District Finance Services Retail Sales Representative - Minnesota

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. · At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the commu ...

Job description

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Retail Sales Representative is a client-facing sales role within Distribution Finance Services (DFS), a specialized business unit of Equipment Finance. This role is responsible for building, managing, and expanding relationships with existing clients while identifying and qualifying new retail leasing opportunities. The position functions primarily as an inside sales role, focused on processing retail transactions, deepening existing portfolios, and supporting growth within a developing and expanding line of business.

Sales Representatives work closely with internal partners and support teams to deliver a high-quality client experience and ensure timely, accurate execution of leasing solutions.

Key Responsibilities

• Build, manage, and expand relationships with existing DFS clients through regular, consultative engagement
• Identify, analyze, and qualify new retail leasing opportunities, including limited prospecting within approved channels
• Process and manage retail equipment finance transactions from inquiry through funding
• Explain leasing products, pricing, rates, and terms to clients in a clear and consultative manner
• Partner closely with internal sales support and operations teams to ensure customer satisfaction and seamless execution
• Respond to inbound referrals and inquiries, including occasional requests from Business Banking partners
• Maintain accurate pipeline activity and client information using internal systems and tools
• Consult with clients on business strategies and demonstrate how Equipment Finance solutions can support profitability, competitiveness, and risk reduction
• Participate in ongoing sales training and peer collaboration as the business continues to scale and grow

Products & Clients Supported

• Equipment Finance solutions supporting:
• Distribution, Industrial, and Material Handling equipment
• Construction equipment – (e.g., yellow iron, dozers, excavators, loaders)
• Select agricultural equipment

Basic Qualifications

• Bachelor's degree in Business, Finance, Accounting, Communications, Marketing, or equivalent work experience
• Eight to ten years of leasing and sales experience

Preferred Skills & Experience

• Strong leasing sales, relationship management, and new business development skills
• Knowledge of Equipment Finance (preferred)
• Familiarity with U.S. Bank policies and procedures
• Demonstrated negotiation skills and ability to execute sales strategies
• Excellent presentation, interpersonal, verbal, and written communication skills
• Proficiency with Microsoft Office Suite
• Exposure to Salesforce for pipeline management is a plus

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98, $115,500.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.