VP of Engineering, Payments - San Francisco, CA, United States
15 hours ago
Job description
What You'll Do
As VP of Engineering, Payments, reporting to the SVP of Engineering, you will own the technical execution, operational excellence, and long-term evolution of Ripple's global payments platform. This includes cross-border payout systems, FX and liquidity infrastructure, collections capabilities, and the integration and scaling of acquired platforms.
You will lead a growing payments engineering organization (approximately 75 engineers today) and play a central role in positioning Ripple as the bridge between regulated financial systems and blockchain-native value movement.
You will:
Own the end-to-end payments engineering domain, including cross-border flows, FX, currency conversion, liquidity management, and settlement
Lead and scale teams across core payments, collections, and integrated platforms
Drive architectural clarity and simplification, reducing system sprawl and enabling faster delivery, higher reliability, and clearer product boundaries
Lead the integration of acquired technologies into a cohesive, modern payments architecture, transforming multiple systems into a scalable, unified product platform
Ensure high availability, correctness, and operational excellence for real-time, regulated payment systems—earning trust with customers, regulators, and partners
Partner closely with Product to shape roadmap, customer outcomes, and platform capabilities, bringing strong technical and business judgment to product decisions
Help achieve sustained product-market fit for next-generation payments offerings by translating platform capabilities into durable customer value
Evolve Ripple's payments stack to leverage stablecoins, on-chain liquidity, and decentralized exchanges as core payments primitives—while maintaining enterprise-grade compliance and trust
Build, coach, and develop senior engineering leaders, raising the bar on execution, accountability, and operational rigor
Success in this role means simplifying a complex payments landscape into a reliable, scalable platform—and helping Ripple deliver the next generation of global payments with confidence.
What You'll Bring
Payments & Systems Expertise
Deep experience building and operating large-scale payments systems, ideally including cross-border payments, FX, liquidity, and settlement
Strong understanding of regulated, real-time financial systems, including reconciliation and operational risk
Senior Engineering Leadership
Proven experience leading senior engineering organizations with ownership of production systems and business outcomes
Strong operator mindset, comfortable staying close to architecture and critical system decisions
Systems, Product & Business Thinking
Excellent architectural judgment across distributed services and platform design
Ability to simplify complex ecosystems and modernize platforms without disrupting customers
Business-minded leader who can partner deeply with Product, Compliance, and Commercial teams
Orientation Toward What's Next
Curiosity about blockchain, stablecoins, and decentralized liquidity as the next evolution of payments
Ability to apply payments discipline to new primitives
Bonus: experience with stablecoins or on-chain settlement
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