Jobs

    Loan Originator - Atlantic Beach, United States - Triad Financial Service Inc.

    Triad Financial Service Inc.
    Triad Financial Service Inc. Atlantic Beach, United States

    3 weeks ago

    Default job background
    Accounting / Finance
    Description

    Job Category: Chattel Operations
    Requisition Number: MORTG001532
    Posted: May 1, 2024
    Full-Time
    Rate: $40,000 USD per year
    Jacksonville, FL 32224, USA

    Job Details

    Description

    Triad Financial Services is looking for a licensed Mortgage Loan Originator. The Mortgage Loan Originator (MLO) is responsible for pipeline maintenance/development that is comprised of pre-approved loans.

    LO's call borrowers and get them excited about working with Triad, gaining their business, provide them crucial information regarding the approvals process. This is a sales-oriented/minded position and LO's may need to renegotiate rates with borrowers and will work with underwriting and closing team to ensure all loans are accurate and complete. As a LO with Triad, you will:

    • Consult and sell Triad approved applications to borrowers and retailers
    • Develop relationships with approved Triad borrowers and retailers during the home buying process
    • Determine applicants needs and provide solutions
    • Manage a Pipeline - Analyze active loan files regularly and determine solutions to move approvals to closing in a timely manner
    • Understand Triad's loan products, rates, guidelines, and loan process
    • Stay up-to-date on changes in market conditions that affect the company's many loan products
    • Coordinate with other departments to optimize the sales effort
    • Meet or exceed Triad "pull-through" goals (percentage of contracts ordered (COF's) to loans approved)

    If you have current licensure and are looking for a career position with a proven winner, apply today

    Requirements

    • Active NMLS License required (must be eligible to obtain licensure in additional states)
    • 1+ year of retail mortgage loan knowledge/experience required
    • Sales experience or sales-minded with 3+ years of sales experience
    • Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan originator activities
    • Completing and passing all Continuing Education requirement (annually)
    • Credit check required-credit must meet State licensing guidelines and eligibility
    • Late shift required**

    Skills and Abilities

    • Excellent problem-solving skills are essential
    • Strong attention to detail and strong customer service skills
    • Excellent verbal and written communication skills, including the ability to effectively interact with all retailers, borrowers and internal departments
    • Ability to multitask in a fast-paced environment and to set goals and divide processes into timelines
    • Ability to conduct presentations and hold one-on-one meetings
    • Applying investor guidelines to specific sales situations and using discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis

    ** Late shift will vary and be based on department objectives

    #PM22



    Compensation details: 40000 Hourly Wage



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