Jobs
>
Andover

    Mortgage Loan Officer - Andover, United States - Bangor Savings Bank

    Bangor Savings Bank
    Bangor Savings Bank Andover, United States

    4 weeks ago

    Default job background
    Description

    FUNCTION: Working under the directives and goals set forth by the Regional Mortgage Development Manager, each MLO is responsible for the production of mortgage originations within assigned geography. Assists in ensuring that the Bank complies with local, state and federal regulations.

    ACCOUNTABILITIES:

    New Residential Mortgage Originations:

    + Meets assigned mortgage origination sales quotas.

    + Develops, maintains and leverages referral source network for mortgage sales that includes, but is not limited to, realtors, builders, financial advisors, CPAs, lawyers and community leaders.

    + Participates in outside sales calls which include business development calls to real estate agents, contractors, developers, COI contacts, settlement agents (attorney firms), participation in CEU classes, participation in R/E agency staff meetings, attending closings and attendance at R/E monthly Board Meetings. It is anticipated that the direct and indirect sales activities will account for more than 50% of the MLOs work time.

    + Business sales calls generally require research, proposal preparation; follow up calls to confirm data, face to face meetings with clients to describe products, obtain financial data, and complete applications, problem resolution, construction contract review, meetings with representatives from OnTarget (inspection service for construction projects) file documentation to support underwriting conditions and ongoing communications with customers.

    + With the Regional Mortgage Development Manager, executes sales and marketing campaigns to increase deal flow and establish Bangor Savings Bank as The Preferred Lender within the assigned market. The focus of business calling efforts is to grow the BSB Brand by developing new mortgage sales leads and sales, referral sources, direct customer contact and enhancing BSBs level of mortgage sales service to business customers and business partners.

    + Ensures timely delivery of pre-qualification and residential mortgage applications.

    + Maintains/increases working knowledge of products.

    + Serves as the Residential Mortgage Loan Officer for Branch network with assigned

    territory.

    + Services referrals from internal business partners to maximize the customer experience

    + Coordinates activities with Branch partners as appropriate.

    + Identifies prospects / customers for cross sales opportunities and refer to business

    partners accordingly.

    + Maintains strong and effective working relationships with internal Loan Operations and Retail personnel.

    + Attends closings outside of Bank for purchase mortgages and other types as needed.

    Administration / Other:

    + Maintains a current working knowledge of secondary market requirements, Maine and other applicable State Housing Authorities/VA/FHA, USDA guidelines and other applicable program procedures and regulations.

    + Conducts business in absolute conformance with local, state, and federal regulations and procedures.

    Compliance and Control:

    + Assists in ensuring that the Bank complies with local, state and federal regulations

    General:

    + Interacts harmoniously and effectively with others, focusing upon the attainment of bank goals and objectives through a commitment to teamwork.

    + Conforms to acceptable punctuality/attendance standards as expressed in the Employee Handbook.

    + Performs additional duties as requested

    Knowledge/Skills/Experience Requirements:

    + High school diploma or equivalent required. College, Business or Banking professional training helpful.

    + Two or more years of mortgage origination and credit related experience required.

    + Excellent customer service skills required.

    + Active and valid Nationwide Multistate Licensing System (NMLS) number required.

    + Demonstrated personal computer literacy.

    + Ability to handle complex problems.

    + Self-directed, ability to plan own activities to achieve sales goals.

    + Strong time management skills.

    + Strong communications skills, oral, and written required.

    Physical Demands/Conditions Requirements:

    + Frequent travel in designated market area with own vehicle.

    + Current drivers license required.

    + General office environment.

    + Moderate lifting (to 35 lbs.) required. Moderate reaching, walking, sitting and standing required.

    Equipment Used:

    + General office equipment.

    External and internal applications, as well as position incumbents who become disabled, must be able to perform the essential functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on an individual basis.

    At Bangor Savings, we understand the importance of continuing to nurture an internal culture of excellence for each of our employees. We offer internal and external training to assist our employees in realizing their career aspirations including internships, lateral training, management training, and tuition reimbursement.

    We also offer a unique set of benefits designed to support our employees in living their best life and achieving their goals. Our holistic health and wellness programs allows each employee to customize their approach to well-being. And our pay, rewards, recognition, and incentive programs ensure that they are well-compensated for a job well-done.

    At Bangor Savings Bank, the work our employees do each and every day allows us to deliver on our promise to make a difference in the lives of people in New England in a way that really matters.

    Bangor Savings Bank provides equal employment opportunities to all applicants and employees without regard to race, color, religion, gender, sexual orientation, age, national origin or any other class protected under state or federal law and affirmatively seeks to advance the principals of equal employment opportunity. In addition, the Bank is committed to providing equal employment opportunities to qualified persons with disability, veterans, and/or disabled veterans. No question on this application is intended to secure information to be used for such discrimination, this application will be given every consideration, but its receipt does not imply that the applicant will be employed. This application will remain active for a period of 90 days. If, after such time, you still wish to be considered for employment, you must reapply. Bangor Savings Bank does provide workers compensation coverage for employees injured on the job. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.


