SBA Lender - New Jersey, United States - JCW

Description

Company Overview: Our client is a well-established community bank in New Jersey, committed to serving the local businesses and communities. With a strong focus on personalized service and financial solutions tailored to meet the unique needs of their clients, they are currently seeking a skilled SBA Lender to join their team.

Job Description: As an SBA Lender, you will play a pivotal role in facilitating small business lending activities, driving growth, and fostering relationships with clients. This position offers a competitive base salary, bonus structure, and a flexible hybrid schedule, providing an ideal balance between remote work and in-office collaboration.

Key Responsibilities:

• Originate, underwrite, and close SBA loans while adhering to regulatory guidelines and internal policies.
• Evaluate loan applications, financial statements, and credit reports to assess risk and determine creditworthiness.
• Collaborate with business owners, commercial clients, and internal stakeholders to structure loan packages that meet their financing needs.
• Maintain a portfolio of SBA loans, monitor performance, and identify opportunities for portfolio growth and risk mitigation.
• Provide exceptional customer service, offering guidance and support throughout the loan process.
• Stay informed about industry trends, market conditions, and changes in SBA lending regulations.

Qualifications:

• Bachelor's degree in finance, business administration, or related field.
• Minimum of 2 years of experience in commercial lending with a focus on SBA lending.
• Strong credit background with the ability to analyze financial statements, cash flow projections, and credit risk.
• Excellent communication and interpersonal skills, with the ability to build rapport with clients and internal teams.
• Proficiency in loan origination software and Microsoft Office Suite.
• Detail-oriented with a commitment to accuracy and compliance.
• Ability to thrive in a fast-paced environment and manage multiple priorities effectively.