- Spread financial statements in order to pre-screen the viability of the credit proposal.
- Examines accounting methods and scrutinizes financial statement and accompanying information.
- Prepare credit presentations which include the following: identify and mitigate risk, identify sources of repayment, sensitivity analysis, industry data and project analysis.
- Pull credit reports, OFAC and background checks to evaluate and examine credit references for consistency with information provided.
- Analyzes borrower's business methods of operations, operational environment, financial condition and operating performance to determine borrower's ability to pay on loans.
- Requests specific information and discusses or resolves issues pertaining to borrower's business, financial status and credit risk.
- Confers with Credit Manager in order to resolve problems with application or missing information.
- Performs credit underwriting, assess credit risk, complies with the Bank's Credit Policy and issues recommendations about credit proposals to be reviewed by the Credit Manager.
- Performs credit analyses for annual reviews and credit renewals as required.
- Conducts follow-up of borrowers' financial situations with authorized credit facilities.
- Assures financial covenants of each transaction are carried out as approved.
- Maintains continuous efforts to supervise problem credits.
- Attends to administrative functions of the credit Committee (agenda, minutes and board letters) when needed.
- Signs and authorizes credit/trade references when needed.
- Participates in special projects related to the bank's loan portfolio, such as but not limited to legal lending limit log, Allowances for Loan Losses, etc.
- Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division
- Attend and/or complete all required training as assigned.
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Credit Analyst
1 week ago
Pacifica Continental Miami, United StatesOur client is looking for a Credit Analyst to join their team in Miami. The individual will prepare credit analyses and underwrites commercial, international and consumer transactions as outlined below. · RESPONSIBILITIES: · Spread financial statements in order to pre-screen th ...
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Credit Analyst
1 week ago
Ascendo Resources Miami, United StatesSalary: $80k - 90k per year + Bonus · Reference: RS · Seeking a Commercial Credit Analyst to join a growing team in Miami. You will be responsible for analyzing and assessing the creditworthiness of our commercial clients. You will work closely with our relationship managers to ...
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Sr. Credit Analyst
3 hours ago
FLORES Miami, United StatesAbout the job Sr. Credit Analyst · JOB TITLE · Sr. CORPORATE & COMMERCIAL CREDIT ANALYST · Private Credit Firm · Location: Miami · * Our hybrid workspace includes work-from-home Wednesdays and in-office work for the rest of the week. · Reporting: CHIEF CREDIT & RISK OFFICER ...
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commercial credit analyst ii
1 week ago
First Bancorp Miami, United StatesCOMMERCIAL CREDIT ANALYST II - WATERFORD OFFICE · Job Summary: · Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of the following loans: Multifamily, Commercial Real Estate and Commercial/Business loans. · Essential Responsib ...
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commercial credit analyst ii
6 days ago
First Bancorp Miami, United StatesCommercial Credit Analyst II · Job Summary: · Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of the following loans: Multifamily, Commercial Real Estate and Commercial/Business loans. · Essential Responsibilities:Responsible ...
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Corporate Banking Analyst/Associate
1 week ago
JCW Miami, United StatesJCW Search is currently recruiting for an Associate/Analyst Credit Analyst on behalf of a regional bank in the Miami metro area. If you have experience working with M&A, Leveraged Finance, or Structured Finance, this could be a great fit for you · Responsibilities: · Responsible ...
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Associate - Natural Resources Investments
1 week ago
Arena Investors, LP Miami, United StatesArena Investors, LP is a global investment management firm that seeks to generate attractive risk adjusted, consistent and uncorrelated returns by employing a fundamentals based, asset-oriented financing and investing strategy across the entire credit spectrum in areas where conv ...
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Senior Credit Officer
2 weeks ago
First Horizon Bank Miami, United StatesLocation: On site, Miami, FL · Summary · This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existing borrowers a ...
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Treasury Analyst
2 weeks ago
Lennar Miami, United StatesThe Treasury Analyst is responsible for Treasury Management functions, focusing on optimizing corporate card programs as well as cash and bank account management, letters of credit and surety bond management. This includes overseeing card issuance, a Treasury, Analyst, Operations ...
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Senior Consumer Loan Underwriter
2 weeks ago
Ascendo Resources Miami, United StatesThe Senior Consumer Loan Credit Analyst (non-residential mortgage) is responsible for credit policies and decisions of consumer loans received through direct and indirect channels. Consumer loans include: credit cards, auto loans, personal loans, and buy-now/pay-later loans · You ...
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Senior Credit Officer
1 week ago
First Horizon Bank Miami, United StatesDescription · Location: On site, Miami, FL · Summary · This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existi ...
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Senior Credit Officer
2 weeks ago
First Horizon Bank Miami, United States Full timeLocation: On site, Miami, FL · Summary · This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existing borrowers a ...
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Compliance Analyst
1 week ago
Educational Federal Credit Union Miami, United StatesJob Summary: · The Compliance Analyst's primary function is to ensure Educational Federal Credit Union's compliance with all applicable regulatory requirements. This position coordinates compliance initiatives with other departments in accordance with business plans, ensures com ...
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Billing Coordinator
2 weeks ago
Alvarez & Marsal Miami, United StatesDescription · Learn more about the general tasks related to this opportunity below, as well as required skills. · Job Description · The Financial Analyst - Revenue Accountant will oversee all billing and collections processes for the Private Equity Performance Improvement Pract ...
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Billing Coordinator
2 weeks ago
Alvarez & Marsal Miami, United StatesDescription · Job Description · The Financial Analyst - Revenue Accountant will oversee all billing and collections processes for the Private Equity Performance Improvement Practice on a daily basis. They will coordinate across our Sub Business Units (e.g. Commercial Operations ...
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Senior Credit Officer
1 week ago
First Horizon Miami, United StatesLocation: On site, Miami, FL · Summary · This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existing borrowers ...
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M&A Sr. Analyst
4 days ago
Santander Private Banking International Miami, United StatesPosition Summary · The Product Analyst actively collaborates in the development of the incubation of new M&A projects which include the preparation of reports, pitching presentations, data analysis, benchmarking analysis, and support on the development of new M&A processes. · The ...
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IT Business Analyst
6 days ago
AEG FUELS Miami, United StatesCompany Description: · Associated Energy Group, LLC (AEG Fuels) is a global aviation fuels and services supply chain management company. The company's core business is the marketing and financing of fuel supply and logistics solutions for the world's largest airlines, militaries, ...
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Commercial Real Estate Banker II
2 weeks ago
Seacoast Bank Miami, United StatesJOB SUMMARY: · Balance credit quality of portfolio and loan growth. Assume total responsibility for monitoring portfolio and proactively works to identify weakness in loans to minimize the bank's exposure and reduce credit risk. Provide for close and personal attention to client ...
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Portfolio Manager
6 days ago
Selby Jennings Miami, United StatesCompany Overview: · Premier investment management firm focused on the commodities sector. With focus on delivering superior investment performance an exceptional client service, they have established themselves as a trusted partner for investors. · Position Overview: · The firm ...
Commercial Credit Analyst - Miami, United States - Pacifica Continental
Description
The Commercial Credit Analyst prepares credit analyses and underwrites commercial, international and consumer transactions
Main Functions and Responsibilities: