commercial loan officer - Washington, United States - Sunrise Banks

Description

Sunrise Banks - Washington Ave Office
525 Washington ave No
Minneapolis, MN 55401, USA

Description

Sunrise Banks has a new opportunity to join its Commercial Loan Team in Minneapolis at our Washington branch. If you are interested in furthering your career with a growing and fast-paced team, continue reading

POSITION SUMMARY
Service and maintain a portfolio of a variety of commercial loan accounts. Interview, assess and analyze prospective loan clients and their financial position. Establish new business loans and deposit prospects through sales calls, networking and referral base. Grant new loans according to bank guidelines and loan policy.

ESSENTIAL FUNCTIONS

Collects and analyzes financial and related data in order to determine the credit worthiness of the borrower within the parameters of the bank's loan policies.

Establishes and negotiates the terms under which credit will be granted to comply with loan underwriting guidelines.

Solicits business from new & existing customers; actively seeks out, identifies and solicits commercial loan business consistent with the bank's objectives to increase the commercial loan portfolio.

Ensures proper loan documentation is executed to provide the bank with a valid promissory note and security interest in collateral.

Manages individual loan portfolio including collections and restructuring of problem loans.
Reviews existing loan portfolio for documentation exceptions and periodic financial statements.
Refer clients and prospects to "non-bank" investment, insurance and mortgage related services.
Performs other responsibilities and special projects as assigned.

SUPERVISORY RESPONSIBILITIES
Will demonstrate leadership and provide coaching to loan team, including Portfolio Managers, Team Members and BBAs.

COMPETENCIES
Sunrise Core Values
Area Expertise
Change Champion
Strategic Thought
EDUCATION & EXPERIENCE
College degree in business related field required.
Previous financial industry experience required.
Strong sales skill set.
Previous credit experience beneficial.
Comprehensive skill set in the use of the following software applications: Microsoft Excel, Word, and Outlook.
10 years of Commercial loan experience desired.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.

41 CFR c)

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