Senior Underwriter - Fairfield, United States - Insight Risk Technologies

Description

Company Overview:?

Insight Risk Technologies brings Builders Risk Insurance into the modern age, providing world-class insurance programs combined with technology-enabled loss prevention and productivity tools that lower Total Cost of Risk for clients while enhancing underwriting profitability. A leader in both the fire-resistive and wood frame construction sectors, Insight Risk promises a fulfilling, dynamic, and financially rewarding opportunity to forward-thinking professionals determined to fundamentally change the way risk is assessed, priced, transferred, and administered.

Position Overview:?

We are seeking a creative and driven Senior Underwriter to join our ever-expanding team. The ideal candidate will have 3-5 years of underwriting experience in builders risk (inland marine and construction). As a Senior Underwriter, you will play a key role in evaluating risk, assessing exposures, and pricing policies to ensure profitability and sustainable growth while working side-by-side with our technology deployment team through the project lifecycle.

Responsibilities:?

• Evaluate and underwrite builders risk insurance submissions in accordance with company underwriting guidelines and standards.
• Analyze construction project details, including scope, location, budget, and timelines, to assess risk factors and determine appropriate coverage and pricing.
• Review and analyze loss history, claims data, and other relevant information to make informed underwriting decisions.
• Collaborate with brokers, agents, and clients to negotiate terms, conditions, and pricing for new and renewal business.
• Develop and maintain relationships with key stakeholders, including brokers, agents, clients, and reinsurers.
• Provide guidance and support to junior underwriters and assist in their professional development.
• Stay informed about industry trends, market conditions, and regulatory developments to identify opportunities and potential risks.
• Up to 20% travel.

Qualifications:?

• 3-5 years of underwriting experience in builders risk, inland marine, or construction required.
• Strong analytical skills with the ability to evaluate complex risks and make sound underwriting decisions.
• Excellent communication and negotiation skills with the ability to build and maintain relationships.
• A cooperative, team-focused mentality and ability to manage group projects as both lead and contributor.
• Detail-oriented with strong organizational and time management skills.
• Proficiency in underwriting software and Microsoft Office Suite.
• Insurance industry certifications (e.g., CPCU, ARM) are a plus.
• Bachelor's degree in Business, Finance, Risk Management, or related field preferred.

Benefits:?

• Competitive salary and performance-based incentives.
• Comprehensive health, dental, and vision insurance.
• Retirement savings plan with employer matching.
• Paid time off and holidays.
• Professional development opportunities and tuition reimbursement.
• Dynamic and collaborative work environment.

Location:

This is a hybrid role. Insight Risk has offices in New York, NY and Fairfield, CT with accommodation for local employees.

How to Apply:?

Please submit your resume and cover letter detailing your relevant experience and qualifications to

Equal Opportunity Employer:?

Insight Risk is an equal opportunity employer and is committed to diversity and inclusion in the workplace. We encourage applications from all qualified individuals regardless of race, ethnicity, religion, gender, sexual orientation, age, disability, or veteran status.