Annuities Product Officer - Des Moines - Principal Global Services LLC

    Principal Global Services LLC
    Principal Global Services LLC Des Moines

    1 day ago

    Description
    What You'll Do
    We're looking for an Annuities Product Officer to join our Income Solutions Product team. In this role, you'll serve as a strategic architect for our annuity business, shaping, leading, and executing the overarching strategy that supports the Individual Annuities business. It provides senior-level product and business leadership to drive innovation, strengthen market competitiveness, and ensure our annuity solutions meet evolving customer and market needs. The role maintains a strong external presence, represents the business across the enterprise, and ensures we deliver differentiated, profitable, and operationally sound annuity offerings.
    • Business Strategy & Innovation: Develop and execute a comprehensive business strategy across the customer value stream for Individual Annuities in partnership with technology, distribution, product, finance, actuarial, and operations. Ensure business portfolio performance, competitiveness, pricing, and risk management support capital-efficient growth. Identify emerging markets, new opportunities, and competitive gaps to accelerate business growth. Co-lead the Individual Annuities P&L alongside the Head of Product Strategy - Income Solutions. Lead the Advanced Market Solutions team and provide strategic expertise to distribution partners, advisors, and external stakeholders. Translate complex annuity concepts into clear, actionable insights for internal partners and distribution. Partner across the enterprise to explore new capabilities and strategic partnerships. Shape annuity strategy within the broader Principal retirement ecosystem, with emphasis on decumulation and the full retirement journey. Responsible for co-leading the Annuity Strategy Working Group (ASWG) to ensure alignment and prioritization of enterprise strategy. Support ideation and early-stage R&D efforts for Income Solutions from concept through evaluation. Collaborate with enterprise partners (Asset Management, Principal Bank, Custody, Pension Solutions, RIS) to co-create new market opportunities. Provide strategic support to wholesaler and sales teams by clarifying complex product mechanics and coordinating technical education with Actuarial. Guide early-stage product concept evaluation, including reviewing and stress-testing enhancements and building preliminary models for Actuarial review.
    • Enterprise Collaboration & Governance: Serve as a senior liaison between the annuity business and finance/actuarial teams, ensuring alignment on pricing strategy, profitability, and risk. Partners across the annuity leadership team in matrix environment, collaborating with Product Development, Product Management, Technology, Operations, Marketing, and Sales to align priorities and drive execution of the annuity strategy. Collaborate with legal, compliance, and governance partners to ensure regulatory alignment and strong product controls. Influence enterprise-level priorities through data-driven recommendations and strategic insight.
    • Market Leadership & External Engagement: Represent Principal as a senior, market-facing leader with distribution partners, industry groups, and external stakeholders. Build and maintain strong relationships with key distribution partners to understand emerging needs and drive business adoption. Engage in industry forums, conferences, and market events to strengthen brand presence and competitive intelligence. Communicate Principal's value proposition and market differentiators to external audiences.
    • Business Analytics & Performance Management: Monitor business performance metrics including sales, profitability, persistency, and market share. Provide leadership with insights and analysis on market trends, competitive positioning, and business results. Develop business cases for strategic initiatives, investments, and portfolio enhancements. Partner with Enterprise Risk to ensure alignment with risk appetite and control standards.
    • Leadership & Team Development: Build, mentor, and develop high-performing teams, fostering a culture of accountability, innovation, and cross-enterprise collaboration. Support talent development and succession planning within the Retail Annuities organization.
    • Perform other job-related duties and special projects as required.
    Operating at the intersection of financial services and technology, Principal builds financial tools that help our customers live better lives. We take pride in being a purpose-led firm, motivated by our mission to make financial security accessible to all. Our mission, integrity, and customer focus have made us a trusted leader for more than 140 years
    Who You Are
    • Bachelor's degree or equivalent work experience with 10+ years of experience in annuities, insurance, or financial services with increasing scope and responsibility required.
    • 5+ years leading annuity business strategy, product direction, or market development required.
    • Actuarial experience and/or CFA designation highly desired.
    • FINRA Series (6,63) preferred. Must meet firm standards for registration within applicable jurisdictions.
    • Deep understanding of RILA and variable annuity designs, competitive landscape, and regulatory environment (SEC, FINRA, state insurance).
    • Strong financial acumen with the ability to evaluate pricing models, profitability, capital efficiency, and business cases.
    • Experience developing teams, including coaching, mentorship, or oversight of subject-matter-expert groups.
    • Experience contributing to or managing P&L, capital-efficiency decisions, or financial performance.
    • Experience with retirement income solutions or decumulation strategies preferred.
    • Comprehensive knowledge of annuity features, riders, guarantees, risk levers, and distribution economics.
    • Familiarity with key distribution channels (broker-dealers, RIAs, IMOs) and advisor behavior.
    • Proven ability to influence and collaborate across functions in a large, matrixed organization.
    • Exceptional communication and executive-level presentation skills, including with C-suite and external partners.
    • Strategic thinker with ability to translate insights into actionable business strategy.
    • Strong relationship-management skills with internal teams and distribution partners.
    • Demonstrated success leading complex, enterprise-level initiatives.
    Salary Range Information
    Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.
    Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly)
    $ $191000 / year
    Time Off Program
    Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don't accrue a bank of time off under FTO and there is no set number of days provided.
    Pension Eligible
    Yes
    Work Environments
    This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements (only if residing more than 30 miles from Des Moines, IA.) You'll work with your leader to figure out which option may align best based on several factors.
    Work Authorization/Sponsorship
    At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.
    Nonimmigrant Workers and Green Card for Employment-Based Immigrants
    Investment Code of Ethics
    For Principal Asset Management positions, you'll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.
    Experience Principal
    At Principal, we value connecting on both a personal and professional level. Together, we're imagining a more purpose-led future for financial services - and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.
    Principal is an Equal Opportunity Employer
    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
    Original Posting Date
    3/4/2026
    Most Recently Posted Date
    3/4/2026
    LinkedIn Remote Hashtag
    #LI-Remote
    LinkedIn Hashtag

