Jobs
>
Stuart

    Sr Credit Risk Review Officer - Stuart, United States - Seacoast Bank

    Seacoast Bank
    Seacoast Bank Stuart, United States

    4 weeks ago

    Default job background
    Description

    Job Description

    Job Description

    JOB SUMMARY:

    Under the direction of the Director and/or Credit Risk Review Manager, the Credit Review Officer participates in the assessments of the Bank's commercial lending units to assess overall asset quality, risk and compliance with established underwriting policies, procedures, limits, and concentrations. Assess the quality, quantity, direction, and overall credit risk in the organization through planned vertical and horizontal reviews, oversight of portfolio monitoring functions such as watched assets reviews, portfolio reviews, new origination reviews, credit risk trends and other portfolio monitoring reporting. Provide objective assessments of credit risk management effectiveness, underwriting and credit analysis, portfolio monitoring, and problem loan management. Incumbent may lead smaller reviews as assigned, inclusive of preparation of summary, findings, and recommendations. Incumbent may contribute to synthesize multiple pieces of information with review findings to perform overall analysis of the area reviewed.

    ESSENTIAL DUTIES AND RESPONSIBILITIES:

    • Participate in Credit Review examinations.
    • Assist in the necessary sampling, define scope and type of review.
    • Review required documentation for loan review testing, inclusive of credit file reviews and complete necessary line sheets.
    • Prepare written summary report of findings/observations.
    • Communicate findings to Line of Business, Senior leadership.
    • Assess asset quality, status, and appropriateness of existing risk controls/compliance with established underwriting policies/risk tolerance.
    • Ensure underwriting credit analysis is sound and justifies/mitigates the identified credit risk.
    • Ensure credit culture is consistent throughout organization and represents approved credit risk appetite.
    • Assess risk rating integrity and timeliness of rating changes.
    • Ensure appropriate specific reserves are in place and charge-off are taken timely.
    • Ensure appropriate workout and pre-workout strategies are identified, tracked, and validated.
    • Follow up and track recommended Issue remediation from prior reviews.
    • Review various management credit risk reporting to identify emerging risks.
    • Perform continuous monitoring of the Bank's portfolios through participation in quarterly reviews, horizontal exams and/or attend portfolio management meetings.
    • Monitor historical performance through review of various credit metrics and credit risk reporting.
    • Determines the accuracy of assigned internal credit risk ratings, non-compliance with Bank policies and procedures, loan weaknesses so that timely corrective actions can be taken, violations of laws and regulations and inadequate credit/collateral documentation.
    • Identifies, recommends, and effects process changes related to credit risk management activities.
    • Interprets and evaluates Loan Policy and assures that proper credit controls are in place to appropriately manage credit risk. Monitors adherence to such policies and validates that exceptions are adequately identified, mitigated, and properly approved.
    • Maintains awareness of the current regulatory/industry trends impacting the Bank's credit areas.
    • Promotes teamwork within the department to ensure that knowledge and experience is shared among team members.
    • Prepares departmental reports and other portfolio reporting as requested by management.
    • Completes all required training and special projects as requested.
    • Proficient writing skills to effectively communicate in a clear, concise, and persuasive manner.
    • Ability to evaluate all facts independently and objectively after making decisions.
    • Listens well and is willing to consider the opinion, perspectives of others.
    • Ability to make sound decisions and to recognize potential problems and propose recommendations for corrective action.
    • Must be well-organized, accurate, and attentive to detail.
    • Self-starter and able to work independently.
    • Ability to interact with Senior Leadership Team, Commercial bankers, Underwriters, Credit analysts, Credit Administrators, and other management when appropriate and under the direction of the Director of Credit Risk Review.
    • Cooperative and wiling to assist others.
    • Willing to take advantage of training opportunities as available to enhance knowledge and job skills.
    • Professional in appearance.
    • This job description in no way states or implies that these are the only duties to be performed by the employee in this position. The employee will be required to follow any other job-related instructions and to perform any other job-related duties requested by the Credit Risk Review Manager or Director & Head of Credit Risk Review.
    • Adhere to Seacoast Bank's Code of Conduct.

