Jobs
>
Philadelphia

    Credit Portfolio Manager II - Philadelphia, United States - TD Bank Group

    TD Bank Group
    TD Bank Group Philadelphia, United States

    3 weeks ago

    Default job background
    Description
    Work Location:
    Philadelphia, Pennsylvania

    Hours:
    40

    Pay Details:
    $110, $166,400.00 USD

    TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

    As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

    Line of Business:
    Personal & Commercial Banking
    Job Description:

    The Credit Portfolio Manager II will be working in our Community Credit Management team environment which handles a variety of Small to Medium Size Borrowers (Primarily Revenues of $15MM to $100MM) and loan products types (ie, Line of Credit, Term Loans, Owner Occupied / Investment Commercial Mortgages, Equipment Leases, Letters of Credit), reporting to the Commercial Credit Manager who support Regional Vice Presidents and Relationship Managers. The Credit Portfolio Manager II can expect to help the Commercial Credit Manager manage reports, work on more complex deals, and be a mentor to junior analysts. Applicant can expect a workflow ratio of 25-30 Borrowers per 1 Underwriter. The Applicant's Community team may consist of 6-8 underwriters.

    The Credit Portfolio Manager II (CPM) performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking team and recommends credit solutions that add value to the Customer. The Credit Portfolio Manager II manages a designated portfolio of commercial loans assuring all aspects of compliance with loan agreements, regulatory requirements and underwriting and risk rating policy are met. The job oversees the overall risk profile of a designated portfolio, identifying potential macro and micro risk issues (both positive and negative) early on.

    Depth & Scope:
    • Manages complex credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; may manage overall analytical support and workflow production needs for a department
    • Works on larger, complex deals, mainly focused on Middle Market and highly specialized lending
    • May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
    • Acts as a consultant to business lines regarding credit issues, processes and procedures
    • Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
    • Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
    • Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
    • Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
    • May communicates credit decisions to Relationship Managers and Account Managers
    • Manages and oversees workflow and adherence to policy for department
    • Participates in organizational cost benefit analysis and implementation
    • Manages activities by creating and maintaining quantifiable service level standards against business performance
    • Ensures timeliness of information and efficiency in process and workflow
    • Maintains confidentiality of credit and customer information at all times
    • May lead a team of Credit Analysts within a region or market
    Education & Experience
    • Bachelor's degree or work experience equivalent to a Bachelor's degree required
    • 10+ years related experience required
    • Strong understanding of commercial business development techniques and credit decisions
    • Demonstrates credit and financial analysis skills
    • Working knowledge of capital markets is a plus
    • Refined negotiation skills
    • Demonstrates communication skills, both verbal and written.
    • Demonstrates PC skills
    Physical Requirements:

    Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
    • Domestic Travel - Occasional
    • International Travel - Never
    • Performing sedentary work - Continuous
    • Performing multiple tasks - Continuous
    • Operating standard office equipment - Continuous
    • Responding quickly to sounds - Occasional
    • Sitting - Continuous
    • Standing - Occasional
    • Walking - Occasional
    • Moving safely in confined spaces - Occasional
    • Lifting/Carrying (under 25 lbs.) - Occasional
    • Lifting/Carrying (over 25 lbs.) - Never
    • Squatting - Occasional
    • Bending - Occasional
    • Kneeling - Never
    • Crawling - Never
    • Climbing - Never
    • Reaching overhead - Never
    • Reaching forward - Occasional
    • Pushing - Never
    • Pulling - Never
    • Twisting - Never
    • Concentrating for long periods of time - Continuous
    • Applying common sense to deal with problems involving standardized situations - Continuous
    • Reading, writing and comprehending instructions - Continuous
    • Adding, subtracting, multiplying and dividing - Continuous
    The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

    Who We Are:
    TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

    TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

    Our Total Rewards Package

    Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

    Additional Information:
    We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

    Colleague Development
    If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

    Training & Onboarding
    We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

    Interview Process
    We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

    Accommodation

    If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
  • augmentjobs

    Portfolio Manager

    2 weeks ago

    augmentjobs Philadelphia, United States

    Job Description · Job DescriptionJob Description: · Responsibilities: · Portfolio Strategy: Develop and implement portfolio management strategies aligned with organizational goals and objectives. Define portfolio priorities, investment criteria, and performance metrics to optimiz ...

  • CAMCO Property Management

    Portfolio Manager

    2 weeks ago

    CAMCO Property Management Philadelphia, United States

    · Seeking a qualified individual to oversee multiple condominium and homeowner's associations in Northeast Philadelphia, PA. - Preference for experience in community management (Condominium), but other relevant skills will also be considered. - Responsibilities include providing ...

  • CAMCO Property Management

    Portfolio Manager

    2 weeks ago

    CAMCO Property Management Philadelphia, United States

    Seeking a qualified individual to oversee multiple condominium and homeowner's associations in Northeast Philadelphia, PA. - Preference for experience in community management (Condominium), but other relevant skills will also be considered. - Responsibilities include providing ma ...

  • OIC of America, Inc.

    Portfolio Manager

    2 weeks ago

    OIC of America, Inc. Philadelphia, United States

    **OVERVIEW** · The Portfolio Manager serves as the liaison between OICA and affiliate partners. They will provide overall management and monitoring of service coordination while connecting affiliate partners with appropriate service providers as needed. This position will work cl ...

