- Serves as the Credit Officer for assigned portfolios/LOBs within the Bank
- Decision Authority & Approvals
- Manages the credit quality of new and existing loans and ensures the Bank's interest is protected by minimizing charge-offs within guidelines established by Comerica Bank's senior management.
- Provides input on deal analyses to MCUs, Credit Analysts and Commercial Underwriters.
- Manages and ratifies risk ratings on credits >$2.5MM in aggregate. Manages the annual risk rating review process for existing loans.
- Ensures timely identification of problem credits to minimize potential losses to the Bank.
- Selects credits for special review (on going and quarterly CQR process) and develops and implements procedures ensuring accurate and timely follow-up on all CQR action plans.
- Monitors progress towards stated goals by RMs/PMs and works with Group Managers and Senior Management to correct deficiencies.
- Calls on large and problem credit customers and advises RMs, PMs, GMs and DMs on credit structuring and documentation issues.
- Monitors tracking system for Subject Tos, covenant compliance, policy exceptions, CEG Audits, Annual/Interim reviews, overdrafts/over-formulas and overall portfolio trends.
- Review/signoff of M&E and Real Estate Appraisals. Manages the concentration reporting process to maintain portfolio risk within Comerica Bank's established objectives.
- Participates in the development and maintenance of credit policy and procedures; ensures implementation of procedures to support such policy. Serves as a resource to loan groups by interpreting and applying policies and procedures to specific credits.
- Manages the policy exception reporting process to maintain portfolio risk within the Bank's established objectives.
- Develops work plans to address and correct issues and weaknesses identified in AQR, Internal Audit and Regulatory Exams.
- Group signature and Department Committee approval authority (GM, Department Manager or Market President co-chair) for all Credits.
- Document recommendation (i.e. CAO Comments) in all Department, Senior and Executive Committee RECAPs.
- Approves loan covenants for new loans as proposed by RMs/PMs to maintain appropriate control and protection for the Bank. Manages the covenant exception process by approving any modifications to existing loans.
- Grants approval of assigned subject tos in RECAP process.
- May participate in selecting credit support staff.
- Coaching/Developing RMs, PMs and credit staff.
- Special projects and other duties as assigned
- 4 year Bachelor degree
- 10 years combined credit, underwriting and lending experience (prior management/leadership experience preferred)
- 2 years credit decisioning role (Group Manager or Credit Officer with credit decisioning responsibilities), 5 years preferred.
-
Office Administrator
1 week ago
Solomon Page Dallas, United StatesWe are looking for an Office Administrator for a top retail company in Dallas, TX. This candidate will be responsible for maintaining services throughout the building and grounds to ensure the business continues to run efficiently. · Responsibilities: · Priority Focus for respons ...
-
Office Administrator
3 weeks ago
HT Building Products Dallas, United StatesTHE ROLE · This new, dynamic position reports directly to the HR Director and plays a key role in both human resources and office administration. You will be instrumental in enhancing our workplace culture and operational efficiency in our Dallas offices, with the potential to si ...
-
Office Administrator
1 week ago
LOCAL Public Eatery Dallas, United StatesThe ideal candidate will be in charge of the organization and efficiency of daily office operations. You will be responsible for completing multi-level tasks in a professional and timely manner. · Responsibilities · Clerical tasks: Organizing files, processing payroll, and prepa ...
-
Office Administrator
3 weeks ago
The Beneficient Company Group USA LLC Dallas, United StatesJob Description · Job DescriptionPosition Summary · The Administrative Assistant is responsible for supporting the administrative operations of the organization. · Essential Functions · Professionally answer multi-phone system and direct calls accordingly Serves visitors by greet ...
-
Office Administrative Assistant
3 weeks ago
MakarttPro Dallas, United StatesPosition Overview: · The Executive Assistant at MakarttPro will play a pivotal role in ensuring the smooth operation of our executive office. This individual will be responsible for a variety of tasks, including budget control, administrative duties, calendar management, social m ...
-
Office Administrator
2 weeks ago
First Financial Center of Dallas Dallas, United StatesJob Description · Job DescriptionSuccessful Certified Financial Planner in north Dallas is looking for an Office Administrator to manage daily operations for a fast paced financial office. · In Office Full time Hours are Monday - Friday - 8:30am - 5:00pm · JOB REQUIREMENTS: · Min ...
-
Office Administrator
5 hours ago
Hunton Andrews Kurth LLP Dallas, United StatesHunton Andrews Kurth LLP, an international law firm, is actively recruiting an Office Administrator in the Dallas office. This position is responsible for ensuring the needs of our clients, lawyers and staff are met through the efficient administration and collaboration of local ...
-
Office Administrator
5 days ago
HT Building Products Dallas, United StatesTHE ROLE · This new, dynamic position reports directly to the HR Director and plays a key role in both human resources and office administration. You will be instrumental in enhancing our workplace culture and operational efficiency in our Dallas offices, with the potential to si ...
