- Develop new business by utilizing referrals through centers of influence to contact prospective customers and promote and cross-sell bank products and services.
- Develop and maintain new and existing relationships with realtors, builders, current customers, and banking center staff to generate residential mortgage applications.
- Interview prospective loan applicants to collect and analyze financial data to determine the merits of the specific loan request.
- Establish credit terms including costs, repayment methods, schedule, and collateral requirements.
- Have communicated and advised customers concerning financial matters to determine products that best met their needs.
- Participate in community and networking events to generate new business opportunities and enhance the bank's visibility.
- Serve as the liaison for non-borrowing accounts and loan customers for other bank services.
- Two years of mortgage lending experience is required.
- Thorough knowledge and understanding of residential mortgage process, underwriting criteria, and guidelines.
- This position requires S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS).
- Outside mortgage sales experience and referral networking experience is required.
- We have the full support of our executive leadership team. We are not a bank that sells mortgages, we are a mortgage company.
- We are small enough to provide personal service, but large enough to provide a full menu of products.
- Our entire team is readily available (onsite) to discuss questions or resolutions to issues that might arise.
- Stability we think long-term and are looking for Mortgage professionals who think long-term too
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Mortgage Loan Originator - Carmel - Merchants Bancorp
Description
Mortgage Loan Originator
Our Mortgage Loan Originators are here to help grow and develop new residential mortgage businesses by assisting customers to meet their home lending goals through our products and programs, along with analyzing the creditworthiness of applicants and negotiating terms, and collateral requirements. You will also work on developing and nurturing relationships with referral sources (real-estate agents, financial planners, community groups, builders, attorneys, etc.).
After one year as our Mortgage Loan Originator, you know you were successful if you
Requirements
What we are looking for
What sets Merchants Mortgage apart
Our Benefits: Health, Vision, Dental, 401K, ESOP, 100% Tuition Assistance, 4 weeks paid time off, plus a few more.
About Merchants
Ranked as a top performing U.S. public bank by S&P Global Market Intelligence, Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that offers multi-family housing and healthcare facility financing and servicing; Mortgage Warehousing that offers mortgage warehouse financing; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $18.8 billion in assets and $11.9 billion in deposits as of December 31, 2024, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Asset Management, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana.
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Mortgage Loan Originator
Only for registered members Carmel
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Mortgage Loan Originator
Full time Only for registered members Carmel
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Mortgage Loan Originator
Only for registered members Carmel, IN
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External Mortgage Loan Originator
Full time Only for registered members Carmel
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Mortgage Processor III
Only for registered members Carmel
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GSE Senior Underwriter
Full time Only for registered members Carmel
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GSE Senior Underwriter
Only for registered members Carmel
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Mortgage Loan Officer
Full time Only for registered members Carmel
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Loan Officer
Only for registered members Carmel
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Loan Officer
Only for registered members Carmel
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Loan Officer
Only for registered members Carmel
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Transaction Manager
Only for registered members Carmel
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Transaction Manager
Full time Only for registered members Carmel
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Home Lending Assistant
Full time Only for registered members Carmel
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Mortgage Originator
Only for registered members Carmel
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GSE Senior Underwriter
Only for registered members Carmel, IN
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GSE Senior Underwriter
Only for registered members Carmel, IN
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VP, Assistant General Counsel
Only for registered members Carmel
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VP, Assistant General Counsel
Full time Only for registered members Carmel
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Real Estate Finance Associate
Only for registered members Carmel
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SBA Business Development Officer
Full time Only for registered members Carmel