    EDUCATION and/or EXPERIENCE:

    • College degree, (BA/BS) Accounting/Finance/Economics/Business or equivalent.
    • Formal credit training desired.
    • 5-7+ years banking experience, preferably concentrated in commercial credit risk functions, commercial loan review, regulatory environment or commercial lending and underwriting.
    • Excellent written and verbal communication skills, exceptional understanding/competency in regulatory matters and compliance.
    • Strong working knowledge of Commercial Loan policies/procedures.
    • Strong working knowledge of select commercial business segments.
    • Strong working knowledge/ industry expertise of regulatory matters.
    • Ability to effectively interact and communicate with peers and with senior management across the Bank.
    • Thorough knowledge and operational skills in the use of personal computers and various software packages, including MS Office applications.
  • Stellar Innovations

    Inspector / Expert for Technical Quality Assurance and Notified Body

    2 weeks ago

    Stellar Innovations Martin, United States

    Job Description: Technical support for the production of equipment and piping systems for the process industry, from documentation to delivery, at manufacturers in Germany and abroad. This includes: Reviewing request documents, offers, purchase specifications, inspection and weld ...

  • MSI Recruiting

    Operations Associate

    1 day ago

    MSI Recruiting Stuart, United States

    Reports directly to the Vice President of Operations. · QUALIFICATIONS · We are looking for an Operations Associate who will be a key member of a small team critical to ensuring the needs of the family office are met. This person should have foundational knowledge of basic accoun ...

  • University of Tennessee

    CRM Technician

    1 day ago

    University of Tennessee Martin, United States Full time

    CRM Technician - Admissions X7 Description Description · The Office of Admissions at the University of Tennessee at Martin is currently accepting applications for a CRM Technician. The Office of Admissions is a high-impact, high-energy, forward-thinking department that simultan ...

  • University of Tennessee

    Career Planning Administrative Specialist

    2 days ago

    University of Tennessee Martin, United States Full time

    Career Planning Administrative Specialist E Description The Career Planning Administrative Specialist at the University of Tennessee at Martin, under the direction of the Director of Career Planning and Development. This position provides general administrative support and assi ...

  • TalentPartners

    Advocate

    5 days ago

    TalentPartners Stuart, United States

    Overview: · This position requires knowledge of all aspects of case management throughout the entire Social · Security Disability claims process. · The EDPNA will perform claimant interviewing, development of evidence, preparing motions and briefs, and attending hearings to repr ...

  • Seacoast Bank

    Senior Syndications

    4 hours ago

    Seacoast Bank Stuart, United States Full time

    Location: This position can be located at a Seacoast Bank office in Stuart, Miami or Fort Lauderdale. · JOB SUMMARY: · The primary responsibility of this role is to book and service the most complex commercial loans. This is a highly visible position that is crucial to assistin ...

  • The Law Offices of Travis R. Walker, P.A.

    Family Law Attorney

    1 day ago

    The Law Offices of Travis R. Walker, P.A. Stuart, United States

    Hey there · Are you ready to join an A-Team? Are you someone who thrives on challenges and revels in the dynamic rhythm of a rapidly evolving work environment? If your answer is a resounding "yes," then congratulations — you've just found your perfect match · (Important: You will ...

  • ESI

    Finance Manager

    1 day ago

    ESI Stuart, United States

    *Please note all applicants must be a current US resident · ESI is now hiring a Director of Finance in the Stuart, FL area. · POSITION SUMMARY: · ESI is seeking a Finance Manager who will serves as the finance officer for the school under the general supervision of the Head of S ...

  • Optum

    Nurse Practitioner HouseCalls in Martin and St. Lucie counties, FL

    3 weeks ago

    Optum Stuart, United States

    $10,000 Sign-on Bonus for External Candidates · Optum Home & Community Care, part of the UnitedHealth Group family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an ...

  • Edge Electric, Inc.

