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Fort Lauderdale

    Loan Processor - Fort Lauderdale, United States - We Florida Financial

    We Florida Financial
    We Florida Financial Fort Lauderdale, United States

    1 week ago

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    Description

    Job Description

    Job DescriptionJob description

    The primary function of this job is to provide outstanding service to members by assisting in direct & indirect loan document preparation and loan processing by fully using job-relevant technical skills, maintaining/updating technical skills and seeking to enhance service skills.Requires the ability to make decisions within established guidelines, the willingness to work within a sales environment, and the ability to be a team player in an organization that values the spirit of teamwork.

    Essential Functions:

    Processes direct & indirect loan applications according to portfolio guidelines as appropriate

    Update applications in the computer database

    Review/interpret transmittal instructions from Underwriter for closing viable indirect loans

    Prepare/monitor closing documentation, disclosures, and disbursement of indirect loans

    Prepare packet for closing by calculating the necessary interest and fees

    Coordinate the closing date with applicant and insures loan is in compliance

    Provide information to members and employees regarding rates, terms, conditions and criteria

    Provide preliminary prequalifying information to members as needed

    Other Functions:

    Solve closing related problems

    Perform final audit/verify that documentation complies with rules and regulations

    Assure that all disclosures are in compliance/sent within approved guidelines

    Assist with servicing of direct & indirect loans

    Cross-train to learn other Loan Dept. and front-office positions as needed

    Provide debt and financial counseling using established procedures

    Assist in maintaining direct & indirect loan records using established procedures

    Perform specific and delegated duties as assigned by management

    Notarize documents for members and staff

    Job Qualifications:

    Knowledge of:

    Products/services

    Policies/procedures and service philosophy

    In-house computer system

    State and Federal indirect lending regulations

    PC literate, including working knowledge of Word and Excel

    Job Type: Full-time

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