Jobs
>
Memphis

    mortgage loan originator - Memphis, United States - Hope Credit Union

    Hope Credit Union
    Hope Credit Union Memphis, United States

    1 day ago

    Default job background
    Description
    Title: Mortgage Loan Originator

    Department: Mortgage Lending

    Reports To: SVP, National Sales Manager

    Supervises: N/A

    Job Classification: Full-time, Non Exempt

    About Us

    Recognized as one of the most successful Black and Women owned credit unions in the nation, HOPE continues to build its brand and impact by expanding access to financial services and engaging in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one's ability to prosper. Since 1994, HOPE has generated more than $3.6 billion in community development financing that has benefitted more than 2 million people in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and nationwide. This work has supported small business owners struggling to gain access to capital, families seeking to own homes and individuals looking for a better way to manage their hard-earned money with a financial institution they can trust.

    Job Summary

    The Mortgage Loan Originator originates home loans, counsel's customers in mortgage financing, provides appropriate disclosures, and develops mortgage referral sources. The Mortgage Loan Originator is also responsible for developing new business in their regional area.

    Primary and Essential Functions
    • Leads and supports Strengthening HOPE Initiative that values an organizational culture for open communication, innovation, associate engagement and other traits that contribute to collaboration and high performance.
    • Meet with applicants to obtain information for loan applications and to answer questions about the process. This includes, but is not limited to, initial review of pay stubs, tax returns, bank statements and credit bureaus.
    • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans with the ability of setting reasonable expectations of outcomes.
    • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
    • Obtain and compile copies of loan applicants' credit histories, financial statements, and other applicable financial information to determine eligibility for loan approval.
    • Review and update credit and loan files.
    • Review loan agreements/sales contracts to ensure that they are complete and accurate according to policy.
    • Handle customer complaints and take appropriate action to resolve them.
    • Confer with underwriters/processors to aid in resolving mortgage application problems.
    • Market bank products to individuals and firms, promoting and cross-selling bank services that meet customers' needs.
    • Develop relationships with realtors, builders and community organizations that aligns with Hope's mission.
    • Ensure all feedback is communicated with the borrower in a timely manner
    • Required to meet minimum quarterly/annual production goals. The goals will be set annually and will be at the beginning of each year and reiterated monthly. If the goals are not met, MLO may be subject to disciplinary action.
    • Supports mortgage department by working on team based opportunities to continue to develop new products to meet member needs and mission of Hope.
    Secondary Functions
    • Perform general administrative duties such as attending meetings, report production, etc.
    • Work with other departments when needed on projects related to the mission of HOPE.
    • Represent HOPE at functions.
    • Develop and maintain referral sources.
    Desired Qualifications
    • Bachelor's degree in relevant field
    • Three to Four years mortgage experience (secondary lending)
    • Working knowledge of secondary lending, including FHA, VA and conventional loans
    • Working knowledge of compliance requirements and regulations
    • Familiarity with Calyx, Desk Top Underwriting and/or Loan Prospector
    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)
  • USA Mortgage

    Mortgage Loan Originator

    22 hours ago

    USA Mortgage Memphis, United States

    What You'll Do · Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our gr ...

  • International Paper

    Senior Network Engineer

    2 days ago

    International Paper Memphis, United States

    Position Title: · Senior Network Engineer · Pay Rate: · $100,700-134,300 · Multiple factors, including Individual experience, skills and abilities will determine where an employee is ultimately placed in the pay range. · Category/Shift: · Salaried Full-Time · Physical Locatio ...

  • Varsity Spirit, LLC

    BU Controller, Varsity Performing Arts

    1 week ago

    Varsity Spirit, LLC Memphis, United States Full time

    VARSITY SPIRIT, A VARSITY BRANDS COMPANY - THE DRIVING FORCE IN SPIRIT ACROSS CHEER, DANCE AND BAND · For over 50 years, Varsity Spirit has been the leading global source for all things spirit, including cheerleading, dance team and performing arts. Focused on safety, entertainm ...

  • Weichert Realtors BenchMark - BenchMark Lending

    Real Estate Agent

    2 weeks ago

    Weichert Realtors BenchMark - BenchMark Lending Memphis, United States

    Job Description · Job DescriptionWeichert Realtors – BenchMark and BenchMark Mortgage are now hiring experienced and newly licensed Real Estate Agents. We are a top 10% real estate firm serving Tennessee and Mississippi. · We are the only company to offer the opportunity to ear ...

  • Independent Bank

    Portfolio Manager

    3 days ago

    Independent Bank Memphis, United States

    Job Description · Job DescriptionJOB SUMMARY: · The Commercial Real Estate Portfolio Manager assists in the evaluation and preparation of credit requests as well as oversees the daily/monthly requirements to maintain loan compliance. An ideal candidate will have bank credit analy ...