    Electrician

    2 weeks ago

    Edge Electric, Inc. Palm City, Florida, United States Permanent

    The electrician specializes in installing, maintaining, and repairing electrical systems in buildings and structures. They are responsible for ensuring the proper functioning of electrical wiring, fixtures, and equipment to provide electricity for various purposes. · Essential F ...

  • Cleveland Clinic

    Utilization Management RN Reviewer

    1 week ago

    Cleveland Clinic Stuart, United States

    Join Cleveland Clinic's Martin North Hospital where research and surgery are advanced, technology is leading-edge, patient care is world-class, and caregivers are family. This downtown Stuart hospital provides top-quality patient care to the communities in and around Martin Count ...

  • Bowman Consulting Group, Ltd.

    Office Assistant

    2 weeks ago

    Bowman Consulting Group, Ltd. Stuart, Florida, United States Permanent

    Short Description: · Bowman has an opportunity for an Office Assistant to join our team in Stuart, FL. · At Bowman, we believe in creating opportunities for aspiring people to thrive and achieve ambitious goals. That's why a career at Bowman is more than a job. It is an opportuni ...

  • MILLENNIUMSOFT

    QA Chart Approvals Rep

    4 days ago

    MILLENNIUMSOFT Stuart, United States

    Position : QA Chart Approvals Rep · Location : Stuart, FL · Duration : 12 Months contract · Total Hours/week : 40.00 · Client: Medical Devices Company · 1st Shift · Level of Experience: Entry Level · Employment Type: Contract on W2 (Need US Citizens or GC Holders Only) · Shift T ...

  • Cleveland Clinic

    RN Finance Case Manager-Florida

    5 days ago

    Cleveland Clinic Stuart, United States

    Join the Cleveland Clinic team, where you will work alongside passionate caregivers and provide patient-first healthcare. Cleveland Clinic is recognized as one of the top hospitals in the nation. At Cleveland Clinic, you will receive endless support and appreciation, and build a ...

  • Bowman

    Civil Senior Project Manager

    2 weeks ago

    Bowman Stuart, United States

    **Short Description** · Bowman has an opportunity for a Senior Project Manager, Civil to join our team in FL - Stuart. At Bowman, we believe in creating opportunities for aspiring people to thrive and achieve ambitious goals. That's why a career at Bowman is more than a job. It ...

  • Seacoast Bank

    Mail Room Clerk

    4 days ago

    Seacoast Bank Stuart, United States

    JOB SUMMARY: · Provides timely, accurate, cost effective postal and express mailing services. Advise associates on postal and express mailing matters. Interface with couriers to provide prompt inter-office distribution services. Interface with the U.S. Post Office and other carr ...

  • Martin County, FL

    Engineering Compliance Coordinator

    1 week ago

    Martin County, FL Stuart, United States

    Salary : $60, $66,105.60 Annually · Location : Stuart, FL 34996 · Job Type: Full-Time · Job Number: 01701 · Department: Public Works · Division: Engineering Services · Opening Date: 08/18/2023 · Closing Date: Continuous · SUMMARY · Technical and professional work in the ...

  • Pye-Barker Fire & Safety, LLC

    Foreman - Immediate Need

    2 weeks ago

    Pye-Barker Fire & Safety, LLC Stuart, FL, United States Full time

    Make a difference, protect lives, and achieve your dreams. Build your career with the industry-leading fire, life safety and security company. · This position is responsible for the installation and certification of life safety systems and associated devices according to local & ...

  • Commerce Co.

    custodian

    4 days ago

    Commerce Co. Stuart, United States

    CHARACTERISTICS OF THE CLASS · Under the general supervision of the Building Maintenance Coordinator or Public Works Director, performs manual and custodial work in the cleaning and routine maintenance of City facilities and grounds. Duties include cleaning and maintaining offic ...

  • APP Jet Center Stuart

    Customer Service Manager

    4 weeks ago

    APP Jet Center Stuart Stuart, United States

    Customer Service Manager · APP Jet Center Stuart · We are seeking a dynamic and experienced Customer Service Manager to join our team. The ideal candidate will be passionate about delivering exceptional customer service, possess strong leadership skills, and thrive in a fast-pa ...