Compliance Specialist - Fairmont, United States - Profinium Inc

Description

Job Type

Full-time

Description


SCOPE

You are responsible for ensuring the company is conducting its business in full compliance with all federal and state laws & regulations, as well as professional standards, accepted business practices, and internal standards.

You are committed to creating an
AMAZING, compliant client experience


ACCOUNTABILITIES

Compliance Monitoring & Enforcement - 70%

• You conduct department studies to discover potential exposure to existing or pending compliance regulation.
• You perform on-going compliance & fair lending monitoring.
• You conduct periodic reviews/audits & compliance testing of branches, departments & products of the bank as specified in the bank's Compliance Risk Management Program.
• You assist with administration of the Bank Secrecy Act (BSA) program & Community Reinvestment Act reporting.
• You investigate suspicious activity & file Suspicious Activity Reports (SAR's) as necessary.
• You may provide written & oral reports to management.
• You assist with enforcing corporate compliance policies & establish compliance review procedures.
• You maintain a schedule for a cursory examination of all compliance requisites.
• You look for evidence of deficiencies in controls, duplication of effort, timeliness or response to compliance issues or lack of compliance with laws, government regulations, & management policies or procedures.
• You help manage the Bank's record & retention & disposal program.
• You monitor proposed, newly implemented & changes to existing laws & regulations.
• You act as a resource to employees for questions regarding regulatory issues.

Compliance Training & Procedural Tasks - 20%

• You assist employees in understanding & addressing all applicable laws & regulations.
• You work with appropriate staff in developing an effective response to the compliance requirements.
• You assist with coordinating all necessary training & advise staff regarding new & existing compliance laws & regulations & how their job responsibilities assist in the bank's compliance.
• You collaborate with & assist department leaders in establishing procedures that align with compliance requirements.
• You review annual training initiatives for the bank to ensure required compliance training is being conducted.

Other -
10%

• You review & approve advertising, marketing & bank disclosure for compliance with regulations.
• You ensure all necessary public information is accessible, accurate & maintained.
• You assess emerging issues & potential liabilities.
• You may complete special projects as needed.
• You have a basic understanding of the internal audit function and provide support in this area when needed.
• You comply with all company policies & procedures as well as all applicable laws & regulations.
• As a part of the overall team of bank employees, you may be requested to assist in the support of other bank activities.
• You promote the
  AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3's) & Core Values to guide your behavior.

Requirements


COMPETENCIES

Communication - Independent/Sound Judgement - Quality Control - Detail Oriented - Risk & Compliance Management - Flexibility - Technology Driven - Self-motivated - Teamwork


EDUCATION, EXPERIENCE & SKILLS

• You value client experience & are capable of committing to a team culture like no other
• You take pride in producing a quality product & having fun along the way
• Preferred that you have a 2-year degree in a related field
  OR
• You have 2-3 years of banking experience
• It is desirable if you have Bank Examination experience
• Must maintain a Compliance Certification from National Compliance School
• You have an above average working knowledge of laws & regulations pertaining to banks & the ability to interpret & understand them. Basic understanding & knowledge of Bank Secrecy Act & Anti-Money Laundering Regulations, USA Patriot Act, Office of Foreign Assets Control & local regulations & consumer fraud issues.
• You have the ability to maintain confidential information
• You have the ability to work with multiple levels of management & bank staff.
• You have skills needed in a typical office environment, including computer skills & utilization of office equipment
• You have knowledge of Accounting, Internet, Spreadsheet & Word Processing software.

While performing the duties of this job, you are regularly required to move about inside the office to access file cabinets, office machinery, attend meetings, etc.

You have the ability to operate a computer, carry, handle & feel objects; reach with hands & arms; communicate effectively & efficiently in person & over the phone.

You must occasionally lift &/or move up to 25 pounds or more with assistance. You have the ability to travel to other locations as needed. Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception & the ability to adjust focus.

The requirements listed above are representative of the knowledge, skills &/or abilities required for this position. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions of this job. This document is intended to describe the general content & performance requirements of this position.

It is not to be construed as an exhaustive statement of duties, responsibilities or requirements & does not imply a contract.

Other duties may be assigned.

Profinium has the exclusive right to alter this job description at any time without notice.

Profinium, Inc. is an Affirmative Action/Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law

Profinium, Inc. ("Profinium"), may use third-party websites to post employment opportunities. Profinium is not involved in the actual transaction between employment applicants and any third-party website.

Authentication on the Internet is difficult; therefore, Profinium cannot and will not confirm that third-party websites are safe and secure with personal information, such as a social security number.

Accordingly, Profinium discourages candidates from sharing personally sensitive information with third-party websites.

Because Profinium cannot be involved in user-to-user dealings or control the behavior of employment applicants on third-party websites, in the event that you have damages from sharing personally sensitive information with a third-party website, you release Profinium (and our agents and employees) from claims, demands, and damages of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such damages.

Profinium is under no legal obligation to, and do not, control the information provided by applicants made available through third-party websites.

Profinium expects that you will use caution and common s