- Embrace the LINK corporate values of LIVE, INTEGRITY, NURTURE, KNOWLEDGE and infuse those values throughout the company.
- This position requires the employee to possess a positive attitude and willingness to learn, while providing superior client services to all members of LINKBANK.
- Promote and ensure the development and maintenance of relationships with community organizations and outreach partners, particularly in minority and low- and moderate- income communities, independently and in collaboration with Community Lending Officers and Regional Presidents across the Bank's market areas.
- Partner with appropriate business line managers to identify risks, implement new policies and procedures, participate in new product development and provide input regarding CRA and Fair Lending compliance concerns relevant to proposed and current products and services offered by the Bank.
- Collaborate with the Marketing Department to increase awareness of the Bank and its products within minority communities and low- and moderate- income areas across the Bank's markets.
- Deliver CRA and Fair Lending training sessions for appropriate Bank personnel.
- Perform annual Fair Lending Risk Assessment.
- Prepare periodic CRA and Fair Lending reports for executive management and the Board of Directors.
- Assist commercial bankers in identifying community development loans.
- Collaborate with the Human Resources Department and regional business leadership to ensure all qualifying CRA activities are identified.
- Respond to inquiries and provide information as appropriate to regulatory agencies regarding CRA and Fair Lending matters.
- Maintain polices/procedures related to Fair Lending and CRA.
- Maintain the Bank's public file and handling CRA related public comments.
- Chair the Bank's Management CRA/Fair Lending committee and the quarterly CRA data, fair lending, and redlining reports.
- Other duties as assigned.
- Working knowledge of CRA and Fair Lending laws and regulations.
- Excellent verbal and written communication skills, including report development/group presentation skills.
- Excellent analytical skills, with experience conducting and understanding data/statistical analyses.
- Ability to effectively train and instruct.
- Excellent interpersonal and customer service skills.
- Superior organizational skills and strong attention to detail.
- Excellent time management skills with proven ability to meet deadlines.
- Ability to work effectively with departments throughout the organization in a fast-paced, constantly changing environment.
- Proficient with Microsoft Office Suite and related software.
- Prefer experience with specialized Fair Lending/CRA software and analytic tools.
- Must be able to verbally communicate instructions and information clearly, concisely, and accurately to our clients and other employees.
- Must be able to read and comprehend sometimes complex schedules and details to process correspondence accurately, while providing exceptional client service.
- Manual dexterity for the functional operation of office equipment, computer terminal, and other office equipment.
- Must have visual acuity required to work at a computer terminal.
- Must have the ability to perform activities such as prepare and analyze data and figures, view computer screen, extensive reading, and report preparation.
- Mobility enough to coordinate activities in the department and ability to lift up to 50 pounds may be required.
-
CRA and Fair Lending Officer
2 weeks ago
LINKBANK Camp Hill, United StatesJob Description · Job DescriptionDescription:General Responsibilities / Job Summary: · The Community Reinvestment Act ("CRA") and Fair Lending Officer is responsible for the successful implementation and oversight of the Bank's CRA and Fair Lending Compliance Programs, including ...
-
Universal Banker
3 days ago
Traditions Bank York, United StatesGeneral Summary: · The Universal Banker serves in an advisory role to build relationships with existing/new customers by cross selling the bank's products and services and related features. Actively prospects for new clients to contribute to the team goals. This individual is ab ...
-
Mortgage Loan Officer
3 weeks ago
Fulton Bank York, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Originator
2 weeks ago
M&T Bank York, United StatesOverview · Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirem ...
-
Dealer Relationship Manager
3 weeks ago
Santander York, United StatesDealer Relationship Manager - York, PA · Country: United States of America · This is an outside sales position that requires the representative to be physically living in the vicinity of York, PA for business needs. Before applying, please keep in mind that this position does n ...
-
Consumer Loan Processor I
1 week ago
First Financial Federal Credit Union of Maryland Sparks, United States contractFirst Financial Federal Credit Union · Job Description · Job Title: Consumer Loan Processor I, II and III · Department: Consumer Lending · Reports To: Consumer Lending Manager · Salary Grade(s): 7,8,9 · EEO-1 Job Class: 5 - Administrative Support Workers · FLSA Status: No ...
-
Senior Consumer Underwriter
2 weeks ago
Kellogg Community CU Mountville, United StatesJoin Kellogg Community Credit Union as a Senior Consumer Underwriter at our Second St. branchAs the Senior Consumer Underwriter, you will be responsible for assessing the creditworthiness of loan applicants and making decisions to approve or deny a variety of consumer loan applic ...
