Loan Specialist - Chula Vista, United States - Secure Funding Group

    Secure Funding Group
    Secure Funding Group Chula Vista, United States

    3 weeks ago

    Default job background
    Description
    Job Description

    Job Description

    Qualifications and Education Requirements

    Department/Group:
    Operations Dept

    Job Code/ Req#:
    CV24


    Location:
    Corporate

    Travel Required:
    N/A


    Level/Salary Range:
    $18 Per Hour
    $20 Per Hour
    $22 Per Hour

    Position Levels:
    Loan Specialist III
    Loan Specialist II
    Loan Specialist I

    Reports To:
    Processor, Processing Mgr

    Effective Date:

    01/01/2024

    Responsible For:
    NA

    Hours Per Week:
    Job Description

    ROLE AND RESPONSIBILITIES
    The position will be Responsible for Loan Estimate & Loan Disclosures (SOP STEP 1) Responsible for Appraisal Order and / or HOA Cert Order (SOP STEP 2) Responsible for Loan Submission to Underwriting (SOP STEP 3)

    ESSENTIAL KNOWLEDGE
    Office 365, Basic math computations, and SFG Essential Knowledge Chart (Level III)

    QUALIFICATIONS AND EDUCATION REQUIREMENTS
    No Experience (LS III)

    1 Year Mortgage or Real Estate experience (LS II)

    2 Year Mortgage or Real Estate experience (LS I)

    DISC test


    PREFERRED SKILLS
    Strong Communications Skills

    High Organizational Skills

    Ability to work in team environment

    Ability to work without supervision


    ADDITIONAL NOTES
    See Role and Responsibilities Addendum for additional job requirements
    LOAN SPECIALIST,
    ROLE AND RESPONSIBILITIES(ADDENDUM)
    Responsible for Loan Estimate & Loan Disclosures (SOP STEP 1)
    Review Loan file for completeness and accuracy

    Efficient use of DocMagic or DocuSign systems for Borrower

    Efficient in all Loan Pricing Engines

    Responsible to request wet signatures as needed on SSI & 4506 Verification Forms

    Responsible for Tracking & Milestone Update notifications

    Responsible for Appraisal Order and / or HOA Cert Order (SOP STEP 2)
    Responsible to track Order until Inspection Date is set

    Review Appraisal and send Value notification upon receipt

    Order SSR's

    Order COC as necessary (if value is different than submission)

    Order Value Rebuttal as necessary

    Order 1004D as necessary

    Order HOA Cert, Limited of Full Questionnaire when applicable (CONV, FHA)

    Responsible for Tracking & Milestone update notifications

    Responsible for Loan Submission (SOP STEP 3)
    Ensure File has cleared Disclosures and is in line for UW

    Request Escrow Doc package including Estimated Closing Statement based on initial LE

    Responsible for Tracking and Milestone Update notifications

    #J-18808-Ljbffr