  • NBME

    IT Portfolio Management Manager

    4 weeks ago

    NBME Philadelphia, United States

    POSITION OVERVIEW · The IT Portfolio Management Manager is a member of the IT Agile PMO Office and will be responsible with the direction/guidance of the Senior Director of IT Portfolio Management to manage the NBME IT Integrated Planning processes and Agile practices. The role w ...

  • NBME

    IT Portfolio Management Manager

    3 weeks ago

    NBME Philadelphia, United States

    Job Description · Job DescriptionPOSITION OVERVIEW · The IT Portfolio Management Manager is a member of the IT Agile PMO Office and will be responsible with the direction/guidance of the Senior Director of IT Portfolio Management to manage the NBME IT Integrated Planning processe ...

  • Selby Jennings

    Assissant Portfolio Manager

    4 weeks ago

    Selby Jennings Philadelphia, United States

    One of the world's most well-regarded asset management firm is hiring an Assistant PM within their Quant Equities Group. The Quant Equities Group has the core responsibility of researching, building, and managing portfolios for investors to ensure the best chance of investment su ...

  • Glenmede

    Management Associate, Portfolio Management

    3 days ago

    Glenmede Philadelphia, United States

    Founded in 1956 by the Pew family to manage their charitable assets, Glenmede is among the nation's leading investment and wealth management firms. The company oversees $44.2 billion of assets under management (as of 12/31/2023), for high-net-worth individuals, families, family o ...

  • Gpac

    Portfolio Manager

    1 week ago

    Gpac Media, United States Full time

    A Long-standing, reputable name in the banking industry, is seeking a Portfolio Manager. · This bank prides itself on its strong ties in the community, top credit culture, and strategic growth, year over year This individual implements all aspects of lending services offered, dev ...

  • Gpac

    Portfolio Manager

    3 weeks ago

    Gpac Media, United States Full time

    A Long-standing, reputable name in the banking industry, is seeking a Portfolio Manager. · This bank prides itself on its strong ties in the community, top credit culture, and strategic growth, year over year · This individual implements all aspects of lending services offered, d ...

  • Glenmede Trust Co

    Management Associate, Portfolio Management

    2 weeks ago

    Glenmede Trust Co Philadelphia, United States

    This position will operate in a hybrid work environment, 3 days per week in the office **(Philadelphia, PA)**. · **Overview**: · **Responsibilities**: · **Portfolio Management and Investments.** Assist Portfolio Managers in the management of client portfolios. This includes analy ...

  • Lockheed Martin

    Portfolio Manager

    4 days ago

    Lockheed Martin Norristown, United States

    · Description:We are committed to work life balance by promoting this HYBRID TELEWORK opportunity. These job requirements allow the employee to work at a Lockheed Martin-designated office or job site for part of their schedule and has a predefined regular, recurring telework sch ...

  • CAMCO Property Management

    Portfolio Manager

    1 week ago

    CAMCO Property Management Phoenixville, United States

    We are looking for a skilled and experienced Portfolio Manager to handle several associations in Phoenixville, PA. Though prior experience in community management (condominium) is beneficial, strong abilities in property management, project management, time management, and custom ...

  • Pennrose

    Asset Management Portfolio Analyst

    2 weeks ago

    Pennrose Philadelphia, United States

    Overview: · The Portfolio Analyst, Asset Management is responsible for assisting in implementing strategies that will maximize the financial performance and value of the Pennrose Properties portfolio. The Portfolio Analyst, Asset Management will also be responsible for assisting ...

  • InterDigital

    Portfolio Management

    4 weeks ago

    InterDigital Conshohocken, United States

    About InterDigital · InterDigital is a global research and development company focused primarily on wireless, video, artificial intelligence ("AI"), and related technologies. We design and develop foundational technologies that enable connected, immersive experiences in a broad ...

  • Firstrust Bank

    Portfolio Manager

    4 weeks ago

    Firstrust Bank Conshohocken, United States

    Objective: · The primary responsibilities of the Commercial Real Estate Portfolio Manager are to properly evaluate existing and prospective credit relationships by working closely with the Relationship Managers and Team Leader. In addition to this, the PM will be an integral par ...

  • Genmab A/S

    Manager, Portfolio Management

    2 weeks ago

    Genmab A/S Trenton, United States

    The Genmab Vacancy Website is hosted by our Global HR System vendor, Workday. If you have any questions related to the hosting of this site please contact us at · .Manager, Portfolio Management page is loaded · Manager, Portfolio Management · Apply · locations · Princeton, N ...

  • WTW

    Investment Analyst, Portfolio Management

    8 hours ago

    WTW Philadelphia, United States Paid Work

    As a leading investment consulting firm, we help organizations manage investment complexity, establish risk tolerance and improve governance. We are a global investment consulting practice providing advice to institutional investors (primarily defined benefits and defined contrib ...

  • CAMCO Property Management

    Portfolio Manager

    2 weeks ago

    CAMCO Property Management King of Prussia, United States

    · Looking for a capable individual to oversee multiple condominium and homeowner's associations in King of Prussia, PA. Prior experience in community management (Condominium) is preferred, but other relevant skills will also be considered. - The Portfolio Manager will be respons ...

  • CCR LLP

    Portfolio Manager

    2 weeks ago

    CCR LLP Exton, United States

    We are currently looking for a skilled and versatile Portfolio Manager to join our team in Exton, PA. As a Portfolio Manager at CCR Management, Inc., you will take on the responsibility of supervising a diverse portfolio comprising homeowner associations, condominium associations ...