  • MP: Wired for HR

    Loan Officer

    6 days ago


    MP: Wired for HR Everett, United States

    Who are you: · We are seeking a dedicated and knowledgeable Mortgage Loan Officer to join our team. The successful candidate will be responsible for assisting clients in securing residential mortgage loans, providing exceptional customer service, and ensuring compliance with stat ...


  • MassHire Lowell Career Center Tewksbury, United States

    Senior Commercial Loan Officer · Full Time · Tewksbury, MA · POSITION SUMMARY · As an addition to our Commercial Lending team, this role is responsible for commercial loan activity, including CRE, construction, and C&I loans. Manages credit relationships and adheres to overal ...

  • Paramount Residential Mortgage Group

    Loan Officer

    2 weeks ago


    Paramount Residential Mortgage Group Needham, United States Regular Full time

    Responsibilities · Verifies, compiles, and inputs application information for mortgage loans: · Discuss and advise the client of their home loan options. · Reviews residential loan application file to verify that application data is complete and meets establishment standards, inc ...

  • Pinnacle Mortgage Corp

    Loan Officers

    2 weeks ago


    Pinnacle Mortgage Corp Manchester, United States

    Job Description · Job DescriptionSalary: Commission + Bonus Opportunity · Pinnacle Mortgage Corp. is seeking an experienced Loan Officers to work in its' licensed states servicing its growing loan portfolio. · We are currently licensed in: CT, FL, IN, MA, ME, NC, NH, PA, RI, SC, ...


  • Northern Bank Woburn, United States

    The Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances.ESSENTIAL FUNCTIONSDevelop a diverse commercial loan portfolio through actively seeking new business.Ass ...


  • Lennar Mortgage North Charleston, United States

    Overview · Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. · At Lennar Mortgage, you'll build your career with a Fortune 150 company that p ...


  • Lennar Mortgage North Charleston, United States

    Overview · Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. · At Lennar Mortgage, youll build your career with a Fortune 150 company that p ...


  • Rockland Trust Peabody, United States

    We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.Develops and services a wide variety of secured and unsecured loans or lines of ...


  • Northpoint Mortgage Danvers, United States

    Job Description · Job DescriptionSalary: DOE · Northpoint Mortgage, selected as one of the Boston Globe's 2023 Top Places to Work, is a growing New England-based mortgage lender with a brand-new opportunity for a full-time Loan Officer Assistant. The successful candidate will hav ...


  • Northern Bank Woburn, United States

    Job Description · Job DescriptionThe Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances. · ESSENTIAL FUNCTIONS · Develop a diverse commercial loan portfolio ...

  • MP RPO

    Mortgage Loan Officer

    14 hours ago


    MP RPO Everett, United States

    Job Description · Job DescriptionWho are you: · We are seeking a dedicated and knowledgeable Mortgage Loan Officer to join our team. The successful candidate will be responsible for assisting clients in securing residential mortgage loans, providing exceptional customer service, ...

  • SFB

    Loan Officer

    1 week ago


    SFB Salem, United States

    Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank, we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers. · Who We Are:Join an organization that prior ...


  • Rockland Trust Waltham, United States

    We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.Develops and services a wide variety of secured and unsecured loans or lines of ...


  • On The Money Talent Acquisition Partners Hampton, United States

    On The Money Talent is honored to be retained by one of the nation's top 3 retail mortgage lenders with nearly 600 branches across all 50 states. This impressive client has been recognized as one of America's fastest-growing private businesses and have received countless awards f ...


  • Lowell Five Tewksbury, United States

    ABOUT LOWELL FIVE · With nearly $1.7 billion in assets, over 200 employees, and 15 banking center locations throughout the Merrimack Valley and Southern New Hampshire, Lowell Five is honored to play a vital role in the economic vitality of the region. We provide support of, and ...


  • State Street Corporation Quincy, United States

    Why this role is important to us · The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. To m ...


  • Northern Bank Woburn, United States

    The Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances. · ESSENTIAL FUNCTIONS · Develop a diverse commercial loan portfolio through actively seeking new bus ...


  • Northern Bank Woburn, United States

    Job Description · Job DescriptionThe Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances. · ESSENTIAL FUNCTIONS · Develop a diverse commercial loan portfolio ...


  • Rockland Trust Peabody, United States

    We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives. · Develops and services a wide variety of secured and unsecured loans or lines ...


  • The Ladders Peabody, United States

    Responsibilities · We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives. Develops and services a wide variety of secured and unsecu ...