Jobs
>
Des Moines

    Casualty Claims Adjuster II - Des Moines, United States - EMC Insurance

    Default job background
    Description

    At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees.

    **This position is eligible to work from home anywhere in the United States**

    Essential Functions:

    • Promptly investigates and evaluates moderately complex auto and casualty claims
    • Reviews the claim notice, contracts, state statutes and policies to verify the appropriate coverage, deductibles, and payees
    • Initiates timely contact with insureds and claimants to explain the claim process and initiate the investigation
    • Obtains statements from insureds, claimants, and witnesses and documents summaries within the claims system
    • Request and analyze investigative and other relevant reports, claim forms and documents when appropriate
    • Documents claim activities, reserve analysis, summaries of reports including Medicare (MSP) modules in the claim system
    • Sets timely, adequate reserves in compliance with the company reserving philosophy and methodology
    • Identifies, investigates, and proactively pursues opportunities for recovery including arranging of evidence preservation in legal compliance that meets custody, control, transfer, analysis, and disposition of physical and/or electronic evidence
    • Adheres to all state requirements regarding regulatory compliance by sending out letters/forms containing appropriate language according to timelines
    • Handles litigated files of low complexity
    • Recommends and obtains authority from appropriate people leader in the assignment of defense counsel
    • Assigns and manages vendors for accuracy and appropriateness with supervisory approval as appropriate
    • Reviews bills, receipts, legal invoices and litigation related expenses for accuracy and appropriateness
    • Notifies the people leader of claims that may need escalation or reassignment.
    • Drafts reservation of rights and coverage denial letters with supervisor approval
    • Provides prompt, detailed responses to agents, insureds and claimants on the status of claims
    • Resolves questions of coverage, liability and the value of the claims and communicates with insureds and claimants to resolve claims in a timely manner
    • Prepares bodily injury and/or damage evaluations, negotiation ranges and target settlement numbers prior to negotiation. Obtains appropriate higher authority as required
    • Identifies and protects all liens as appropriate
    • Investigates Medicare liens and timely resolve in accordance with EMC and Medicare guidelines
    • Communicates with insureds, claimants, and attorneys to negotiate the settlement of claims
    • Attends and assists with suits, mediations, and arbitrations
    • Prepares and issues settlement and release documents verifying accuracy and ensuring they are properly executed
    • Issues timely payments
    • Reviews and audits estimates written by independent adjusters, body shops, engineers, and other vendors for accuracy and to ensure the most cost-effective repair approach
    • Submits referrals to the Estimatics, Special Investigation, Subrogation, Medical Review Units and Claims Legal as appropriate
    • Prepares risk reports for Underwriting and Risk Improvement
    • Reviews coverage intent and policy activity with Underwriting
    • Reviews account inspection information with Risk Improvement
    • Prepares claims and participates in claims roundtables to discuss unique cases to evaluate coverage, liability, and damage
    • Assists claims team members as appropriate in handling of claims
    • Participates in projects as assigned
    • Trains, and serves as a technical resource for team members

    Education & Experience:

    • Bachelor's degree or equivalent relevant experience
    • Three years of casualty claims adjusting experience or related experience
    • Relevant insurance designations preferred

    Knowledge, Skills & Abilities:

    • Strong knowledge of the theory and practice of the claim function
    • Strong knowledge of insurance contracts, medical terminology and substantive and procedural laws
    • Strong knowledge of computers and claims systems
    • Ability to obtain all applicable state licenses
    • Ability to adhere to high standards of professional conduct and code of ethics
    • Good organizational and empathetic interpersonal skills
    • Strong written and verbal communication skills
    • Strong investigative and problem-solving abilities
    • Excellent customer service skills
    • Ability to maintain confidentiality
    • Occasional travel required; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling

    **Per the Colorado Equal Pay for Equal Work Act, the hiring range for this position for Colorado-based team members is $62, $80, The hiring range for other locations may vary.**

    Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

    All of our locations are tobacco free including in company vehicles.



  • Elevate Claims Solutions Des Moines, IA, United States

    Elevate Claims Solutions is founded on the belief that human experience and claim quality are the essence of profitable growth and retention for our adjuster partners, our clients, and ourselves. Are you ready, willing, and able to Elevate? · Elevate Claims Solutions is seeking a ...

  • American Farm Bureau Insurance Services, Inc.

    Claims Adjuster

    3 weeks ago


    American Farm Bureau Insurance Services, Inc. Des Moines, United States

    TITLE: Claims Adjuster · DEPARTMENT: Claims · LOCATION: This position is remote, but the candidate must be willing to travel to and through Iowa. · POSITION OBJECTIVE: Perform loss adjustment, pre-acceptance and quality control activities for Crop Hail and Federally Reinsured ...


  • Gallagherbassett Des Moines, United States

    ** Claims Adjuster Senior** · **** · New · Gallagher Bassett is the premier provider of global claims services, dedicated to exceptional customer service and demonstrably superior outcomes. GB helps people, teams and businesses overcome adversity and loss through the guiding exp ...

