Jobs
>
Los Angeles

    Community CRA Mortgage Loan Originator - Los Angeles, United States - U.S. Bank

    U.S. Bank
    U.S. Bank Los Angeles, United States

    6 days ago

    Default job background
    Description

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

    Job Description

    Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers. Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts. Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing. Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan. Deepens customer relationships by identifying opportunities to meet all customer needs. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.

    This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

    Basic Qualifications
    - High school diploma or equivalent
    - Minimum one year of mortgage, sales, real estate, or banking experience
    - Ability to travel

    Preferred Skills/Experience
    - Well-developed sales ability
    - Thorough understanding of the Community Reinvestment Act
    - Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
    - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience
    - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
    - Ability to work independently
    - Ability to analyze financial information
    - Excellent verbal and written communication skills

    If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

    Benefits:

    Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

    • Healthcare (medical, dental, vision)
    • Basic term and optional term life insurance
    • Short-term and long-term disability
    • Pregnancy disability and parental leave
    • 401(k) and employer-funded retirement plan
    • Paid vacation (from two to five weeks depending on salary grade and tenure)
    • Up to 11 paid holiday opportunities
    • Adoption assistance
    • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
    EEO is the Law

    U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

    E-Verify

    U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

    The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $ $ $32.32

    U.S. Bank accepts applications for this position on an ongoing basis.
  • Wintrust Financial

    Loan Originator

    3 weeks ago

    Wintrust Financial Los Angeles, United States

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, were dedicated to ...

  • Wintrust Financial

    Loan Originator

    1 week ago

    Wintrust Financial Los Angeles, United States

    Job Description · Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, ...

  • Global Placement Firm

    Real Estate Loan Originator

    3 weeks ago

    Global Placement Firm Los Angeles, United States

    Typical Responsibilities: · Real estate loan originators at (COMPANY) proactively reach out to members to offer real estate financing programs, alternatives, and solutions. Real estate loan originators assist members with real estate planning and investment recommendations, as we ...

  • Renaissance Lenders Inc

    Loan Originator

    2 days ago

    Renaissance Lenders Inc Pasadena, United States

    Job Description · Job DescriptionRenaissance Lenders, Inc. is a full service lender headquartered in Anne Arundel County, Maryland. We are in search of loan originators with at least two years experience. We have local processing, underwriting and closing. Renaissance wants to ge ...

  • SummitHR

    Commercial Loan Originator

    3 weeks ago

    SummitHR Los Angeles, United States

    Commercial Mortgage Originator: · We are actively seeking an experienced loan officers to originate commercia,l conventional, alternative, construction, hard and soft money fix and flip or short-term, long-term and portfolio rental loans.The loan leads will be provided through a ...

  • Peak Finance Company

    Mortgage Loan Officer Originator

    2 weeks ago

    Peak Finance Company Los Angeles, United States

    Job Description · Job DescriptionJob Title: Mortgage Loan Officer Department: Peak Finance Company · Location: Los Angeles, Ventura County, Santa Barbara, or San Luis Obispo, CA; hybrid · Job Purpose: · We are seeking a Mortgage Loan Officer to join our team. This position will ...

  • U.S. Bank

    Community CRA Mortgage Loan Originator

    3 weeks ago

    U.S. Bank Los Angeles, United States

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...

  • US Bank

    Community CRA Mortgage Loan Originator

    2 weeks ago

    US Bank Los Angeles, United States

    Job Description · At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition ...

  • KBishop Funding

    Home Mortgage Loan Originator

    1 week ago

    KBishop Funding Los Angeles, United States

    **Job Title: Home Mortgage Loan Originator** · **Contract Type: Full-Time, Commission-Based** · **Location: Remote** · **Availability: Open** · **Overview**: KBishop Funding is actively seeking a motivated Home Mortgage Loan Originator who holds an active NMLS license. This role ...

  • SitusAMC

    Analyst, Cre Loan Origination

    5 days ago

    SitusAMC Los Angeles, United States

    SitusAMC is where the best and most passionate people come to transform our client's businesses and their own careers. Whether you're a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, ...

  • SkyOne Federal Credit Union

    Mortgage Loan Originator

    1 week ago

    SkyOne Federal Credit Union Hawthorne, United States

    Job Description · Job DescriptionJoin our team at SkyOne Federal Credit Union as a Mortgage Loan Originator. As an integral part of our team, you'll have the exciting opportunity to help our members achieve their dream of home ownership while working in a collaborative and suppor ...

  • Sky One Federal Credit Union

    Mortgage Loan Originator

    1 week ago

    Sky One Federal Credit Union Hawthorne, United States

    Join our team at SkyOne Federal Credit Union as a Mortgage Loan Originator. As an integral part of our team, you'll have the exciting opportunity to help our members achieve their dream of home ownership while working in a collaborative and supportive environment. Take the next s ...

  • SummitHR

    Commercial Loan Originator

    3 weeks ago

    SummitHR Los Angeles, United States

    Job Description · Job DescriptionCommercial Mortgage Originator:We are actively seeking an experienced loan officers to originate commercia,l conventional, alternative, construction, hard and soft money fix and flip or short-term, long-term and portfolio rental loans.The loan lea ...

  • Golden Empire Mortgage Inc

    loan originator assistant

    4 days ago

    Golden Empire Mortgage Inc Chino Hills, United States

    Job Description · Job DescriptionJob summary · Under general supervision of the Branch Manager, the Loan Originator Assistant works alongside designated Loan Officers in a productive environment. This position involves supporting a team in the loan origination process as well as ...

  • Summit Lending

    Mortgage Loan Originator

    2 weeks ago

    Summit Lending Huntington Beach, United States

    Job Description · Job DescriptionDo you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team We are a tight-knit group of lending ...

  • Summit Lending

    Mortgage Loan Originator

    2 weeks ago

    Summit Lending Huntington Beach, United States

    Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team We are a tight-knit group of lending professionals seeking an experie ...

  • Give Financing LLC

    mortgage loan originator

    2 days ago

    Give Financing LLC Calabasas, United States

    Job Description · Job DescriptionMORTGAGE LOAN OFFICER · Give Financing · Remote work: CA, CO, FL, and/or MN NMLS license. · What you'll do: · We are looking for an experienced, Self-Sourced Loan Officer, who will originate loans and that's it You will have a dedicated processor ...

  • Summit Lending

    Mortgage Loan Originator

    2 weeks ago

    Summit Lending Huntington Beach, United States

    · Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team We are a tight-knit group of lending professionals seeking an expe ...

  • Icore Lending Inc-South Gate

    Mortgage Loan Originator

    6 days ago

    Icore Lending Inc-South Gate South Gate, United States

    We are growing and we are looking for the perfect team player to grow with us · We are a Direct Lending company we offer advance technology, co-branded mobile app, In house Operations Team, Robust Training, Marketing, and ready to be approved buyers · Our Mortgage company is look ...

  • American Quest Home Loans

    Mortgage Loan Originator

    6 days ago

    American Quest Home Loans Santa Ana, United States

    · We have been in business since 2006 and are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides ...