong knowledge of group insurance products including medical, dental, CDHP, pharmacy, life, and disability
Experience with database and analytics applications a plus
Active Health Insurance (Life & Health) license required

The typical base pay range for this role nationwide is $75,000 to $82,000 per year.

Your base pay is dependent upon your skills, education, qualifications, professional experience, and location.

In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company's performance.

We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs.

You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.


To learn more, visit:
OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you.

We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us.

Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals.

OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their: veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy (including childbirth, lactation and related medical conditions), national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information (including testing and characteristics) or any other category protected by federal, state or local law (collectively, "protected characteristics").

A copy of the Federal EEO poster is linked here.

Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment.

For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant:

City and County of San Francsico

City of Los Angeles

County of Los Angeles

Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment.

OneDigital complies with all criminal history inquiry [or 'ban the box'] laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, Oregon, Rhode Island, Vermont and Washington.

In short, we believe in hiring the most qualified applicant for the position, regardless of background.

If you have questions about our hiring policies and practices, we would be happy to discuss upon receiving your application.

We hope to welcome you to OneDigital and look forward to hearing from you.

OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence [AI] technologies to enhance our recruitment process.

This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool.

Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience.

However, AI does not replace the humans in our process. If you have concerns about our use of AI, you may opt out where laws allow.

Thank you for your interest in joining the OneDigital team