  • Columbus Region

    Auto Claims Adjuster

    3 weeks ago


    Columbus Region West Des Moines, United States

    **Auto Claims Adjuster - Auto Damages** · ****It's fun to work in a company where people truly BELIEVE in what they're doing**** · **We're committed to bringing passion and customer focus to the business.** · ?? · **Summary & Key Responsibilities??** · ? · Handles low to mi ...


  • Arthur J. Gallagher & Co. Des Moines, United States

    Join our growing team of dedicated professionals at Gallagher Bassett, who guide those in need to the best possible outcomes for their health and wellbeing. You'll be part of a resilient team that works together to redefine the boundaries of excellence. At our organization, we va ...


  • Columbus Region West Des Moines, United States

    **Centralized Claim Property Adjuster** · ****It's fun to work in a company where people truly BELIEVE in what they're doing**** · **We're committed to bringing passion and customer focus to the business.** · ?? · **Summary & Key Responsibilities??** · ? · In this role you ...


  • Zurich NA Des Moines, United States

    RCIS Crop Claims Field Adjuster I · 112354 · Zurich is currently looking for a RCIS Crop Claims Field Adjuster I to join our Rural Community Insurance Services (RCIS) team. RCIS is one of the leading crop insurance providers in the U.S. RCIS offers insurance protection in all 5 ...


  • Berkley Urbandale, United States

    Company Details: · Rated Best Places to Work 2020 and 2022 by Business Insurance, Continental Western Group is a regional property casualty insurance company offering commercial products and services through independent agents in the Midwest. CWG provides unique value through th ...

  • The Allstate Corporation

    Field Auto Adjuster

    1 week ago


    The Allstate Corporation Des Moines, United States

    A day in the life of the Field Auto Damage Adjuster, and what it takes to do the job As a Field Auto Adjuster, you will play a crucial role in our Auto claims handling process by writing estimates directly at customer homes, repair shops, or tow yar Field, Adjuster, Damage Adjust ...


  • EMC Insurance Des Moines, United States

    At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees. · **This posit ...

  • Allstate

    Field Auto Adjuster

    1 week ago


    Allstate Des Moines, United States

    The world isn't standing still, and neither is Allstate. We're moving quickly, looking across our businesses and brands and taking bold steps to better serve customers' evolving needs. That's why now is an exciting time to join our team. You'll have opportunities to take risks, c ...


  • SHAZAM Des Moines, United States

    Chargeback Specialist · Location Des Moines, IA · Job Code 885 · # of openings 1 · Apply Now ) · Do you enjoy assisting clients by performing research to provide a resolution quickly and accurately to their debit card dispute claims? Are you looking for a challenging opportunity ...


  • SHAZAM Des Moines, United States

    Chargeback Specialist · Location Des Moines, IA · Job Code 892 · # of openings 1 · Apply Now ) · Do you enjoy assisting clients by performing research to provide a resolution quickly and accurately to their debit card dispute claims? Are you looking for a challenging opportunity ...


  • EMC Insurance Des Moines, United States

    At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees. · **This posit ...


  • Capstone Search Group Inc Des Moines, United States

    [vc_row][vc_column][vc_custom_heading text="About the Role" font_container="tag:h3|font_size:26px|text_align:left|line_height:24px" google_fonts="font_family:Lato%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20re ...

  • Groupe S&H

    Chargeback Specialist

    3 weeks ago


    Groupe S&H Des Moines, United States

    Do you enjoy assisting clients by performing research to provide a resolution quickly and accurately to their debit card dispute claims? Are you looking for a challenging opportunity that includes following detailed procedures? If you have a strong background in retail banking, f ...


  • Creative Risk Solutions Des Moines, United States

    We are looking to add an additional Workers' Compensation Claims Manager to join our team in Waukee, IA, to help manage our nationwide Workers' Compensation Team As this department continues to grow, we have identified a need for an additional Manager · Duties: · Manages all work ...

  • Property Claim Professionals

    multi-line adjuster

    1 week ago


    Property Claim Professionals Des Moines, United States

    Job Description · Job DescriptionA dynamic organization supplying quality claims outsource solutions to insurance carriers, countrywide is seeking multi-line adjusters in your area. There are many competing vendors in our marketplace, but we are not your typical "vendor". Our com ...


  • Zurich NA Des Moines, United States

    Location field must contain 'city, state' or a zip code to perform a radius search (e.g., · Denver, CO · or · City and state must be separated by a comma followed by a space (e.g., · Houston, TX ) · Zurich NA · Surety Senior Claims Professional Attorney · in · Des Moines , ...

  • Archkey

    Claims Manager

    3 weeks ago


    Archkey Des Moines, United States

    Claims Manager · This position is based in our ArchKey/Sachs Electric office in St. Louis, MO · About the company · ArchKey Solutions is a Top 10 National Electrical Contracting company. Our teams work on large, sophisticated projects across the United States. When you work wi ...