International Corporate Banking Officer - Honolulu, HI, US

Position Function: · Manage and grow a portfolio of high valued clients in loan and deposit accounts/relationships that meet with established lending and operational policies and provides maximum profitability to the Bank with a minimum of risk. · Performs all duties and interact ...

Job description

Position Function:

Manage and grow a portfolio of high valued clients in loan and deposit accounts/relationships that meet with established lending and operational policies and provides maximum profitability to the Bank with a minimum of risk.

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Primary Accountabilities:

Relationship Management

• Assist team to maintain, expand, grow and service commercial and private banking clients
• Respond to inquiries from new clientele
• Assist with depository servicing and loan requests from initiation to closing, including
  1. Account opening
  2. Wire transfers
  3. Monitoring of overdrafts
  4. Information gathers
  5. Loan closing
  6. Tickler maintenance
  7. Management of portfolios
  8. Timely identification of upcoming renewals and follow up.
• Responsible for deposit, loan and related product and services documentation audit.

 Credit Management & Administration

• Appropriately manages and maintains credit quality aspects of assigned portfolio.   This includes:
• Timely regarding of loans and borrowers
• Timely renewal and/or extension of loans
• Minimizes all delinquencies (payment and tickler delinquencies)
• Follows financial trends of respective borrowers
• Appropriately recommends waivers/amendments
• Maintains credit files incompliance with Bank Credit Policies & Procedures.

Product Sales to New Customers

• Solicit new customers and sells bank products to affect:

1. Total Deposit Balance
2. Total Loan Balance Portfolio
3. Fee Income (loan and deposit, wealth management fee income, foreign exchange, client property payment services)

Business Group/Community Involvement

• Must be an active member of a business association and/or bank-sponsored community group, representing the Bank to prospective customers and increasing mind-share of the Bank.

If designated as the Business Unit Compliance Officer (BUCO)- the following duties will apply:

• Responsible for business unit compliance oversight as the "Business Unit Compliance Officer" (BUCO) with dotted line reporting to the Compliance Division Manager.   The BUCO is responsible for engaging in activities that contribute to the day-to-day compliance oversight of the business unit and any related third-party vendor relationships in alignment with the Compliance Management System Policy, Bank Secrecy Act Policy, and BUCO Program.  The BUCO demonstrates and applies business acumen to promote a culture of compliance and the identification, escalation, and timely mitigation of compliance risks.   This role exercises judgment and influence, and may constructively challenge business unit management to support compliance objectives, balancing business strategy with appropriate controls.
• The BUCO is accountable for implementing the Compliance Management System Policy and Bank Secrecy Act Policy, including but not limited to the following activities:
• Facilitating the Compliance Risk Assessment process by identifying, assessing, and managing regulatory compliance risks within the business unit.
• Knowing and understanding all state and federal compliance laws, rules, and regulations ("laws and regulations") applicable to the business unit, and how such laws and regulations impact or affect the business unit.
• Keeping abreast of changes to the laws and regulations, as tracked and disseminated on the Regulatory Tracking Log, and implanting regulatory change within the business unit.
• Attending all management meetings to keep appraised of developments within the business unit that may impact the compliance function.
• Actively participating in and advising on key business decisions within the business unit, including new or changes to existing products, services, processes, projects, and vendors.
• Ensuring that the business unit has sufficient resources to adequately manage compliance risks.
• Reviewing, drafting, and/or updating business unit policies, procedures, processes, guidelines, and controls to ensure that regulatory requirements are sufficiently addressed and that day-to-day activities operate in a compliant manner.
• Identifying compliance training needs, providing subject matter expertise to support the development of training curriculum, and conducting or coordinating compliance training for the business unit, in addition to and in support of the Compliance Training Program.
• Conducting and/or facilitating transactional and non-transactional monitoring and testing to assess the business unit's compliance with all applicable laws and regulations, in support of the Compliance Monitoring Program.
• Escalating compliance concerns to the Corporate Compliance Department for inclusion on the Issues Tracking Log, and ensuring that any corrective action is taken as necessary and appropriate to address compliance concerns.
• Supporting the Customer Complaint Program by ensuring that the business unit employees understand and fulfill their responsibilities for reporting and addressing customer complaints.
• Facilitating regulatory audits and examinations.

Minimum Qualifications:

Education:

• Bachelor's Degree in Business Administration or related field required.

Experience:

International Banking Officer III:

• 6+ years of experience in relationship banking in high-net-worth individuals and/or business market required. 

Sr. International Banking Officer:

• 7+ years of experience in relationship banking in high-net-worth individuals and/or business market required.

Functional Skills:

• Fluent in spoken and written Japanese language.

Physical Requirements & Working Conditions:

• Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
• Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
• Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
• Must be able to read and understand bank-related documents. 
• Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time.  Must also be able to adapt to different work environments as needed to perform the job.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.