  • Work in company Remote job

    Annuities Product Officer

    Only for registered members

    What You'll Do · We're looking for an Annuities Product Officer to join our Income Solutions Product team. In this role, you'll serve as a strategic architect for our annuity business, shaping, leading, and executing the overarching strategy that supports the Individual Annuities ...

    Des Moines, IA

    4 days ago

  • Work in company

    Annuities Product Officer

    Only for registered members

    What You'll Do · We're looking for an Annuities Product Officer to join our Income Solutions Product team. In this role, you'll serve as a strategic architect for our annuity business, shaping, leading, and executing the overarching strategy that supports the Individual Annuities ...

    Des Moines $141,000 - $191,000 (USD)

    5 days ago

  • Work in company

    Chief Product Security Officer

    Only for registered members

    · This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Chief Product Security Officer - REMOTE. In this strategic role, you will lead the global product security vision focused on safeguarding critical assets within the power sector ...

    Iowa

    1 week ago

  • Work in company

    Associate Dentist 289K+ Package Near Des Moines, Iowa

    Jackson Physician Search

    body{font-family:Arial;font-size:12px;}Associate Dentist Opportunity · We offer a unique chance for a dentist to focus on patient care without administrative burdens. Enjoy an 8-5 workday with no weekend or evening responsibilities. · Prioritizing Quality Care · No pressure from ...

    Des Moines

    1 week ago

  • Work in company

    Family Practice

    J.D. Hawkins & Associates

    · Join an established private multi-specialty group with a partnership track Here are highlights from our recent profile of the community and practice: · Choose your schedule - 4, or 5 day workweek · Only one clinic and one hospital to cover · Expect a higher % of GYN patients a ...

    Des Moines $170,000 - $260,000 (USD) per year

    6 days ago

  • Invest your career with an industry you can bank on…Insurance Zurich North America is currently looking for an Executive Underwriter OR AVP, Underwriting Director to join our large account contract space. We are looking for someone to work from one of the following major cities/s ...

    Des Moines $145,000 - $235,000 (USD) per year

    2 days ago

  • Work in company

    Family Practice

    The Curare Group, Inc

    Lucrative and rewarding OB/GYN position in central Iowa with quick and easy access to Des Moines and Omaha. You will enjoy a 4.5 day work week with a generous compensation package and sign-on bonus. You will join a well-established provider, six other non-OB physicians and six Ad ...

    Des Moines $170,000 - $260,000 (USD) per year

    1 week ago

  • Work in company

    Dentist- DES MOINES, IA DR BAYATI

    Elevate Healthcare Consultants

    Des Moines, IA - · LOCUMS DENTAL COVERAGE · Looking for a Solid Locum provider · Client is open to : · FILL IN SPORADIC COVERAGE · Or · REGULAR-ONGOING SCHEDULING · DATES of NEED: · Jan-Aug · Communication skills and a positive attitude are of paramount importance. · The provider ...

    Des Moines $600 - $4,800 (USD) per year

    1 week ago

  • Work in company

    Legal Associate, Insurance Product Filings

    Only for registered members

    Global Atlantic is a leading provider of retirement security and investment solutions with operations in the U.S., Bermuda, and Japan. · The Legal team is seeking an Associate who will join the Des Moines, Iowa or Hartford, CT based Retail Insurance Legal team to ensure product c ...

