Credit Cards Product Manager - Miami, United States - Ascendo Resources

Description

About the Role:

We are seeking a dynamic Product Manager to lead the development, design, and enhancement of our credit card products. The ideal candidate will have a strong background in financial services, with expertise in managing product lifecycles and implementing policies and procedures. This role requires a deep understanding of consumer behavior and regulatory frameworks, as well as proficiency in data analysis related to loan applications and underwriting outcomes.

Responsibilities:

• Develop and implement product strategies for consumer lending and credit cards that align with the bank's business objectives.
• Design, review, and implement robust policies and procedures to ensure product competitiveness, compliance, and efficiency.
• Conduct detailed data analysis on a large volume of loan applications and underwriting results (approvals, rejections) to optimize risk assessment and product integrity.
• Oversee the automation of application processes to handle large volumes efficiently while maintaining high accuracy and compliance standards.
• Collaborate with marketing, sales, and operations teams to ensure successful product launches and effective management.
• Define and monitor key performance indicators to evaluate product performance and identify areas for improvement.
• Ensure full compliance with all current regulatory frameworks and actively stay updated on changes in consumer lending and credit cards regulations.
• Manage the entire product lifecycle from concept through retirement, making data-driven decisions to enhance profitability and customer satisfaction.
• Serve as the primary liaison between stakeholders and executive management, providing regular updates on product performance and strategic direction.

Qualifications:

• Bachelor's degree in Business, Finance, or a related field; Masters degree preferred.
• Minimum of 7 years' experience in product management within the banking or financial services industry.
• In-depth knowledge of credit cards and the associated regulatory environment.
• Excellent analytical and problem-solving skills, with a strong attention to detail.
• Proven ability to lead and collaborate with cross-functional teams.
• Strong communication and presentation skills,
• Experience with Project Management methodologies is a plus.
• Experience with data analysis tools is a plus

We Offer:

• competitive compensation package and comprehensive benefits.
• for professional growth and advancement.
• collaborative and inclusive work environment.