Mortgage Loan Officer - Laguna Hills, United States - St Fin Corp/ Star Financial

Description

About Star Financial:

Established in 2002, we are a direct lender in California, Florida, and Texas. We underwrite and fund in-house. Our mission is simple: to provide homeowners and potential homeowners with low-cost, competitively-priced mortgage products and back those products with excellent service. At Star Financial, we pride ourselves on our use of cutting-edge technology and cost-effective advertising methods, which allow us to maintain a lower cost structure than many other lenders. We use the most advanced technology available to close loans quickly, at a low cost. With our streamlined processes, you can enjoy a hassle-free mortgage experience. Star Financial offers a wide range of programs to meet the financial needs of every Borrower.

Position Summary:

Our growth has created an immediate need for top-notch Loan Originators to join our team and help strengthen our lending team. The new passionate and ambitious team member will be responsible for helping to secure and close investment deals. There is no room for second best. We're looking for a go-getter who is motivated to help our company reach its goals and be rewarded for it along the way.

Responsibilities:

· Develop and maintain strong relationships with real estate agents, entrepreneurs, and other referral partners.

· Generate leads and prospects for new loan opportunities.

· Pre-qualify and qualify potential borrowers.

· Gather and analyze financial information to determine loan eligibility.

· Explain loan options and guide borrowers through the loan application process.

· Prepare and submit loan applications to underwriters.

· Work closely with underwriters, processors, and other team members to ensure a smooth and timely closing process.

· Maintain accurate and complete loan files.

· Follow all applicable lending regulations and compliance requirements.

· Exceed monthly and annual loan production goals.

Qualifications

· 2+ years' full-time purchase or refinance loan origination experience; call center environment preferred.

· Strong desire to succeed in a sales environment and be a top producer.

· Ability to correctly and accurately structure and price loans.

· Complete knowledge of conventional and government loan programs (purchase and refinance).

· Current NMLS license. ( Must have passed National test & 20 hour lic. course.)

Desired Education/Experience

· High School Diploma or equivalent

· Two or more recent years full-time loan origination experience, preferably in a call center environment

· Current NMLS license.

Come join a winning STAR team