In Office Non-QM Underwriter - North Hollywood, CA
15 hours ago

Job description
Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) – On-Site
Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products.
Key Responsibilities
Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans.
Analyze self-employed and alternative documentation income calculations.
Ensure all files meet company, investor, and regulatory guidelines.
Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard.
Communicate effectively with processors, account managers, and loan officers to resolve file conditions.
Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times.
Stay current on investor guidelines and evolving Non-QM products.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience (required).
Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans.
Strong experience underwriting self-employed borrowers and complex income structures.
Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard).
Must have underwritten front line loans within the past 12 months.
Compensation & Benefits
Base salary: $70,000–$100,000 (DOE)
Bonus: Monthly eligibility after 2 years based on funding quota
Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interestIf your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Similar jobs
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company standards to issue a loan decision. · Review assigned loans and issue a credit decision based on program guidelines and risk evaluation. · ...
1 week ago
Key responsibilities include but are not limited to: · Underwrite mortgage loan files for agency compliance and investor guidelines · Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents. ...
14 hours ago
· Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) – On-Site only- NOT REMOTE OR HYBRID · Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. ...
14 hours ago
Founding Non-QM / DSCR Originator (Mortgage Broker) at Surest Capital Company · Originate and close DSCR / investor Non-QM loans (primary lane at launch) · Convert referral and self-generated opportunities · Run borrower discovery calls, issue scenario guidance, and drive files ...
1 month ago
We're building around one simple promise: high payout + predictable execution. · Originate and close DSCR / investor Non-QM loans (primary lane at launch) · ...
1 month ago
We are seeking an experienced QM Underwriting Manager to lead our team of mortgage underwriters. The successful candidate will have at least 5 years of mortgage underwriting experience and 2+ years in a leadership or managerial role. · The ideal candidate will possess strong work ...
20 hours ago
As a sales representative, you will be at the forefront of innovation, working closely with residential mortgage brokers to introduce and sell Thunderbird's no-documentation loan program. · ...
1 day ago
We're revolutionizing the mortgage industry with our first-of-its-kind no-documentation loan program. As a sales representative, you'll work closely with residential mortgage brokers to introduce and sell our product, guiding them through our seamless self-service platform. · ...
1 day ago
This Hybrid position requires excellent oral and written command of the English language. You will be at the forefront of innovation, working closely with residential mortgage brokers to introduce and sell Thunderbird's no-documentation loan program. · ...
1 day ago
This sales representative will be at the forefront of Thunderbird's innovative no-documentation loan program, working closely with residential mortgage brokers to introduce and sell our product. · ...
1 day ago
This is a Hybrid position as Non-QM Mortgage Sales Executive at World Business Lenders (WBL) providing general purpose short-term real estate collateralized commercial loans to small and medium sized businesses throughout the United States. · Reach out to Residential Mortgage Bro ...
1 day ago
This is a Hybrid position for a Non-QM Mortgage Sales Executive at World Business Lenders (WBL), where you will sell their no-documentation loan program to residential mortgage brokers. · ...
1 day ago
Job Title: · Underwriting Manager Non-DelegatedLocation: · CA - Westlake VillageWhat you'll do: · The Underwriting Manager will be responsible for the leadership and management of a team of underwriters to achieve the Company's production and quality goals. The ideal candidate mu ...
15 hours ago
The Underwriting Manager will be responsible for the leadership and management of a team of underwriters to achieve the Company's production and quality goals. · ...
2 weeks ago
The Underwriting Manager will be responsible for the leadership and management of a team of underwriters to achieve the Company's production and quality goals. · ...
2 weeks ago
The Loan Setup Specialist plays a critical role at the front of the pipeline ensuring that broker submissions are complete accurate and properly structured before entering underwriting. · A strong Loan Setup Specialist protects underwriting efficiency improves turn times and help ...
1 month ago
We are hiring a Post Closing Specialist – Non-QM to own the clearance of Third-Party Review (TPR) findings and investor post-purchase conditions tied to the sale of Non-QM loans. · This is a mission-critical execution role responsible for protecting liquidity, investor relationsh ...
1 month ago
We are seeking an experienced Senior Underwriter specializing in Non-QM and Non-Agency loans to support our growing team at Real TPO. · ...
1 month ago
The Senior Commercial Relationship Manager is responsible for soliciting new business and managing customer relationships of small businesses and not-for-profit organizations. · ...
1 week ago
The Relationship Manager (RM) is primarily responsible for soliciting new business and managing customer relationships of small businesses and not-for-profit organizations. The RM will develop business geared toward growth in new customer relationships, strengthening and expandin ...
1 week ago