Credit Analyst - Melville, United States - Express Employment Professionals

We are looking for a detail-oriented Credit Analyst to join our team. The Credit Analyst will evaluate individuals and businesses applying for loans or credit, needing a good grasp of financial, quantitative and cash flow analysis.

Responsibilities:

• Perform thorough financial analysis of loan applicants, including reviewing financial statements, tax returns, and credit reports
• Examine risk associated with extending credit and make recommendations
• Produce detailed credit reports on financial status and creditworthiness
• Collaborate with loan officers and underwriters
• Stay informed about industry trends, regulations, and best practices
• Assist in enhancing credit analysis processes

Qualifications:

• Bachelor's degree in Finance, Accounting, or related field
• Strong financial knowledge
• Experience in financial analysis, preferably in lending or credit
• Proficiency in quantitative analysis and financial modeling
• Familiarity with mortgage servicing and underwriting guidelines
• Excellent attention to detail
• Strong written and verbal communication skills
• Ability to work independently and meet deadlines

If you are a motivated individual with analytical skills and a passion for finance, we invite you to apply for the Credit Analyst position. Please send your resume and a cover letter detailing your experience.

Job Type: Full-time

Pay: From $25.00 per hour