Credit Solutions Support Specialist II - Union, United States - Republic Bank Limited

Description

** Credit Solutions Support Specialist II**

**Job Category****:** Republic Processing Group **Requisition Number****:** CREDI003223 Showing 1 location **Job Details**

**Description**

**Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job**

Grade 10

**About Republic Bank**

Republic Banks values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for **I**nnovate for the Future, **M**ake it Easy, **P**rovide Exceptional Service, **A**cknowledge & Celebrate Success, **C**ommit to Caring and **T**hrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. Its one of the reasons weve been named as one of the Best Places to Work in Kentucky for the last five years For more information about the company, please visit .

POSITION PURPOSE AND OBJECTIVES:

The Credit Solutions Support Specialist II is responsible for supporting the operational aspects of the RCS relationships with assigned partners. Additionally, this position will be involved in all phases of partner and program relationships. This role will interact directly with the assigned partners and various management teams and will be the subject matter expert of all operational aspects of the relationship. Day to Day duties will include support of both our partners and internal Republic departments (Accounting, Audit, Support, etc.).

MINIMUM QUALIFICATIONS:

Minimum of 4 years of Consumer Credit operations/processing experience required.

Minimum of 3 years of banking, auditing or compliance experience preferred.

Minimum 3 years customer service or lending experience required.

Proficient in standard MS Office products (Excel, Word, and PowerPoint) required.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:

Responsible for review and archiving the Program Manager Reference Materials (underwriting manual, customer correspondence, program changes, etc.) and provide feedback on the content to the Program Managers.

Ensure compliance with established policies, business plans, industry guidelines and regulatory bodies.

Provide oversight and direction to other associates to open, sort, scan, monitor, and forward all mail correspondence to the appropriate Program Manager or corresponding payment processor.

Responsible for managing and analyzing all complaints and ensuring timely and accurate responses.

Interact directly with Program Managers and internal management teams to discuss and analyze outstanding issues and provide solutions for corrective action.

Develop and maintain internal program task lists and ensure that target dates for completion are met.

Comprehend operational changes that would impact the resources at the business location and provide solutions for implementing the changes.

Responsible for obtaining any documentation required for examinations or audits.

Prepare third party risk assessment forms and documents to present to the third-party committee for approval or renewal of service providers.

Provide oversight for handling phone calls from consumers regarding credit inquiries and other questions regarding our products. This includes research and tracking to completion.

Fully document, review, and maintain processes and operational procedures.

Act as a key contributor when working with Program Managers to assure specific aspects of program launches are tested and delivered on schedule.

Monitor products to assure processes are working as designed. Recommend updates and enhancements as appropriate.

Act as a liaison between partners and internal Republic departments, including Accounting, Audit, and Compliance.

Subject Matter Expert on all functions and processes associates with assigned Programs.

Assist the Director of RCS with facilitating ongoing meetings with Program Managers.

Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.

Model and foster behaviors that support the Banks values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.

Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:

Must have effective communication (written and verbal) skills to adequately convey reports, findings, etc. related to job function.

Contributes to team effort by accomplishing related results as needed.

Able to work independently with minimum guidance and as part of a team.

Ability to establish priorities and manage multiple activities.

Provide guidance to other associates within the RCS department.

Ability to adequately document, organize and describe processing requirements.

Strong work ethic, with the motivation to provide high quality results on schedule.

Must be detail oriented and well organized.

Ability to communicate with diverse audiences and levels.

Recognizes and resolves conflict effectively.

Skilled in problem identification and resolution, planning and organizing work goals, and working in a team environment.

Requires the ability to work well under pressure and with strict deadlines.

PHYSICAL REQUIREMENTS:

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS:

This position may be work-from-home eligible for up to 2 days per week. Individual participation to be permitted at management discretion.

Travel between Republic Banking facilities may be required.

Occasional out-of-town travel is required.

Flexible work schedule that will include some evenings and weekends.

Stay abreast of new developments, best practices, and statutory and regulatory changes.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.

**Qualifications**

**Skills**

**Behaviors**

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**Motivations**

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**Education**

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**Licenses & Certifications**

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish inf