- Review, analyze and underwrite complex auto loans within company guidelines.
- Assist with negotiation of contracts based on lending guidelines.
- Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.
- Build and maintain effective relationship with assigned automotive dealership base
- Build and maintain positive working relationship with peers and Sales Managers
- Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required
- Thorough knowledge of credit review process and credit scoring
- Strong analytical, organizational and time management skills
- Strong verbal and written communication skills
- Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers
- Strong negotiation and decision-making skills
- Continuous use of personal computer/monitor/keyboard.
- Physical Demand: None. Amt./Frequency: N/A
- On-site staff preferred
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AutoNation Irving, United StatesCIG Financial LLC. · AutoNation is currently seeking a Credit Analyst II to join one of the best full spectrum auto lender in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment · Position Summary · As a Credit Analyst, yo ...
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Credit Analyst II - Irving, United States - CIG Financial
Description
Overview:
AutoNation is currently seeking a Credit Analyst II to join one of the best full spectrum auto lender in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment
Position Summary
As a Credit Analyst, you will underwrite and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.
Job Responsibilities
Essential Knowledge, Skill and Licences
Physical Demands