- Conduct analysis and research on the performance of borrowers to assess historical performance and future projections; ie. Cash flow analysis, risk capital calculations.
- Gather support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre screen memos for the Credit Department.
- Conduct quarterly and annual reviews of loan portfolio and handle a variety of system and procedural issues related to the borrowers such as internal grading, monthly/quarterly reporting, and other ad hoc projects.
- Assist with amendments, dividend transactions, loan closings and funding, and other credit events that may impact the borrower.
- Support in the preparation of client materials (presentations, proposals, RFPs, term sheets, etc.).
- Undertake research and analytics related to specific sectors, regions or loans, and stay abreast of current market conditions.
- Provide ad hoc reports for management.
- Formal credit training preferred.
- minimum 1-2 years of experience working at a corporate bank or other financial institution.
- Some knowledge of banking and prior internships at a bank or financial institution preferred.
- Highly proficient MS Excel, Word and PowerPoint skills are required.
- Bachelor's degree in Finance, Business or Accounting preferred or equivalent education and training.
- Japanese language skills (business level) preferred but not required.
Credit Operations - New York, United States - SMBC Group
Description
The anticipated salary range for this role is between $57,000.00 and $75, The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
Role Description
The main function of this position is to build business connection with people in energy and natural resources sectors based in Houston and surrounding area and gather information relating to energy or natural resources projects with which Japanese or other Asian companies are involved. Report to and closely collaborate with Group Head and Relationship Managers in New York to provide information to potential clients so that SMBC is able to be involved with such energy or natural resources projects at an early stage. Potentially may be in charge of some existing clients as Relationship Manager (RM).
Role Objectives
Qualifications and Skills