Underwriter - Scottsdale, United States - Brown & Brown

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    Description

    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

    Big Sky Underwriters seeks an Underwriter for its team in our Scottsdale, AZ offices. Reviews insurance applications to evaluate, classify, and rate individuals and groups for insurance and accepts or rejects applications by performing the following duties.

    WHO YOU ARE:

    You believe in working as a team and thrive in fun, collaborative environments. You have a client-focused attitude and value the importance of relationships, professionalism and trust. You set goals high and aim higher. You have solid communication skills. You are detail oriented and organized. You enjoy learning new skills, systems, processes, and procedures. You are a great listener and are not afraid to ask questions. You believe that learning is vital to success.

    WHAT YOU WILL DO:

    • Examines such documents as application forms, inspection reports, insurance maps, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property,
    • Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance,
    • Underwrite or broker risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Secure payments on risks bound or written.
    • Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies.
    • Markets and meets with retail agency customers to develop business and cultivate relationships in an effort to grow a book of business.
    • Understand and extend Company facilities, utilizing binding authorities or brokering risks when required to successfully negotiate a placement; be responsible for your underwriting results,
    • See that coding on specific required forms are completed and utilized.
    • Service and perpetuate existing business, produce new business, and have a keen awareness of priorities,
    • Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy.
    • Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter's clerical workload, and to develop basic underwriting and brokering skills and techniques.
    • Foster and improve relationships with other departments, producers, companies and competitors.
    WHAT YOU WILL NEED:
    • Bachelor's degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant.
    • P&C State licensed.
    • Proficient with MS Office Suite and paperless environment
    • Exceptional telephone demeanor.
    • Experience with excess and surplus lines underwriting agency or company.
    • This position requires routine or periodic travel which may require the teammate to drive their own vehicle or a rental vehicle. Acceptable results of a Motor Vehicle Record report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position.
    Preferred:
    • CIC or CPCU candidate, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions and terms.
    What We Offer:
    • Excellent growth and advancement opportunities
    • Competitive pay based on experience.
    • Paid time off
    • Full benefits package: health, dental, vision, 401(k) etc.
    • Employee Stock Purchase Plan
    WHO WE ARE:

    The Wholesale Brokerage Division of Hull & Company, a subsidiary of Brown & Brown, Inc., markets excess and surplus commercial and personal insurance products to retail insurance agencies, and reinsurance products and services to insurance companies throughout the United States. Our combined operations rank us as one of the largest wholesale brokerage operations in the excess and surplus lines marketplace.

    Becoming a Teammate of Hull & Company introduces you to a career with virtually unlimited possibilities. Our unique corporate culture rewards self-starters and hard workers who adhere to our commitment to do what is best for our clients. With Hull & Company you will get the training, the mentoring and the tools you need to succeed.

    We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.