Portfolio Manager - Houston, United States - Texas Capital Bank

Description

Portfolio Manager

• Commercial Lender Finance page is loaded Portfolio Manager
• Commercial Lender Finance Apply locations Dallas, TX time type Full time posted on Posted Yesterday job requisition id JR101833 Texas Capital is built to help businesses and their leaders.

Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in peoples success today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries.

Equally important, they bring commitment investing the time and resources to understand our clients immediate needs, identify market opportunities and meet long-term objectives.

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At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRates 2023 list of Best Regional Banks.

For more information about joining our team, please visit us at .Brief Overview of PositionThe Portfolio Manager role is positioned within Credit Administration and is integral to the success of each line of business it supports, helping to drive the strategic vision set forth by Texas Capital Bank.

This position will support the Commercial Lender Finance line of business within the bank.

The Portfolio Manager owns the underwriting process for all credit requests, working closely with Analysts, Associates, and Relationship Managers to determine and evaluate potential risks and identify cross-sell opportunities.

The Portfolio Manager is responsible for maximizing portfolio performance and is expected to have the ability to lead a deal from opportunity to close with little to no oversight.

Responsibilities include monitoring the portfolio quality against established criteria and recommending adjustments to existing credit facilities as appropriate.

The Portfolio Manager provides efficient follow-up and spearheads processes to ensure best-in-class Customer Service while serving as an internal consultant and liaison between Credit and the Line of Business.

Based on experience and scope of role, this position could be classified as a Senior Portfolio Manager.

ResponsibilitiesTo be successful in this role, candidates must be able to process large amounts of information, communicating in a clear and concise manner, and develop innovative solutions for our clients, all while maintaining a strong and efficient attention to detail.

Key responsibilities include, but are not limited to:
Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting modelsResponsible for risk rating assessment and periodic relationship reviewsPartner with Relationship Manager in credit agreement review and negotiationOwnership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)

Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks.

Ownership of policy exception identificationDirect and manage portfolio reviewsValidate covenant compliance and covenant managementOwnership of post-approval modifications to ensure accurate reporting of credit exposureClient management, including assisting of day-to-day needs, contact meetings, and site visits.

Direct client contact is expected.
Client management in SalesForceOversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practicesOwnership of portfolio reporting and analytics:
grade-migration, past-dues, exceptions, coming-due maturities, etc.

Identify cross-sell opportunitiesLead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospectsQualificationsBachelors degree in Finance, Accounting, Real Estate, Commercial Banking or equivalent/relevant program3+ years experience in Middle Market or Corporate Banking with formal Credit training.

Historical experience with Asset Based Lending or Commercial Lender Finance is preferred.
Experience in analyzing field exam reports, appraisals, collateral reporting, borrowing bases and other common asset based lending materials.

Exceptional writing, interpersonal and communication skillsExtraordinary levels of motivation and initiativeEffective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organizationStrong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentationsAbility to live and work in Dallas, Austin, Fort Worth, Houston or San AntonioProven leadership skills and community involvementPassion for financial services and delivering superior client experiencesThe duties listed above are the essential functions, or fundamental duties within the job classification.

The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.
Texas Capital is an Equal Opportunity Employer.
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Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in peoples success today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries.

Equally important, they bring commitment investing the time and resources to understand our clients immediate needs, identify market opportunities and meet long-term objectives.

At Texas Capital Bank, we do more than build business success. We build long lasting relationships.
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital Bank was recently named the #1 most trusted bank in the country on Newsweeks inaugural list of Americas Most Trusted Companies#J-18808-Ljbffr