- Candidates may substitute the possession of a Bachelor's degree from an accredited college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting and three years of experience examining or auditing the accounts, records and business practices of non-depository financial institutions or in managerial or professional work in the financial services, consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters, debt management and/or law enforcement industries for the required experience. These credit hours must include a minimum of 6 credit hours in either accounting or auditing.
- Candidates may substitute the possession of a Juris Doctor degree from an accredited law school, a certificate as a Certified Public Accountant, or a Master's degree in business administration or accounting from an accredited college or university for one year of the required experience.
- Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in logistics specialist classifications or administrative support specialty codes in the financial management or auditing fields of work on a year-for-year basis for the required experience.
financial non-depository examiner ii - Baltimore, United States - State of Maryland
Description
Introduction
The Maryland Department of Labor is accepting applications from qualified candidates for the position of Financial Non-Depository Examiner II. This skilled position serves as the the Financial Non-Depository Examiner Department of Labor. A Financial Non-Depository Examiner II is the full performance level of financial examination work.
Employees in this classification examine the accounts, records, consumer transactions and business practices of non-depository financial institutions (i.e., consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters and debt management companies) primarily located at the business' headquarters.
GRADE
18
LOCATION OF POSITION
1100 N. Eutaw Street Baltimore, MD 21201
Main Purpose of Job
To examine/investigate all areas of licensed non-depository financial services providers for compliance with laws and regulations, to protect the general public by ensuring licensees engage in safe and sound financial services activity in a lawful, honest, fair, and efficient manner, and promote integrity and confidence in the financial services industries regulated by the Commissioner of Financial Regulation.
A Financial Non-Depository Examiner is an examiner position that may, in management's discretion, work remotely in accordance with the Agency's telework policies.
POSITION DUTIES
Duties of this position include but are not limited to:
Interacting with representatives of financial institutions, including coordinating the examination/investigation, requesting information and documentation, requesting explanations as to business activity, procedures and policies, conducting an end of examination/investigation exit interview, and resolving examination/investigation findings.
Review the books and records of financial institutions to ensure compliance with federal and state laws and regulations.
Prepare schedules and work papers detailing actives of the licensees being examined/investigated.
Analyze for adequacy, legal requirements and suitability documents and information related to financial services transactions, including loan documents, financial services agreements, disclosures, databases and pivot tables.
MINIMUM QUALIFICATIONS
Experience:
Seven years of experience, three years of experience examining or auditing the accounts, records and business practices of non-depository financial institutions or in managerial or professional work in the financial services, consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters, debt management and/or law enforcement industries and four years of additional regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement.
Notes:
DESIRED OR PREFERRED QUALIFICATIONS
Preference will be given to applicants who possess the following preferred qualification(s). Include clear and specific information on your application regarding your qualifications.
Mortgage Regulatory experience with another state or federal agency
Mortgage origination experience
Mortgage loan servicing experience
Certified Mortgage Examiner (CSE) or Certified Senior Mortgage Examiner (CSME)
LICENSES, REGISTRATIONS AND CERTIFICATIONS
Employees in this classification may be assigned duties which require the operation of a motor vehicle.
Employees assigned such duties will be required to possess a motor vehicle operator's license valid in the State of Maryland.
All candidates are subject to a background check against files maintained by the Division of Unemployment Insurance (Department of Labor/DUI) to determine whether any monies are owed to Department of Labor/DUI as a result of unemployment overpayment/fraud.
Any unpaid debt may have an impact on whether or not a candidate is offered employment.SPECIAL REQUIREMENTS
Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays.
SELECTION PROCESS
Please make sure that you provide sufficient information on your application to show that you meet the qualifications for this recruitment.
Successful candidates will be ranked as Best Qualified, Better Qualified, or Qualified and placed on the eligible (employment) list for at least one year.
RESUMES ARE NOT ACCEPTABLE AND NOT CONSIDERED IN THE SELECTION PROCESS.
All information concerning the qualifications, including any required documentation (diploma, transcript, certificate, etc.) must be submitted and received by the closing date.
Information submitted after this date will not be considered.For positions that require Bachelor/Master Degree etc:
Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted prior to hire. For further information, you may call International Consultants of Delaware, Inc or World Education Services Inc or
EXAMINATION PROCESS
The examination for this recruitment will be an evaluation and rating of the information provided on your application.
Therefore, it is essential that the application is filled out completely and accurately, listing all relevant education and experience, addressing the specific qualifications shown above and submitting any required documentation (diploma, transcript, certification, license, etc.).
Please include clear, detailed and specific information on your application regarding experience qualifications related to the minimum qualifications, desired, and/or selective qualifications of the position.
The assessment may consist of a rating of your education, training, and experience related to the requirements of the position.
BENEFITS
STATE OF MARYLAND BENEFITS
FURTHER INSTRUCTIONS
The online application is STRONGLY preferred.
However, if you are unable to apply online, or encounter difficulty attaching required or optional documentation, you may submit via mail or deliver in person.
Please be sure to include your name, identification number (Easy ID#) and job announcement number on any documentation to ensure timely processing.
The paper application must be received by 5 pm, close of business, on the closing date for the recruitment, no postmarks will be accepted.
Incorrect application forms will not be accepted.PLEASE DO NOT FAX OR EMAIL UNSOLICITED DOCUMENTATION
Completed applications, required documentation, and any required addendums may be mailed to:
Department of Labor Office of Human Resources
Attn:
Jasmine Hubbard
1100 N. Eutaw Street, Rm. 101
Baltimore, MD 21201
For additional information, please contact Jasmine Hubbard at or via email
The MD State Application Form can be found online
Department of Labor is an equal opportunity employer.
It is the policy of Department of Labor that all persons have equal opportunity and access to employment opportunities, services, and facilities without regard to race, religion, color, sex, age, national origin or ancestry, marital status, parental status, sexual orientation, disability or veteran status.