Jobs
>
Denver

    Loan Officer - Denver, United States - Guild Mortgage

    Default job background
    Description
    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

    Position Summary

    The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.

    Essential Functions
    • Obtain an accurate and thorough 1003.
    • Collect supporting documentation from borrower:
      • 30 day paystubs
      • 2 years tax returns
      • Last 2 years W2's
      • Award letters, disability, trust income, etc.
      • LOE for Gaps in jobs
      • At initial contact with borrower provide needs list and complete application
      • 2 months bank statements
    • Obtain executed disclosures within regulations time frame.
    • Obtain accurate AUS findings.
    • Analyze credit report and financial scenario, determining appropriate loan product(s).
    • Determine (price) a profitable loan and communicate fees to ops team.
    • Submit a complete loan package to processing.
    Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
    • Lock in rate.
    • Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
      • Issue Lender Credit if needed
      • If loan out of balance, work with processor & branch manager to request subsidy
    • Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
    • Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
    • Coordinate, create, track and distribute marketing materials.
    • Manage client and referral partner databases.
    • Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
    • Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
    Qualifications
    • High school diploma or equivalent required.
    • At least two years of experience in Mortgage lending or related field.
    • Active NMLS License.
    • Ability to manage multiple priorities; strong detail orientation and highly organized.
    • Works with a strong sense of urgency and responsiveness.
    • Passionate about delivering excellence in customer service.
    • Demonstrated patience and professionalism when interacting with both internal and external customers.
    • Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
    • Strong verbal and written communication skills.
    Supervision
    • Intermittent to low supervision required, depending on experience
    • Apply sound judgment in execution of core job responsibilities
    • Travel: 0%
    Requirements
    • Physical: Work is primarily sedentary; mobility in an office setting.
    • Manual Dexterity: Frequent use of computer keyboard and mouse.
    • Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
    • Environmental: Office environment - no substantial exposure to adverse environmental conditions.
    Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

    Guild Mortgage Company is an Equal Opportunity Employer.

    Target Salary Range: State or minimum wage, whichever is higher.

  • Motto Mortgage IMG

    Loan Officer

    5 hours ago


    Motto Mortgage IMG Denver, United States

    · We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to br ...

  • Motto Mortgage IMG

    Loan Officer

    3 days ago


    Motto Mortgage IMG Denver, United States

    Job Description · Job DescriptionWe are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the sup ...


  • magnify mortgage Denver, United States

    Role Description · This is a full-time role for a Mortgage Loan Officer at magnify mortgage located in Denver, CO. As a Mortgage Loan Officer, you will be responsible for assisting clients in obtaining mortgage loans, reviewing loan applications, and assessing borrower qualifica ...


  • Motto Mortgage IMG Denver, United States

    · At Motto Mortgage IMG, we're not just growing; we're revolutionizing the mortgage lending process. We're searching for experienced Mortgage Loan Officers to join our dynamic team. With us, it's not just about the loans you bring in - we provide you with direct appointments and ...

  • PNC Financial Services Group

    Mortgage Loan Officer

    2 weeks ago


    PNC Financial Services Group Denver, United States

    Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...


  • CrossCountry Mortgage Denver, United States

    · CrossCountry Mortgage in Denver, CO is seeking a Loan Officer Assistant to support a high-performing team in delivering outstanding service to clients and referral partners throughout the mortgage loan process. The ideal candidate will have expertise in borrower interactions, ...


  • NexGoal Denver, United States

    Our Clients Company Profile: Our client is a nationwide mortgage broker with over 50 years of mortgage expertise. With them, you'll be surrounded by leaders invested in your success and paired with a sales team ready to empower you. They offer a remote work environment, some of ...


  • CrossCountry Mortgage Denver, United States

    Job Description · Job DescriptionCrossCountry Mortgage in Denver, CO is seeking a Loan Officer Assistant to support a high-performing team in delivering outstanding service to clients and referral partners throughout the mortgage loan process. The ideal candidate will have expert ...

  • sproutwholesale

    Sr. Loan Officer

    1 week ago


    sproutwholesale Denver, United States

    **Sr. Loan Officer (Retail Mortgage) - Remote** · at Sprout Mortgage Denver, Colorado **Position Overview:**The Mortgage Loan Officer will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refi ...


  • PNC Financial Services Group Denver, United States

    Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...


  • Motto Mortgage IMG Denver, United States

    Job Description · Job DescriptionAt Motto Mortgage IMG, we're not just growing; we're revolutionizing the mortgage lending process. We're searching for experienced Mortgage Loan Officers to join our dynamic team. With us, it's not just about the loans you bring in - we provide yo ...


  • Motto Mortgage IMG Denver, United States

    Job Description · Job DescriptionAt Motto Mortgage IMG, we're not just growing; we're revolutionizing the mortgage lending process. We're searching for experienced Mortgage Loan Officers to join our dynamic team. With us, it's not just about the loans you bring in - we provide yo ...


  • Veteransdirectory Denver, United States

    We have an immediate opening for an exceptional, experienced Community Loan Officer (CLO)-Denver. This is an important role with the ability to make a large impact in the Colorado small business community. We need someone who understands that serving others will make them the mos ...


  • Morty Denver, United States

    Job Description · Job DescriptionJoin Morty as a mortgage loan officer in Colorado. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Colorado and dedicated closing team to advance your career and achieve success. · ...


  • Wildcat Lending Denver, United States

    Job Description · Job DescriptionAre you a self-driven and confident communicator with a passion for providing excellent customer service? Wildcat is seeking dynamic individuals to join our team as Account Executives. If you're someone who goes above and beyond to ensure the "wow ...


  • PNC Financial Services Group Denver, United States

    Job Description · Job Profile · Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace ...


  • PNC Financial Services Group Denver, United States

    CO Salary Range: USD 60,000.00 per year · Job Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to ...


  • PNC Financial Services Group Denver, United States

    CO Salary Range: USD 54, ,450.00 per year · Job Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day ...

  • PNC

    Mortgage Loan Officer

    2 weeks ago


    PNC Englewood, United States

    **Position Overview** · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our ...


  • Ent Credit Union Westminster, United States

    The primary purpose of this position is to work with Ent's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan offic Loan Officer, Mortgage, Offic ...