  • Independent Bank

    Universal Banker I-Bank Tower

    3 weeks ago

    Independent Bank Memphis, United States

    Job Description · Job DescriptionA Universal Banker's purpose is to achieve the loan and deposit goals, assist customers with the opening and closing of accounts, process loan applications, cross-sell products and services, and provide exceptional customer service to all customer ...

  • First Horizon Bank

    Portfolio Manager, CCL Loss Mitigation

    1 week ago

    First Horizon Bank Memphis, United States

    Job Description · Location: On site, Memphis, TN · Summary · This opportunity is within our Centralized Commercial Lending team. This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting m ...

  • First Horizon Bank

    Portfolio Manager, CCL Loss Mitigation TN

    2 days ago

    First Horizon Bank Memphis, United States

    Location: On site, Memphis, TN · Summary · This opportunity is within our Centralized Commercial Lending team. This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting management to chang ...

  • First Horizon Bank

    Portfolio Manager, CCL Loss Mitigation

    5 days ago

    First Horizon Bank Memphis, United States

    Location: On site, Memphis, TN · Summary · This opportunity is within our Centralized Commercial Lending team. This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting management to cha ...

  • Regional Management Corp.

    Branch Manager

    4 days ago

    Regional Management Corp. Memphis, United States

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. · For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure i ...

  • First Horizon Bank

    Portfolio Manager, CCL Loss Mitigation

    2 weeks ago

    First Horizon Bank Memphis, United States

    Description · Location: On site, Memphis, TN · Summary · This opportunity is within our Centralized Commercial Lending team. This specific position is in our Loss Mitigation group and will be responsible for proactively managing portfolios by identifying trends and alerting ma ...

  • Firefighters First Credit Union

    Hybrid Personal Banker

    3 weeks ago

    Firefighters First Credit Union Memphis, United States

    Job Description · Job DescriptionFor over 88 years, we have worked to create trusting relationships with our fire family. The bonds we build are the foundation of our credit union. As the largest, exclusive firefighter credit union in the nation with over $2.0B in assets, we serv ...

  • Regional Finance Corp. of Tennessee

    Branch Manager

    1 day ago

    Regional Finance Corp. of Tennessee Memphis, United States

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. · For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in ...

  • Getevolved

    Financial Crimes Investigator

    4 days ago

    Getevolved Memphis, United States

    The Financial Crimes Investigator is responsible for conducting highly complex criminal investigations reported by customers, employees and third parties. · Main Job Tasks and Responsibilities: · Thoroughly research and review correspondence/documentation provided by platforms t ...

  • First Horizon Bank

    nCino-SalesForce Senior Developer

    3 weeks ago

    First Horizon Bank Memphis, United States

    Location: On site in Memphis, TN., Maryville, TN., Birmingham, AL., Lafayette, LA., New Orleans, LA., Charlotte, NC., or Raleigh, NC., · The nCino/Salesforce Senior Developer must be innovative, energetic and driven to provide the most astonishing of customer experiences. The su ...

  • Integrity Rehab Group

    Physical Therapist

    19 hours ago

    Integrity Rehab Group Memphis, United States

    Integrity Rehab Group is an industry leading therapy management company that partners with physician practices across the nation. In partnering with OrthoSouth we have become a preferred outpatient orthopedic therapy service provider to the Memphis, TN community. To further suppo ...

  • The Ladders

    Private Banker

    1 day ago

    The Ladders Memphis, United States

    It's fun to work in a company where people truly BELIEVE in what they're doing · We're committed to bringing passion and customer focus to the business. · Position Summary: · The Private Banker is responsible for comprehensive management and service delivery, specifically cate ...

  • Volunteers of America Mid-States

    Home Manager

    3 weeks ago

    Volunteers of America Mid-States Memphis, United States

    POSITION TITLE: Home Manager · LOCATION: Memphis, TN · STATUS: Hourly Full-Time, Non Exempt · PROGRAM: Memphis Developmental Disabilities Services · REPORTS TO: Residential Services Coordinator and Agency Nurse · INTRODUCTION: · Volunteers of America Mid-States (VOA) is a non-pro ...

  • LeMoyne-Owen College

    Bursar

    3 weeks ago

    LeMoyne-Owen College Memphis, United States

    Job Description · Job DescriptionPosition Title: Bursar · Reports To: Vice President, Finance/CFO · Department: Accounting Services · Classification: Full-time, Exempt, 12-months, Benefits Eligible · POSITION OVERVIEW · The Bursar is responsible for managing cashiering, student ...

  • International Paper

    Senior Network Engineer

    3 hours ago

    International Paper Memphis, United States

    Senior Network Engineer · Description: · Position Title : · Senior Network Engineer · Pay Rate : · $100,700-134,300 · Multiple factors, including Individual experience, skills and abilities will determine where an employee is ultimately placed in the pay range. · Category/Shift : ...