- REAL ESTATE PROCESSINGPromote, market, and facilitate the overall sale of products of the bank.
- FLetter Folding/Stuff Machine-RMail Machine-RDocument Scanner-FPHYSICAL & MENTAL DEMANDSLight to Medium work Exerting up to 50 pounds of force occasionally, and/or up to 10 pounds of force frequently to lift, carry, push, pull or otherwise move objects, including the human body.
- FPushing/Pulling/Lifting-OFingering/Grasping-FRepetitive Motions-FTalking/Hearing-FReading/Writing-FClose Visual Acuity worker is required to perform such tasks as preparing and analyzing data and figures, transcribing, or viewing a computer terminal.
- FWORKING CONDITIONSWorker is subject to inside environmental conditions; protection from weather conditions but not necessarily from temperature changes FWorker is subject to outside environmental conditions when traveling to branches/departments, bank events or required bank meetings and training sessions OWorker is subject to local travel as required when traveling to branches/departments, bank events, or required bank meetings and training sessions OThe above statements describe the general nature and level of work being performed.
Loan Operations Specialist - Pilot Point, United States - Point Bank
Description
About the Organization PointBank has been an independent, locally-owned community bank serving Denton County, Texas since over 135 years Currently, we have nine branches conveniently located throughout Denton County.
We, at PointBank, would like to invite you to use our banking services, as well as consider joining our team of dedicated employees PointBank's mission is to make every customer feel like the only customer so they refer their family and friends.
To accomplish this, we provide a fun and professional environment where employees are challenged to be the best version of themselves.
Description LOAN OPERATIONS SPECIALISTREPORTING RELATIONSHIP AND SCOPEThis position reports directly to the SVP-Sr. Credit Officer and the Loan Operations Assistant ManagerThis position reports indirectly to the SVP-Sr. Lending Officer and the Chief Operating Officer /Chief Risk Officer.
FLSA STATUSThis position is classified as Non-Exempt under the FLSAOVERVIEWThe purpose of this position is to perform the duties related to processing, closing, funding and servicing of real estate loansESSENTIAL JOB FUNCTIONSMaintain a productive work flow and work as a member of a professional teamFacilitate processing for all Real Estate (Commercial/Construction/Residential/etc.) loansEnsure that all required documentation is present in the loan request as contained in the real estate checklistEnsure that necessary approval has been obtainedAssist loan processors with obtaining needed documentation and loan document requests to attorney and/or third partiesReview real estate loan documents for accuracy and obtain corrections as neededBook loans once closed accurately and in accordance with loan approval and loan documentsFund loans once closed and review for completeness and requirements met with appropriate exception approvalsPrepare and give to the SVP-Sr.
Credit Officer the booking checklist within 72 hours of bookingAssist with imaging loan files, ensuring these are completed within 72 hours after receipt of original documents.
Ensure that all legal documents have been filed for recording with the appropriate agenciesEnsure receipt of title policy from title companies and review for accuracySet up and process construction drawsAssist loan customers with service issues such as payments, auto transfers, interest calculations, insurance reports, etc.
Quote and process payoffs of loansPrepare lien releasesReview lien releases prepared by othersProcess any participation advances or payment requestsProcess monthly payments for all purchased loansSet-up and monitor loan documentation exception tracking and clearingScan and verify documents in imaging systemCollateral maintenance; verify filing of UCC Financing Statements/ContinuationsInsurance tracking and monitoringProcess insurance and real estate tax payments from escrowed accountsPerform annual escrow analysisMonitor and clear delinquent property taxesVerify data input on new and renewed loansBalance and reconcile assigned General Ledger accountsVerify collateral hold input for all locationsTrack negotiable collateral valuationsAssist in preparation of loan portion of the monthly Board reportsProvide data and information to sales staff from filesCross train in all areas of the department and rotate duties periodicallyTrain on new tasks as they are assigned to the departmentTroubleshoot and provide assistance to employees/customers on any inquiries, customer service issues, disputes, etc.
Assist in writing and updating proceduresAttend all meetings and complete all training required to ensure regulatory complianceComply with all applicable Federal and State regulations and guidance associated with the performance of your job functionComply with all applicable BSA/AML/OFAC policies and procedures associated with the performance of your job function, including participation in required training and identifications of suspicious activityResponsible for making suggestions to improve branch/departmental operations and overall bankPerform other duties and assignments within the bank at Management's request; accept periodic cross-trainingEQUIPMENT USE, PHYSICAL & MENTAL DEMANDS, AND WORKING CONDITIONSFrequency: (R) Rarely 0-15%; (O) Occasionally (16-45%); (F) Frequently %)EQUIPMENT USETelephones-FCopier/Fax Machine-FComputerStooping/Crouching-OStanding/Walking-FSitting
Interpreting Data-FProblem Solving-FMaking Decisions-OOrganizing
They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of the position.
Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability.Full-Time/Part-Time Full-Time Location Pilot Point Position RequirementsEOE Statement The above statements describe the general nature and level of work being performed.
They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of the position.
Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability.If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Recruiter at PointBank is an Equal Opportunity Employer of minorities, women, veterans, and disabled.
This position is currently accepting applications.