Financial Planning Consultant II - St. Petersburg, United States - Raymond James

Description

Job Summary:

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to consult with Financial Advisors (FAs) and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding and small business planning.

Leads defined work or projects of broad scope and complexity. Resolves or recommends solutions to complex problems. Extensive contact with internal and external customers to provide detailed financial planning consultative services.
Essential Duties and Responsibilities:

• Responds to FA questions by telephone, email and occasional personal visits.
• Consults with FAs and their clients/prospects related to designing a tailored financial analysis or comprehensive plan that meets the client's/prospect's short and long-term financial needs and goals.
• Analyzes certain aspects and/or the entire financial circumstances of a client/prospect:oIn conjunction with the FA, reviews portfolio design and recommendations. oResponds to income tax inquiries without providing tax advice.oEvaluates overall individual and employer-based retirement needs, researches various options, and provides planning alternatives. oResearches and provides recommendations related to risk management concerns, including insurance.oProvides guidance on estate planning options and techniques.oResponds to and directs education funding questions including 529 plans.oProvides guidance on small business planning.
• Conducts research as needed related to assigned client cases, including but not limited to specific income tax questions and other legal issues.
• Creates planning alternatives using proprietary and third party software packages and provides comprehensive technical support to users of the software.
• Designs and prepares presentations that clearly communicate the recommendations and alternatives related to the client's financial analysis and comprehensive plan design.
• Occasionally participates in the client presentations (primarily over the phone, however sometimes in person); as requested by the FA.
• Creates presentations and is an instructor in various training programs attended by FAs.
• May represent the department in home office meetings, such as By Invitation Only (BIO) and home office visits (HOVs), and at RJ conferences.
• Writes articles on financial, income tax, retirement, risk management and estate planning topics.
• Develops marketing materials.
• Performs other duties and responsibilities as assigned. Qualifications Raymond James Guiding BehaviorsAt Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firmAt Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

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