Senior Underwriter - Bedminster, United States - Peapack-Gladstone Bank
Description
Responsible for the structuring, underwriting and ongoing monitoring of middle market C&I loans; completion of loan approval packages that include financial/cash flow analysis, analyzing and sensitizing financial projections, collateral valuation, identifying and mitigating risk and determining the appropriate risk rating.
Work with commercial private bankers for the review of loans, to include ongoing collection of updated financial information, covenant compliance and other information impacting the ongoing creditworthiness of borrowers.
This may also include customer retention efforts and client visits.Perform annual/quarterly reviews of a designated portfolio of C&I clients, in an accurate, timely and effective manner, including the identification of emerging risks and the appropriate risk ratings.
Provide portfolio level support and expertise for internal audit, external audit and regulatory examinations for the C&I loan portfolio.Develop and coach Jr. team members; provide guidance/mentoring as appropriate.
Additional projects and responsibilities, as assigned.
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR c)#J-18808-Ljbffr