-
Office Administrative Support
2 days ago
CRD Dallas, United StatesAbout the job Office Administrative Support - Legal · OUR CLIENT has been at the forefront of office innovation since 1962, empowering digital workplaces, which means connecting people to information, faster and move conveniently. · IN THIS ROLE COMES WITH THE FOLLOWING RESPONS ...
-
Front Office Administrator
1 week ago
National Healthcare Solutions, Inc. Dallas, United StatesJob Description · Job DescriptionPosition SummaryThe Front Office Administrator is the first impression for incoming visitors, employees, vendors, and guests. This is a highly visible role and requires someone that can be a culture ambassador and juggle multiple tasks. · Essentia ...
-
Branch Office Administrator
1 week ago
Edward Jones Dallas, United StatesWould you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you on our team.At Edward Jones, we are very intentional in calling our field associates branch teams. Most of our teams are two or three people, and in a Branch O ...
-
Office Administrator/Facility Mgt
2 weeks ago
Belcan Dallas, United StatesJob Description · : · GENERAL FUNCTION · Responsible for maintaining services throughout the building and grounds to ensure the business continues to run efficiently. · MAJOR DUTIES AND RESPONSIBILITIES · * Priority Focus for responsibility · * Receive package and sort by depart ...
-
Delta Dallas Dallas, United StatesJob Summary: Executive Assistant/Office Manager · Company Overview: Our client, a prominent commercial real estate company based in Preston Center, is seeking a versatile individual to join their team. With a diverse portfolio including real estate development and banking service ...
-
Office Administrator
3 weeks ago
Norton Rose Fulbright Dallas, United StatesPractice Group / Department: · Office Administration and Legal Support Personnel · Job Description · We are a global law firm with a powerful strategic focus and real momentum. Our industry-focused strategy is seeing us take on pioneering work in places that others have yet to ...
-
Office Manager Administrative Assistant
1 week ago
Scherer Financial Advisory Services Dallas, United StatesJob Description · Job Description Office Administrator/Executive Assistant · The Office Administrator/Executive Assistant is responsible for directly supporting the Managing Director, providing general administrative support and office management functions. The ideal candidate wi ...
-
Office Administrator/Facility Mgt
2 weeks ago
Belcan Dallas, United StatesOffice Administrator/Facility Mgt & Services · Job Number: 349314 · Category: Administrative · Description: Job Title: Office Administrator/Facility Mgt & Services · Location: Dallas, TX · Zip Code: 75234 · Start Date: Right Away · Keywords: #DallasJobs; #OfficeAdministratorjobs; ...
-
Office Administrator
1 week ago
Drive Shack Inc. Dallas, United StatesOverview · ABOUT DRIVE SHACK INC · Drive Shack Inc. is a leading owner and operator of golf-related leisure and entertainment businesses focused on bringing people together through competitive socializing. Today, our portfolio consists of American Golf, Drive Shack and Puttery. ...
-
Office Manager/ Administrative Assistant
3 weeks ago
Spot On Talent Dallas, United StatesJob Description · Job DescriptionTo Apply for this Job Click Here Are you an enthusiastic and meticulous administrative professional who thrives in wearing multiple hats? Do you like working in a small, collaborative office supporting busy executives? If yes, let's talk · Our cli ...
-
Office Administrator
3 weeks ago
Next Equipment Dallas, United StatesJob Description · Job DescriptionOur company is currently seeking an Office Administrator / Bookkeeper to join our team You will be responsible for greeting guests when they arrive, answering phone calls, responding to emails, organizing files, and preparing/examining financial ...
-
Office Administrator/Facility Mgt
5 days ago
Integrated Resources Dallas, United StatesDuration:0-6 month(s) · GENERAL FUNCTION · Responsible for maintaining services throughout the building and grounds to ensure the business continues to run efficiently. · MAJOR DUTIES AND RESPONSIBILITIES · Campus Mail · • Priority Focus for responsibility · • Receive packag ...
Credit Administration Officer II - Dallas, United States - Comerica
Description
Credit Administration Officer IIThe Credit Administration Officer (CAO) is responsible for the overall monitoring, administration and quality of their assigned portfolios/Line of Businesses (LOBs)
Responsibilities include:
credit decisioning of Group (sign off) and Department Committee credits; providing guidance/input on credit structuring; adherence to corporate credit policy; accurate/timely risk rating of credits; maintaining satisfactory AQRs, Internal Audit and regulatory Exams and developing/implementing action plans to correct any deficiencies.
The CAO also takes an active role in coaching/developing RMs, PMs and credit staff.Competencies:
Business Acumen, Decisiveness, Flexibility, Decision Quality, Prudent Decision Making, Interpersonal Savvy, Standing Alone, Strategic Thinking, Accountability, Teamwork, Timely decision making and Developing Others
Responsibilities