Sr. Commercial Mobility Risk Analytics Associate - United States - California - Irvine

Who We Are · Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships.  We provide vehicle financing, lea ...

Job description

Who We Are

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships.  We provide vehicle financing, leasing, subscription, and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay, as an employee of HCA, you are eligible for:

· Medical, dental, and vision plans with no-cost and low-cost options

· Annual employer HSA contribution

· k) matching and immediate vesting

· Vehicle purchase and lease discounts, plus monthly vehicle allowances by job level:

o    Associate / Sr. Associate\: $350

o    Manager / Sr. Manager\: $600

o    Director\: $800

o    Executive Director\: $900

o    VP or Above\: $1,000

· % employer-paid life and disability insurance

· No-cost health and wellbeing programs, including a gym benefit

· Six weeks of paid parental leave

· Paid Volunteer Time Off, plus a company donation to a charity of your choice

What to Expect

The Sr. Commercial Mobility Risk Associate supports risk analytics and reporting related to the Commercial Vehicle Finance, Equipment, Truck, Trailer and other Mobility portfolios.  This role is responsible for data gathering and reporting, and portfolio maintenance. In addition, this role will support reporting on losses & exposure and provide support for risk management.

What You Will Do

1.     Data Collection and Analytics

· Gather, analyze, and report the accurate and summarize information in support of department or unit policies, administration and regulatory requirements.

· Prepare and maintain reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee.

· Support portfolio risk scorecards for Commercial Vehicle Finance, commercial truck and trailer financing and other Mobility lending products, and financial reporting.

· Support of New Market Introductions and New Product Introductions by completing market/product research in support of Mobility products.

· Maintain monthly pre-approval lists in support of Mobility products.

· Support monitoring of scorecard performance and other key indicators for the Commercial Vehicle, equipment, Truck, Trailer Financing and Mobility portfolio.

· Research auto industry and data impacting credit risk including but not limited to economic trends forecasts, commercial real estate markets, Mobility specific risks, competitor products and commercial vehicle financing areas.

· Support reporting to meet the needs of the Mobility business.

2.     Monthly and Quarterly Loss Forecast Reporting

· Generate and validate Mobility Portfolio data in support of loss forecasting in compliance with accounting guidelines and audit support.

· Support monthly and quarterly forecast reporting for Mobility portfolios.

3.     Projects

· Support management with department projects including new product introductions.

· Support stakeholders with periodic and ad-hoc reporting including field sales data requests, FP&A and Mobility.

What You Will Bring

· Minimum 4-6 years related experience in quantitative analysis in an automotive captive, banking or consulting environment.

· Experience with Python, SAS or SQL for product development and pricing, financial reporting, originations and portfolio management, and tracking  and monitoring key risk indicators.

· Commercial lending and commercial vehicle finance experience is preferred.

· Bachelor's Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related  quantitative experience.

· Proficient skills in Python, SAS, or SQL.

· Proven analytical skills.

· Strong Microsoft Office Suite skills including Excel, Word, PowerPoint.

· Ability to work on multiple projects and attention to details and timeline.

· Strong verbal and written communication skills and ability to explain complex data analysis.

Work Environment

Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA"). 

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team