-
Collector I, II
1 week ago
First Financial Federal Credit Union of Maryland Sparks, United States· First Financial Federal Credit Union · Job Title: Collector I, II, III · Department: Collections · Reports To: Collections & Loss Mitigation Manager · Salary Grade(s): 7, 8 · EEO-1 Job Class: 5 - Administrative Support Workers · FLSA Status: Non-exempt · Location: 72 Loveton ...
-
Collector I, II
6 days ago
First Financial Federal Credit Union of Maryland Sparks, United States· First Financial Federal Credit Union · Job Title: Collector I, II, III · Department: Collections · Reports To: Collections & Loss Mitigation Manager · Salary Grade(s): 7, 8 · EEO-1 Job Class: 5 - Administrative Support Workers · FLSA Status: Non-exempt · Location: 72 Loveton ...
-
External Mortgage Loan Originator
6 days ago
AnnieMac Home Mortgage Lebanon, United States Full timeJob Details · Level ExperiencedJob Location 5001 Lebanon - Lebanon, ORPosition Type Full TimeEducation Level High SchoolTravel Percentage Road WarriorJob Category Sales Description · AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to es ...
-
Licensed Sales Assistant
4 days ago
Guaranteed Rate Affinity Camp Hill, United StatesWho we are: · Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc.. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more ...
-
Client Solutions Administrator
1 week ago
LINKBANK West End, United States:General Responsibilities / Job Summary (A brief description that summarizes the overall purpose and objective of the position and the results you are expected to accomplish): · The employee would create a differentiating experience for all visitors to the solution center. Respon ...
-
Client Solutions Administrator
6 days ago
LINKBANK West End, United States:General Responsibilities / Job Summary (A brief description that summarizes the overall purpose and objective of the position and the results you are expected to accomplish): · The employee would create a differentiating experience for all visitors to the solution center. Respon ...
-
Client Solutions Administrator
1 week ago
LINKBANK Harrisburg, United States:General Responsibilities / Job Summary (A brief description that summarizes the overall purpose and objective of the position and the results you are expected to accomplish): · The employee would create a differentiating experience for all visitors to the solution center. Respon ...
-
Senior Manager
2 weeks ago
Fulton Bank, N.A. Lancaster, United StatesSenior Manager - Credit Risk and Analytics · Job Locations · US-PA-Lancaster · Requisition ID · Location Name · Corporate Headquarters · County · Lancaster · Category · Audit/Risk/Compliance · Position Type (Portal Searching) · Full-Time · FLSA Status · Exempt · Val ...
-
Credit Analyst III, Senior Analyst
2 weeks ago
Stbank Lancaster, United StatesCredit Analyst III, Senior Analyst, or Senior Analyst II - C&I page is loaded · Credit Analyst III, Senior Analyst, or Senior Analyst II - C&I · Apply · remote type · Hybrid · locations · Lancaster Building · Camp Hill Corp · West Chester Building · time type · Full tim ...
-
Member Experience Officer
2 weeks ago
Belco Community Credit Union Lancaster, United StatesMember Experience Officer (Personal Banker) · Belco Community Credit UnionMar 06, 2024Finance · Job Description · Location: Regency Branch - Lancaster, PA Position Title: Member Experience Officer Department: Retail Operations Supervisor's Title: Member Experience Manager/Assi ...
-
Member Experience Officer
2 weeks ago
Belco Community Credit Union Gettysburg, United StatesMember Experience Officer (Personal Banker) · Belco Community Credit UnionMar 06, 2024Finance · Job Description · Location: Gettysburg Branch - Gettysburg, PA Position Title: Member Experience Officer Department: Retail Operations Supervisor's Title: Member Experience Manager/ ...
-
Commercial Credit Analyst
2 weeks ago
Gpac Harrisburg, United States Full timeCommercial Credit Analyst Qualifications: · POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, ...
-
Commercial Credit Analyst
2 weeks ago
Gpac Cornwall, United States Full timeCommercial Credit Analyst posting: · Commercial Credit Analyst Qualifications: · POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial an ...
CRA and Fair Lending Officer - York, United States - LINKBANK
Description
:General Responsibilities / Job Summary:
The Community Reinvestment Act (CRA) and Fair Lending Officer is responsible for the successful implementation and oversight of the Bank's CRA and Fair Lending Compliance Programs, including collaborating and strategizing with lending personnel and community organizations to ensure that the Bank is appropriately responsive to the banking needs of low- and moderate-income individuals and communities within its markets.
Essential Functions/Duties:
Minimum Qualifications:
Education/Training: Bachelors Degree or related experience.
Knowledge/Skills/Abilities:
Experience: Minimum of three (3) years of financial institutions consumer compliance experience, including preferred experience in Fair Lending.
Physical and Mental Job Requirements:
Working Conditions:
This job operates in a professional office environment. This role routinely uses standard office equipment, such as computers, printers/copiers, phones, and postage meters.
PIab2cd61a91e