    Des Moines, IA

    1 month ago

  • Work in company

    AVP, Underwriting Director

    Zurich Insurance Company Ltd.

    Zurich North America is looking for an AVP, Underwriting Director- Commercial Surety to join our Commercial Surety team within one of the following locations: Chicago, Schaumburg, Illinois, Michigan, Wisconsin, Ohio, or Indiana. · The Commercial Surety Underwriter is a uniquely t ...

    Des Moines $150,000 - $260,000 (USD) per year

    2 days ago

  • Work in company

    Associate Dentist 289K+ Package Near Des Moines, Iowa

    Jackson Physician Search

    A Better Way to Practice Dentistry · We offer a unique opportunity for dentists who want to focus on their practice without strict quotas or large administrative burdens. · Key Benefits: · Prioritize quality care over productivity metrics No billing, staffing, or office managemen ...

    Des Moines

    1 week ago

  • Work in company Remote job

    National Accounts Manager, IMO Distribution

    Only for registered members

    This position will be responsible for developing new and existing relationships with key accounts. The role includes providing high-end support to the National Account VP and key accounts. The incumbent is expected to master F&G's products and have a high working knowledge of com ...

    Des Moines, IA

    1 month ago

  • Work in company

    Inside Sales

    Only for registered members

    · JOB SUMMARY · The Inside Sales team is responsible for processing customer quotes and orders, disseminating information to various departments and arranging for the shipping of products to customers. Each Inside Sales Representative is assigned to a group of accounts to servic ...

    Des Moines, IA $38,000 - $80,000 (USD) per year

    1 week ago

  • Work in company

    Product Development

    Only for registered members

    About Global Atlantic is a leading provider of retirement security and investment solutions with operations in the U.S., Bermuda, and Japan. Join a dynamic Legal team shaping the next generation of annuity and retirement solutions. · You'll work across Legal, Product, Actuarial, ...

    Des Moines, IA

    1 month ago

  • Work in company

    Obstetrics Physician

    Nortek Medical Staffing

    Job description:About the Opportunity · We are seeking a Board-Certified or Board-Eligible OB/GYN or Family Medicine Physician with obstetric experience to join our growing women s health practice in Renton, WA. · This position is primarily outpatient-focused, providing comprehen ...

    Des Moines $220,000 - $420,000 (USD) per year

    2 hours ago

  • Work in company

    Legal Associate, Insurance Product Filings

    Only for registered members

    The Legal team is seeking an Associate who will join the Des Moines, Iowa or Hartford, CT based Retail Insurance Legal team to ensure product contracts of the firm's Insurance businesses are written in accordance with applicable laws and regulations, · Draft contract provisions f ...

    Des Moines, Iowa, United States

    1 month ago

  • Work in company

    Outside Sales Representative

    Gilcrest Jewett Lumber

    For more than 165 years, Gilcrest/Jewett has been known as Iowa's "home building headquarters" and operates six retail yard locations, along with a truss and component plant, serving the Des Moines, Iowa City and Cedar Rapids metropolitan areas. · A Brief Overview · The Outside S ...

    Des Moines $1,000,000 - $1,500,000 (USD) per year Full time

    1 week ago

  • Job Overview: Are you ready to shape the built environment through thoughtful design and precise execution? · As an Architectural Project Coordinator, you'll lead residential and commercial projects from concept to completion. Bring architectural plans to life using AutoCAD and o ...

    Des Moines $60,000 - $105,000 (USD) per year Full time

    1 week ago

  • Work in company

    Director, Product

    Only for registered members

    Own the Wondr Advanced and Partnership strategy, roadmap, and delivery for Wondr Health's metabolic solution. · ...

    Des Moines, IA

    1 month ago

  • Work in company

    RCIS Crop Claims Field Adjuster II

    Zurich Insurance Company Ltd.

    Zurich is currently looking for a to join our Rural Community Insurance Services (RCIS) team. RCIS is one of the leading crop insurance providers in the U.S. RCIS offers insurance protection in all 50 states through a national network of about 3,600 licensed agents. RCIS offers a ...

    Des Moines

    1 week ago

  • Work in company

    Associate, Third Party Reinsurance Management

    Only for registered members

    Job summary · POSITION OVERVIEW · The Reinsurance Management position will act as the key contact for internal and external queries related to reinsurance on both Life and Annuity products.Analyze financial impact of changes in reinsurance coverage and retention · ...

    Des Moines, Iowa, United States

    1 month ago

Jobs
>
Des Moines